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<br /> 5.Hau�e•d oj•P►operiy Insuennce. Aarea�ver shall kecn the irnprovcrr►ents no�v existing or hereafu;r erected on thc Prop�rty
<br /> ineufcd against loss I�y Cire, haGards included vlithin tho tec�ii "escv:nded Gavern�c" �d any other Iht�'ds, includin� tloods ar
<br /> •• ��: �loading,for whtch L.ender requlres lnsurance.This insurunce eha!!be mninuilncd in the arnounts nnd for the periods that I.Qnd�r .
<br /> . �• :, requ�es.'�'he insu*ance cturler providing thie�nsurance sh�ll be chosen by Bacrower subject to Lender's approval whlch shall not _�
<br /> ��� �''�•� be unrcasanubly wlthheid. If Borrowcr fails to maintain coverage describcd above. L.cnder may, et Lendcr's opdon. �btain -
<br /> ::.��,.•:��+� a►vecege to nrotect Lender's rights in the ProUcrty in nc�ordtutce with Paragraph?. -
<br /> n o . .
<br /> '`�. . '`'� � All insurartce polIcles and renewnls sh�ll isa acccptabJe to L.ender and shall include a standard mortgago clause.Lender shei! =
<br />__�.�,__��� heve the riAht to hold liie yo�icies nnd renewals. I[L.cnder eequires,IIorrotter shall prompdy give ta�Lender nll recelpts of puid r..:
<br /> ��' '` � prGmlums and renewal nodces.In the evens of loss,�acruwer shatl give prompt notice to the insura��ae came�anti�.ender.icnuer `
<br /> '''�r� may make proof of ioss if not mndo prompdy by Borcowcr. �.
<br />'`� Unless L,cnder und gorrower otherwise agrec in vrddng,insurence proceetis shall bc upplied ta resunation or repair of the
<br /> - property damaged,lf ihe restoradon or repalr!s economtcally feasible and Lcnder's secudry is not tessened. If the restorndon ar _
<br />-= :� repair is not economically feasibla or Lender's secuulty wauld ba lessened,the insurance proceeds shall be applied to the sums ___
<br />-_ ,.�� secumAi by this Sccurity Instrument, whether or not then duc, with any excess paid to �onowcr.If Borrower a6andons tlio �_
<br />.;�';;;���:;,, Property,or does not answer within 30 days a nodce from Lender thnt the insurArtce carrier has offered to set�le a cleim,then
<br /> ��-r�:';,: •_ Lender may collect the insuance procecds.Lender may usa the psoceeds to repair or mstorG the Property or to pay sums secured
<br />-y;;`b:�.:,r��f by this Sccurity Instrument,whether or not then duc.'Il�e 3fl•day period wUl be8in when thc nodce is given.
<br /> _;;-;;;c i' - Unless Lendex and Boaower othenvise agree in writing,sny appllcation of proceecis to princtpal shall nos eatcnd or posqrone
<br />����� the due date af the monthly payments rcfcrred to in paragraphs 1 and 2 or change the amount of the payments.If under paragraph
<br />- -,:�r�;�.;,�ra 21 the Praperty is acqairecl by Lender,Borrower's dght to any insurance policies and proceeds resulting from damage to the
<br /> ,��;��"�� Property prlor to the acquisidon shall pass to Lender to tho eatent of the sums secured by this Security Inseiumant fimmcdiately �
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<br /> ";r:�+,:=,• prior to the acquisidon.
<br /> - ' '�� 6.Occupancy,Preservation,MatmtenAnce and Protection of the Property; Borrower's Loan Application;Leascholds.
<br />`_"'_'"'"�.: Borrower shall oecupy.establlsh,and use the Pcoperty as Borrower's prLicipal residence within sixty days after the eaecudon of
<br /> -�R'`�� ' this Security Instrument and shall continue to occupy the Property as Boaower's principal residence for at least one year efter the _
<br /> - �� � date o�occ:upancy, ur►less Lender atherwise xgrees u� wrldng, which consent shall not be unreasonably withheld, ar unless
<br /> =`4�� extenuapng circtunstances exist whlch are beyond aonawer's control.Bonower shall not destroy,dan►a8e or impair the Property,
<br />',�"��� allow th�:Pcoperty to dateriorate, or commlt wa5us on the Property. Bonower shall be in default if any fodeiture acdon or
<br /> -__= proceeding�whether civU nr crLnfu►al,is begun thut in Lender's good faith judgment could result in forfeiture of the Proputy or
<br /> �"���� otherwise materiully impair the lien created by diis Securiry Instrument or I.ender's securiry interest Borrowu may cure such a
<br />--_.-y==:�:�� default and reinstate. as provided in par�graph 18,by causing the action or proceeding to Ue d#sa�►�ssed wlth a rulin8 that.In
<br /> -_�,;,-,K.,�� L,endar's good faith determinatiqn,precludes forfeidue of the t3acrower's in[e�esc in mc Fcupiaiy�: ��«�sat�iat ss:siz�.irns�:L�.°
<br /> `'�''�'�'� the Uen crcated by this Secnrity Instru�ent or Lender's securiry interes�Botrower shaU slso be in default if Bocrowu,during the
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<br />__-____ - loan eppllcadon pcocess.gave materially f�lse or inaccuraie informadon or statements w Lender(or failcd to provide I.ender wi
<br /> ---- any matciiit�l informadon) in wnnection with the loan evidenced by the Noto, including, but not Gmited W, represeutatio�s
<br /> wnceming Borrower's occupancy of tP�e Property as a pdnclpal residence.If this Secu�ity Inatrument is on a leasehold,Bonowar
<br /> shall comply with aU 1he provisions of the lease.If Borrower ricquires fee dde W the Property,du lease�►old and 1he fee tide shall
<br /> not muge unless Lender agnees W the merger in wridng. -
<br />------- 7.Protectioa ot Lender's Rtg6ts in the PropeKy. If Bonower fails to perform the covenants �nd agreements contaiaed in
<br />_�..�_�_ th�is Security Inswment,or thera is a legal proceeding that may signif'�cantly affect I.endcr's rights in the Property(such as a
<br /> — prcxoeding in bankruptcy,probate,for condcmnetion or forfcique or to enforce lawa or rcgulations). then Lendet may do end pRy
<br />�-- - for whataver is necessary to protect the value of the Property and Lender's rlghts in the Properry.I ender's acdons may include
<br /> - paying a�►y sums secured by a lien which ht� priority over this Securiry Instrument, appcaring in cuurt.PaYinB reasonabla
<br /> __ attomeys' fecs and entering on the Ptoperty to make repairs. Although Lcnder may lake action undet lhis parag�h 7,Lender
<br /> docs nnt havc to do so.
<br />� Any amounts disbursed by Lender unQer this paragrdph 7 shaU bacoma uddidonal d�bt of Borr9wer secured by this Sccurlty
<br /> Inatr�menG Unkss Borrower and L,ender qqrt�e W c�ther teims of payment, these amounts shall beac interest from thc data of
<br /> disburscment at the Note rate and shall be payaUle,with intcrest,upon noticc from I.ender w Borrowor requesting paymen�
<br /> ---— 0 ���r4ewn�Tnan�on�v �'T pn��r���,irv.l n,�rrm►ag inS��*�ncs aa n cnndltion of making lhe losn secuted by t11is SCCUr1LY .
<br /> �- Instrumerit,�Borrower shall pay the premiums requiced W malntaim d�e mortgage insurence in effec� If, for any reason, ihe
<br /> � �� ��� mortgaqe insurance coverage requined by L.ender lapses or c�easzs co be in effect,Borrower shall pay the premiums required W
<br /> = obtain coverago substantlally cquivulcnt to tho mortgago ins�uance pmviously in effcct,at a cast substantiglly equivalent to the
<br /> -„�'°�..'`�' cdst t,o Bonower of the mortga,qe insurance previously in cffect, from an altemate mortgage insurer upproved by Lendcr. If
<br /> --= substantialty cquivalent mortgage insurance wverage is uot aveilable.�nrrowcr shall pay W Lender each month a sum cqual to
<br /> - ---- -� onanvclfth of the ycacly mo�aige insurance premium heing paid by Borrow6r when the insurance coveiage I�psed or ceased to
<br /> _-_ --�� be in effec�Lcnder wiU accc:p� usc and retain these payments es a luss ieservo in ticu of mortgegc ins�rance.LOS3 YCSENC
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<br /> �---��^„�� Form8028 9JS0
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