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<br />2oioo~o34 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this PUD <br />Rider. <br />(Seal) (Seal) <br />Cheryl A. Fiery i -Borrower -Borrower <br />(Seal) (Seal) <br />-Borrower -8orrawer <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddieMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 44&3555 <br />LFI#FNMA3150 1/D1 Page 3 of 3 <br />