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<br /> 'PUCiNTNL'lt�V�'1'H ull tlic im�ruvcutcnt:i uo�v un c�reaRcr cresecif on tl�c�i'operty,und i+ll cnscmcnt��, nppi►rtcnnuccs, �n �._ _
<br /> i'iMlures �tiow �n c�r�aRce n pnrt uf d�c pmperty. All repincesiicnls aud ndclitlnns Fhnll nlso bc covr,�•ed by thi4 Sccu►'iry _
<br /> Itism�mcnt. All ol'oho f��r��t�►lug ie rcfcrrcd tc►in thfs 5ccueity Instrument ns thc "Prci�x:rty."
<br /> R(��tlinWl?ft�:(DVf,NAN'1'S thut liurmwcr ix Iciwful�y Fcbticd uf thc cstutc licrst�y cunvcycd and I�n9 thc right tn�rant nnd
<br /> r�nvey �he P�•aU�r1Y und thut th�1'roperty is wtencumfx:red,except for encumhnuiccy��f'rec��rd. purrower�vurmnts nnd wfll
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<br /> dcfcndµcnc►•nlly thc tlUc lu thc Properly ti�talnst aii cinims+u��i�c���a�.d�,st;l�l:�L t:���t�;���«����hrnnccs ui rcc+� . __
<br /> THIS SLCU[tl'1'Y INSTItUMI:N'f cambincy a��i�or�i c�►vcoaiit;;foe nattanal u�:€�nnd mm•wiii'oem cavcniuits with limltcd =
<br /> vnriatians By�urisdictfon tn consdnitc n uniform Hccurity instrumcni c„ye���a�..:��F�r.rt;. —
<br /> UNdFORM COVf3NANTS. Horrawer and l.ender covenant nnrl u,grce ns fi�llows:
<br /> 1. Pay�nent ot PrinclpAl and Inter�sl; Prepayment and Late Clixrgc.�. Ii�rrowcr nhnll pro�nptty pny �vhon duc the
<br /> principal af And interest on the dcbt evidenccd by th�Notc und nny prepnyment and lntc charges duc undcr the Notc.
<br /> 2. Funds for Tnx�s nnd lnsurence. Sub}ect to npplicnble law or to a writ[en �vaiver by I.,ender, Barrower sliall p�y ta
<br /> L.ender an the day m�nthly paymcnts Are duc under the N'�te,until thc Nnte is pald in full,n sum("Funds")for: (a)yeai'ly taxes _
<br /> and assessments whlch may attain priarity over this Security Instrumcnt as a lien an thc Property; (b)ycarly ic��chold payments
<br /> or ground rents on thc Propeny.if any;(c)yearly hnzard or property insura�ice premiums:(d)yearly flood insur�uice premiums.
<br /> if any; (e)yeurly mortgage insurance premiums, if any: und(�any sums payable by Honower to I.ender,in accordance with `
<br /> the provlsions of paragraph 8, in lieu of the payment of mortgage insurnnce premiums,These Items are callcd "Escrow Items."
<br /> Lender may. at any time. wllect and hold Funds in nn amount not to exceed the maximum amount a lender for a feciernlly
<br /> rclated mortgage lo���may reyuire for Horrower's escrow account under the federal Real Estate Settlement Procedures Act of
<br /> 1974 as amended from time to time, 12 U.S.C. Section 2601 et seq. ("KESt A"),unleas another 1aw that applles to the Fnnds
<br /> sets a lesser amount. If so, Lender may. at any time, collect and hold Fmids in an amount not to exceed the lesser amount.
<br /> Lender may estlmAte the amount of Funds due an the basis of cunent daua and rea.sonable estimates of expenditures of future
<br /> Escrow Items or otherwise in accordance with applicable law.
<br /> The Funds shall bc hcld iri an insdtution whose deposits arc insurui by a federal abency. instnimentality, or entity
<br /> (includirg l.ender,if l.ender is siich an institutlon)ur in any Federal Home I.�an Bank. Lcnder shall apply the Funds ta pay thc
<br /> Escraw Items.L.ender may not charge Bonower for holding and upplying the Funds.ennually nnalyzing the escrow uccount,or
<br /> verifying the Escrow Items,unless I.,ender pays Borrowcr interest on the Funds and applicable law permits l,ender to make such
<br /> a ct►argc. However. Lender may require Borrawer to pay a one-time charge for an independent reAl estase tas rcpor¢ing servicc
<br /> used by I.ender in connection with this loan, unless applicable law provides otherwise. Unless an agreement is mude or
<br /> srFlic?hl�law reauires interest to be paid,Lender shall not be required to pay Dorrowerr ny inti rest or hann�oSv.r_t n A�rcn er.
<br /> Borrower and Lender m.�y agree in writing, liowever,that interest shatl bc Paid u►.i��a ='�n�a• .-er�-. �.�!
<br /> witliout citarge, an annual nccounting of the Funds, showing credits and debits t�z the Funds and the purpose for whtch each
<br /> debit to the Funds was made. The Funds are pledged as additional security for all sums secured by this Security Instrument.
<br /> If the Funds held by L.endes exceed the amounas permltted to be hcld by applicable law,I.ender shall account to Bonower
<br /> for the excess Funds in accor�ance with the requirements of applicabla law. If the amount of the Funds held by l..ender at any
<br /> time is not sufficient to pay the Escrow Items whPn duc. Lender may so nutify Bonower in writing, nnd.in such caso�iorrower
<br /> shall pay co Lender the :►mount neces�ary to make up the deficiency. Borrower shall make up che deficiency in no more than
<br /> twelve monthly puyments,at Lender's sole discretion.
<br /> Upon paymcnt in full of nll sums secured by this Security Instrument, i.ender shall promptly refund to Borrower any
<br /> of the Propertyi shall applyn ny Funds held by Lender atathe time of acqaishion or�sale aIs�credt�agninstithe sumstsecured by
<br /> this Security Instrument.
<br /> all payments received by Lender under paragrap s
<br /> 3.hppllcation of Peyments.Unless upplicable law provides otherwise.
<br /> 1 and 2 shall be appli�xl:first,to any prcp�yment chazges due under the Note; secand,to amounts payable under paragrnph 2;
<br /> third,to interest duc;fourth, to principal due;and last.to ar�y late chnrges due under thc Notc.
<br /> 4.Charges; Ltens.Borrower shall pay a�l tanes. assessmenu,charges, fines and imposittons atuibutab(c to the Froperry
<br /> wltich►nny attaitt priarity ovcr this Security instrumcnt, and leasehold payments or grosind rent:,. lf any. Botrower shall pay
<br /> ��;^��hli�aiinns in du manner providec:in paragraph 2.or if not paid in that ma�uier, 13orrawer�hall pay then�on time direcdy
<br /> to the pecson owecl payment. Bonowcr shall promptly fum�sh to i.cqder ali ��oti�s af amr,ants to�e p�id�?ndrr this p:uagr3ph.
<br /> If Borrower mukes these payments directly,Borrowcr shall promptly furnish to Lender receipts evidencing tlie payments.
<br /> Bonower shall promptly discharge nny licn which has priority over this Securiry Instrument unless Horrower: (a)�grees i��
<br /> writing to ti�e payi��ent of the obligation secured by tlie Iten in a manner acceptable to Lcnder; (b)contests in good faith tli�lien
<br /> by, or defends aguinst enforcement of the lien in, legut procec:dings which in tlie Lcnder's opinion opernte to prevent the
<br /> enforcement of the lien;or(c)secures from tl�e holder of the lien�n a�reement satisfactory to l..ender subordinating tlie lien to
<br /> – this Security InstrumGnt.If Lender determines that any part of thc Property is subjcct to a lien wliich may attain priority over
<br /> tUis Security Instrument,I.A:nder may give Borrower x noticc idcntifyina the licn. Borro��•er shall satisfy the licn or take one or
<br /> more of the actions set forth above within 10 days of ehe giving of notice.
<br /> Form 3028 9190
<br /> ° Popo 2 01 8
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