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<br /> payments mny no longer bc r�quired, nt dtie�ption of Lender, if martgu�e Insurance cuverage(in the amount nnd for the perlod =
<br /> that l..ender rec�uires)provideci by nn ins�rer npptovul by l.end�r ngnin becomcs uvuilabte nnd is obtained. Horrower shull pay
<br /> the prem+ums rcquircd to mnfnwin mortgngc insurancc In cFfcct,or t��provide n lass reservc,until thc rcquirement for mortgage
<br /> insurancc cnds fn accordancc with nny writtcn ngr�cment bciwccn pnrrowcr und I.cndcr or applicablc law.
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<br /> 9. ItlSNCCtI011. Lendcr or its ogent niuy mni;e Scnronttbic cntric^�uFn�u uiiu ii�,Nc�,i�.,�„�, u�o a�Oj.Ci�j%• a.�,i7.�%:•���u.•b.•..
<br /> Horr�wcr noticc at thc time of c�r priu�•to�iu ins�xc�iun n�siclfyl�iy rca;:on;�blc causc for thc inspcction.
<br /> 10. Condenu�ation. The proceeds ot nny award ar clnim ior uucnugcs, Qiiu:t ui ca���bt�U4I1�IQl, tr�:,:.;s:�tion::�i�h sa�
<br /> condemnation or ather tuking �f nny pnrt af ti�e Properiy, or fnr conveynnca In Ileu of condemnation, arc hereby ass3gned nnd
<br /> shall be paid to Lcnder.
<br /> In the cvent of a totnl tnking of the Property,tlio proceals slu►II be upplicd to thc sums secured by this Security Instrument,
<br /> wh�ther or not then due, with �tny cxcess pald to Aarrower, In tl�c cvcnt uf n pnrtinl taking of the Property in which the fair
<br /> maeket vatue af the Property immecliutely befa�•e the tnkin}}1s cquu! to or greatcr thnn the amouut of the sums sccureci by this �
<br /> Security instrumcnt immcdiately bcfore thc tulcing,unless Borrawcr nnd I,cnder rnherwise ngrce in writing, the sums secured by __
<br /> this Securiry Instrument sh�ll bc reduced by the amaunt of tltc proccecls multiplicd by tha following fracdon: (a) the total
<br /> umount of thc smns secured immediately bcfore thc tnking, dividcd by (b) thc fair mnrkct valuc af the Property immediately
<br /> before the taking. Any balance shnll be paid to Dorrc,wer. In the cvent of n pnrtinl t�►king of thc Property in which the fair
<br /> market value of the Property immediatcly before the taking is less than tlie umaunt of the sums secared immediatcly beforc the
<br /> takin�,unless Borrowcr and I,ender otherwise abme in writing ar unless uppNcnble law otherwis�provides, the praceeds shall
<br /> be applied to the sums sc;cured by this Securiry lnstcume�u whether or not the sumy ure then due. "
<br /> If the Property is abandafled by Horrower,or lf,after noticc by Lender to Bonower thnt the condemnor offers to make an
<br /> award or settte a claim for damages, Borrower fails to respond to i.cnder within 3U dnys ufter thc dnte the notice is given,
<br /> Lender is authorized to c:ollect and apply the proceecis,at its option,eitttcr ta restorntion or repuir of the Property ar to the sums
<br /> secured by this Seeurity Instrument, whethcr or not thcn due.
<br /> Unless Lender and Borrower atl�erwise agree in writing, any application af procceds to princip�l shall not extend or
<br /> postpone the due date of the monthly pnyments referred to in paragrnphs l and 2 or cliange the arnount of such payments.
<br /> �11. Borrower Not Rele�sed;Forbearance 3iy Lender Not a�'Valver. L�xtension of the time for payment or modific�tion
<br /> of amortization of the sums secured by this Security Instru►nent granted by Lendc:r t�miy succcssor in interest of Borrower shall
<br /> not operute to release the liability of the ariginal Bonowcr or Barrawer's successors in intcrest. l.cnder shall not be required to
<br /> comm�nce proceedings agalnst any succxssor in interest or refuse to extend time for payincnt or othcrwlse modify amartizfttion
<br /> of the sums securecl by this SecuNty Instrument by reason ot nny deman� mnde hy thc originai Borruwcr ur �u��u:rei's
<br /> successors in interest. Any forbearattce by Lender in exercising any right or remcdy shull nnt be n waiver of or preclude the
<br /> exercis�of any right or remedy.
<br /> 12. Successore and Assigns Bound; Jotnt und Several Llability; Co-slRnerx. Thc covenunts nnd ngrcements of this
<br /> Security lnstrument sl�all bind and benefit the successors and assigns oi Lender imd I3orrawcr, subject to tlie provisions of
<br /> paragraph 17. Borrower's covenants and agrecments sholl be joint and scverul. Aay Borrawer who co-signs this Security
<br /> Ins[rument but dces not execute the Note: (a) is co-siguing this Security Instrument o��ly to monguge, grant und wnvcy that
<br /> Bonower's interest in the Pr�perty under the terms of this Security 7nstiument;(b) is nat personully nbliguicd to pay the sums
<br /> '{ secured by this Secudty Instrument;nnd(c)agr,,es that Lcndcr and any otttcr Borruwcr muy agrcc to extcnd,modify,forbear or
<br /> make any ucconunodations with regard to the terms of this Secudry Instrument or the Note without that Horrower's conseut.
<br /> , 13. LoAn Charges. If the loan secured by this Security Instrument is Fubject to a Inw which sets maximum toan charge.s,
<br /> and that Isw is finally interpreted so that the interest or other loun churges coll�xtod or to be callected in wnnection with the
<br /> laa:cxceed thc�rniitted linuts,theii:(a)any such loar.�harge chaU he reclucul by the arrount c�acc.r:;��y iu rexiuce che charge
<br /> to the permittesi limtr,and(b)any sums a�ready collected from Borrower which exccedecl permtttal Ilmhs will be refundal to _
<br /> Borrower. I.ender muy choose to moke thls refund by reducing the principnl owed und�r the IVote or by making a dicect
<br /> payment to Boaower. If a refund reduces principal, the reduction wlll bc treatcd As u partiul prepayment withou: any
<br /> prepayment charge under the Note.
<br /> 14.Notices.My notic�;to Borrower pruvidcd for in this Security Instrtsmcnt wl�nll bc Sfven by dclivcring it a*by malling
<br /> . it by Crst ctass mail ui►lesis applicable law requires use of nnother methad.The notict shnll be directal to the Property Address
<br /> or any other uddress Bonower designu:es by notice to Lendcr. Any notica to Lcndcr sh;dl lx: given by first class muil ta
<br /> Lendcr's eddress statcd hcrcin or any other address L,ender desigrates by noticc to Dorrower. Any noticc provldal For in this
<br /> Sccurity Instrument shall be deemed to have been given to Borrowcr or Lcnder when�ivcn as providcd in tl�is parograph.
<br /> 15.Governing Luw; Severnbility. This Security Instrument shall bo governed by fcdeml Inw mid thc low of the
<br /> jur�sdiction in which thc Property is locatal. In tlie event that any proviatun ur clause of thls 5ecurity In4tru�nent or the Note
<br /> conflicts with applicable law, such conflict shull not nffect otlter provisions of this Security 1►tstnttnettt or Ilie Note which cttn be
<br /> ' givcn effcct without the conflictin�provision. To this end tlie provisions of this Sccurity Instrumeift und the Natc nre declnred
<br /> ' to be sevcrable.
<br /> . 16.I3orrower's Copy.Borrowcr shall be given one canformed copy of the Note and of tliis Securiry litisu�t�ment.
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