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<br /> p,iyu�cutx miiy nu Ini�};er bc re��ub�cd,nt tlic optl���i af I.endee, If morign�e iusurimce cc�verabe Un the amount nnd t'or the period
<br /> thcit I.cndcr rcytiires)pruvicicd hy nn Insurcr npprovcd hy L.cndcr t�gi�in bccnmcs ovuilnblc unJ is o{ytaincd. 6orrower shnll pny
<br /> tkc prcmiumv rc��ulrid to mulntaln ii�or�gugc itisur�ncc in cffcct, ��r to providc n loss rescrvc. until thc rcquircmcnt for martga�c
<br /> insurnnco cnQr�in ncccird��ncc wllh uny writtcn ug�•cemcnt Ixtwccn f3orrnwcr nnd l.cudcr nr upplicublc liiw.
<br /> 9. IOA�IIOD. I,CIIQCI'Of 1[5 Agl'll[ Rllty R1�KC lC1t500i10IC CIIIlIC1 U(ri711 tmS iU`��x:ciiuuy ui iiic�i�iNciiy. �id-.i�uci biid����'vE
<br /> f:orr��vcr naticc at thc tbizc nf or prlor to an lnspccdmi s4�ccifying reascmablc r.ni�se for thc in�pcctinn.
<br /> ivo �:arnucin'naiiwTo iiiw j�T�ne,i.�a ui iut� awuP� i�i�ia3ii� FGi�in�uugc5� 'u'iii« ��7 i,��iroiyG�idia�. �t�C�uiiwii�ii w�i�i nnj% `
<br /> conQemnuttan or o!her tnking of any part of the Property, or for convcynnce in licu of candemnution, nre hereby asslgned and
<br /> shnll bc paid to l.endcr.
<br /> In thc evcnt of a rotal taking of thc Property,thc procceds shall bc applicd ta thc sums sccurc�f by this Security Instrument,
<br /> whether or not then due, with any excess paid to Barrower. [n the event of u pnrtinl tnklug of the Property in which the fair
<br /> market vnlue of the Property immediutely befare die taking ls equal to or grentcr thnn thr, amoimt of thc tiums secureci by this
<br /> Security Instrument imm�dintely bcfore the taking,unless 8orrower anci I.ender otherwlse a�ree in wri►ing,the sunis secured by
<br /> this Security Instrum�nt shnll be recluced by thc nmount of tlic procccds multiplied by the follawiug frnction: (a) the foutl
<br /> amount of[he sums sccured immediately beforc thc tciking.dividr.ci by (b)the fnir mazket value of the Property immediatcly
<br /> beforc tlic tnking. Any balance Shall bc paid to IIarrower. In thc event of n partial taking of thc Property in which the fair
<br /> mnrket value of che Propeny immediately before die taking is lcss than the amount of the sums secured immediately beforc thc
<br /> wking, unless Bonower and Lender othcrwisc agrce in writing or unless applicuble law oihcrwise provides, the proceeds shnll
<br /> be applied co the sums secured by this Security tnstrument whether or nat the sums nre then due.
<br /> If the Property is abandoned by Borrower.or if,nftcr notice by Lender to Borrower that the condemnor offer�to make an
<br /> Award or settle a claim for damages, Horrower fails to respond to L.endcr within 30 dnys after the date tl�c notice is given,
<br /> Lender is authorized to collect and apply the proceeds,at its option,elther to restoration or repair of the Property or to the sums
<br /> secur�d by this Security Instrument.whether or not then due.
<br /> Unless Lender and Horrower othenvise ugree in writing, any application of proceeds to pdncipal stiall not extend or
<br /> postpone the due date of the monthly payments referred to in parag�aphs 1 and 2�r chs�nge the amount of such payments.
<br /> 11.Borrower Not Released;Forbearance By Lender Not a Watver.Extension of the time for payment or modificatlon
<br /> of amonization of the sums secured by thls Security Instrument granted by Lender to uny successor in interest of Borro�ver shaU
<br /> not operate to release the liability of the ariginal Bonower or porrower's successors in interest. Lender shall not be reguired to
<br /> commence proccedings against any successor!n iaterest or��efuse to extend time for payment or atherwise modify amortizattun
<br /> oi ihe sums secvreci oy inis Securiiy insirumeni oy reason ai any Jenuuiu madc uy tiic urign�ut iiuuuwc; i,i ^ni,�iowci'a
<br /> successois in interest. Any forbcarancc by I.ender in exercising any right or remedy shull not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Succ�rs and Assigns Bnund; Joint and Several LiabiUty; Co-signers. The covenants and ngreements of thls
<br /> Security Instrument al�all bin� und benofit the successors and asslgns of Lender a�id Borrower, subject to the provistons of
<br /> paragraph 17. Bonower's covenants and ugrcements shall be joint an.d several. Any 8onower who w-signs diis Security
<br /> Instrument but daes not execute the Note: (a) is co-signing this 5ecurity Instrument only to mortgage, g��ant nnd com�ey that
<br /> Borrowcr's lnterest in the Property undcr the terms of this Securlry Instrnment; (b)is not personally obligated to pay tho sums
<br /> secured by this Security inst�ument;and(c)egrees thut Lender and any other Bonower may agree to extend, modify,forbear or
<br /> make any uccommodations with regard to thc tcrms of this Security Instrument or the Notc without that Bonower's cansent.
<br /> 13.Lonn�lu�rges.If thc loan secured by tl�is Security Instrument is subject to u Inw which sets maximum loan cl�arges,
<br /> anci that!aw Is finally interpreted so thst the lnterest�r other loan charges collectdd or to be�collected in connection with the
<br /> laan excecd the permitted linilts,then: (a)any such loan charge sliall be reduced by the amount necessury to redur.e the churge
<br /> co the permitted limit;u�d(b)any sums aiready collect�l from Borrowe►• wl�ich exceeded nemiitted limits will bc etifunded to
<br /> Borrower. Lender may cliaose to make tl►is refund by rcducing tl►e principal owed under the Note or by mciking a di�ect
<br /> pryment to &►rrower. If n refund reduces principal, the reduction will be treated as a paitial prepayment without dny
<br /> prcpayment cf�arge uruier the Nute.
<br /> 14.Notices.Any notice to Bonower provided for in this Security Instrumcnt shall be givcn by delivcring it or by mailing
<br />: it by first class mail unless applicable Isw requires use of another method. The notice shall be directecl to the Property Address
<br /> or any other address Borrower designates by noticc to Lender. Any notice to Lender shall Ue given by fiest class mai! to
<br /> Lender's address stuted herein or ai�y otiier uddress Lender designates by notice to Borrowcr. Any notice providal for in this
<br /> Security Instrument shall be deemed to have t►een given to Rorrower ur Lender when givcn as p:ovided in this paragraph.
<br /> 15.Governing Law; Severabtltty. This Security Instsumcnt shall be governcd by fcdcral law end the law o!'the
<br /> jurisdictton in which the Propeny is located. In the event that uny pravision or cluuse of this Security Instrument or the Note
<br /> conflicts with upplicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which c�n be
<br /> given effect�vEthout the conflicting provision.To this end the provisians of this Security Instcument and the Note are declAred
<br /> to be severable.
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<br /> • 16.Borros�er's Copy.Bono�ver shail be givcn one conformed copy of the Note and of this Security Instcvment.
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