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201005052 (C) "Lender" is VtBLLS FARCD BANK, N.A. I..ender is a NATIONAL A$gOCIATIDN organized and existing under the laws of TtiK UNITED STATES Lender's address is P •D • Box 11701, N89PARK, NJ 07101470= Lender i5 the beneficiary under this Security Instrumulrttt. (D) "Trustee" I9 WELLS FARCO FINANCIAL NAIL gNK C/D SPEC. 38YtV., PO SDx 31557, HILLZNGB, MT 59107 (E) "Note" means the promissory note signed by Borrower and dated Jt1NE 0 a , a O 10 The Note states that Borrower owes Lender sIGHTY THOUSAND AND 00/100 Dollars (U. S. $ * * * * * B 0 , 0 0 0.0 0 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later' than JLiLX O1, aoa5 (~ "property" means the property that i<ti described below under the heading "Transfer of Righr`c in the Property." (G) "Loan" means the debt evideneeci by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest. (II) "R;dens" means all Riders to this 5eeurity Instrument that are executed by Borrower. The follawing hiders are to be executed by Borrower [check box as applicable]: ^ Adjustable hate Rider ~ Condominium Rider Second Home Rider Balloon Rider 0 Planned Unit Development Rider 1-4 Family Rider VA Rider ^ Biweekly Payment Rider Other(s) [specify] m "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. (J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Property by a COndomimum aSSQL'iation, homeowners association ax similar organization. (I~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, ar similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, paint-of--sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse transfers. (1.) "Esrxow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section S) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, ar omissions as ta, the value and/or condition of the Property. (N) "Mortgage Insuwance" means insurance protecting Lender against the nor-payment of, ar default on, the Loan. NEBRASKA • Single Family • Fannie Mae/Freddie Mac UNIFORM INSTRUMENT -81NE) 1081 n Paps Z o} 16 IniNM~: Fprm 3028 1101