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i . � :' ��'� -- -_- - . . _ , . . . ...�... • . _-.�_7_.'.Calx-iX3t` � .. . ._- sfl .:_. .s. ,L _— --- � .....-. - .,.�3._.�r�_'�_'_.. .__.—...- . . - —. �.� �.'n �.r.:...:. . . :: .�.........�a:r:�o -.; --_..� "' .' _— ' —_ .___ _ _ _ _ _ _- _- _ . • ' -' __ _____--' �'�1ll�u.........—..�.�iJ '�i'•-.yr.:�.:a1..La:,2iF�.:'l,_r+ � .. ltL�' r'fA.+iY��.ix...�.... .._ __. . • -- __ — —__ — — — .w� 'RW.+iw.......wv..��l{�:i�.--__--_ _ .�._.._�_..—__ _ . .._, .__ . .__.. ._ . __ . _ _.. ..___ . -.. .. .. . � 9�� +b�°'��43 C.. ,�T)JU�TA�3�.� 1�ATE R.IDE�L 2ooz�se� _ (1 Yenr'freasury Index-itetc Co�) — I'l1iS AllJUSTAHI.B 1RA7"F,RI�ER is mnde thie 23RD day of MAY , , � �_�• �_.��......1 ��.. ..w..wl a�,.�n..l�A?or�r t}��Mnrtaaar Tlerll Af 1 L�1.`�70 .0.s1t1 tB IIICU(}1uluilAl iiiiO duu oua�a w u.n....w .»::... « •• rr • o-�+�• - Trust or Security Dced(thc"Security Instrumcnt") of thc same date given by die underslgnecl(tf►o"Borrower")to secure the Horrowcr's AdJustable ltate Natc(the"Notc")to fhe Equiteble Auilding end Loen Aesocietion of Or aed Islend, Hebreshe, A Federel Sovings Benk (the"I.ender")of the samr date mid covering the property descrlbed in the Security Instrument and located at: 3548 SCNROEDER AVE dRANO TS�AnND��NE BRASKA 138803-6531 THE NOTE CONTAINS P'ROVISIONS ALI.OWING FOR CHANQES IN THE INYEREST • RATE AND THE MONTHLY PAYMENT. THE NOTE LIMITS THE /IMOUNT THE BORROW�R'5 INTERES7' RATE CAN CHANGE AY ANY UNE TIM� AND TH� MAXfMUM RATE THE BORROWER MUST PAV. ADDITIONAa.COdENANTS.In addition to the covenants end�reements nlade in the 5ecurity Instrument, i3orrower and L.ender further covenant and agrce as follows: . A.INT�REST YtATB�iND MONTHLY Pr1,YNiENT GHANGES The Note provides for an initial interast rate of 7.2 5 0 40.The Nata provides for chenges in the interest rate and the monthly payments,as follo�vs: 4.1NTERF.ST RATE AIV�MONTHI.Y PAYIVIENT CHANGES (A)l.lM�/C LIILl.Q The interest rate I wltl pay may change on the first day of JUNE , 2001 .a��d on that _ day every 12th month thereafter. E'ach date on which my interest rate wuld change Is called a"Change Datn." (Bl'�'!�e Intkx ' Beginning with the first Changc Dntc,my interest rute will be basod�n an IndGx. The "Indcx"ia the wakly �verage yleld on Unitcd States Treasury�ecurlties edJustai to a constant muturity of I ye�r.ax rnade pvafl�le by ttx,Noderal Reservo Board.The most reccnt Index figurc avallable e.v of.the datti 45 d�yn before each Ch�n�e Dtte ia called the"Current Irxlex." If the Index is no longer svuilsble,thc Noto Holder wlll choose a new indcx whlch Js bxsod upon compnriblo lnformation. The Noto Holder wlll give me nattce of this choicc. (C)C�lculallon of CitAngrs Before ea�ch Changc Date,ttie Note Holdcr w911 calculate my ncw intenst rntc by adding TYfO �rcentage point(s)( �� 96)to tho C:urrec►t Indcx. Tha Note Holder will then round thc result of this adtlition to the neaRest one-eighth of one perctntage point(0.12596). Subject to the limies statod in Section 4(D)below.this roundal amount wlll be my new interest ruee until the neat Change Datc. Tho Nnte Holder will then dctermine the amount of the monthly payment tiut wouta be suri�cienc co�ay ine unpald principal that I am expectcd to owe at the Change Date in full on the Maturity Date at my new intertst rate in substantisilly eyual payu�ents. The result of this uilculution will be the new amnunt of my monthly payment. (D)Limits un Intere.st 1d4te Chunges � The intcrest rate I am r�quired to pay at the 6rst Change Dute will not be greater tha�i g•��0 9b or less than 5.250 R'o.Thcrcaftcr,my intetest rate will ncver be increased or docrc.ased on 1ny singlc Change Date by niore d�an two perccnteg�points(2.056)fmm the rate of iatorest I have ban puying for the preceding twelve months.I�4y intcrest rate will never be greater thstn 12.2 50 , 9b. My interest rate wiil never be lower than 5.2509K. (E)EffocNve Date uf Changes My nEw intcresi rute will bccome effectivc on euch Changc Date. I will pay the amaunt of niy ncw montlily payment beginning on the fint monthly puyment datg nfter the Changc Date until tha amount of my mondily . payment changes ugain. (Fj Notice of Changes _,�. _.s�_c_ .a.� .,ee.,me rnrn a'uf thw o�wss�nt nf mv � [IIC PID[C IIVIUG!WIII UGIIVCI vt ntan tv ntc a ttvuw va my ena:.�w ::j:.. ......----------- ---� . monU�ly pay�nent bcforc the effective date of nny changc. Tl�e notice wi111ncludc infortnution rcquircd by la�v to be given me And also the title and telcphone numbcr of 1 person who will ans�ver any qucstion I may liavc regurding the notice. MULTISTATE ADJUSTABLE RATE RIDER-RRM 6•Z-Sinplo Famfly-fannie MaelFraddls Moo Unitorm Inst�umant - Form 3111 3/8b __ ��Z�103001 VMP N.ORTOAGE iORMS•10001621•7201 " Ponted on Rocytled PopEr • �b� �. � �� _. -- _.�.�..___-___._..�.,� -- —T��,.-,....�..._._.�..,....-��..�.�,.:��-�:....r�. °...,..-n-„r� -,...R�s....;-�„__� �---- —....,�_.,_ .��..._