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<br />- ��;;�� T1iIS ADlU97'AaLB RATB Rl[3F�R is modo thts 23kD day of �►Y , 1��6 ,tu�d is E -
<br />,%�" "���� inust�xrnsted inw a��d si�all ba dc�.mcal to ranc,nd and sup��lement tt:e Mort�r.�o,�td of Trust or Socnnl�y T)eal(thc"Securlty -
<br /> :,,,,r,;,�,� If15Li'Uiil6iil")cf ti�o s�ti��i�datc givc� �y �ic under�lgncd(thc "Bano��cr") t����ure 13orrov�cr'� AAl�.�ste h lo Rnto Noto(l hcs �,
<br /> -':'-;r "i�ea�io'j iu =
<br />�'"���' HOME FGAER.AL 9AVINOS G LOAN A880CIATION AF Ci�t11ND I9LlbfID -`
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<br /> � (tho"i.endcr")af the eamo dato and covcring thc property described in tha Security I�suument and locntcd nt:
<br />=s� •��?;�� 41�1 ARI7.ONA AVENTJE -
<br /> -• ,{��� dTtl1ND IBLAND, NEBRA9KA 68�03 -
<br /> ��,r,_;.66Ic
<br />.�l.;.ti.+�y.a (Propony Addrcu�
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<br />.;;,����� THI3 NIYI'E CONi'AINS PROVISIO�IS ALLOWIi�f(i FOR CHANGFS IN MY IMT�REST RATE AND MY
<br />�'°'�"' • MQNTHLY PAYMEPIT. INCREABF.S IN THE INTERE9T RATE !'VI4L RESiJI.T IN HIGHER FAYMENTS. _
<br />=--� =� DECREASES IN T�E INTEREST RATE W1LL RESULT IN LOWER PAYMENTS.
<br />___��� `
<br />__„F°.-::;�s, ADDITIONAL COWENANTS. In addidon to thc covenants and agrecmente madu in �i►� Sect►eity Iusi�ur�ie�t,
<br /> = Borrower and Lendu fu�4her covcnant and agrec a9 follows:
<br />_��
<br /> A.INTF.RFST RATE AND MON fHLY PAYMENT CHANGES
<br />.,u:���e
<br /> - - Tha Note p�vides for en initial lntcrest ratc of �.000 96. The Note provide� for changea in tho
<br /> -- - interest rate and the monthly paymentg,as follows:
<br /> N� 4.1NTEIiE5T RATE AND MONTHI.Y PAYMENT CHAN(iES
<br /> --— (A)Changs Uxtes
<br /> ����� Tt�e int�erest rase I will pay may chango on 1he f�rst day df � , 1999 ,and on that day
<br />_----_ - eV¢ry 12TFI month thereatter.Bach dau on wh3ch my interest rate could change is calle,d a'Change Aace."
<br /> __ � (B)The Indea�
<br /> ---- Beginning with the f7rst Chango Date.my interest rate wiil be basod on an Indea.'ltie"Inde�"ls:
<br /> THS WbEKLY AVERAC3g YIELD ON LJPIYTED STATES TREAgURX BECITRITES AD,TUSTBD TO A
<br /> CONSTANT HIATCiRITY Ok� 1 YEAR, A3 MADE AVAILAHLE BY THB FEDERAL RESEEtVE BOARD.
<br /> 'Ih�most roceat Index figure uveilable as of the date: � 4S days Q
<br /> bcforo cach Chango Date is called aho"Curmnt Index:'
<br /> If tl�e Index is no bngu aveilable,tho Note Holder will chooso a n�w indax that is basul upon compereblo infom�atinn.
<br /> — The Nota Holder will give me nodca of thls cholce.
<br /> —�- (C�1 Cakulation ot Changes
<br /> _ Before�ach Chun�ga Date.tho Note Holder wW calculau my new int�rest rate by edding
<br /> _ _____= TWO AND TliREE QUARTER& pcncCntege point(B) ( �•75� 96)to the Curn�t Indcx.
<br /> _ � TAe Notc Holder will then round the resuIt of this addition to the 0 Nearest � Ncat Highest 0 Next Lowest
<br /> = oxs eiax�t ( .ias gy),
<br /> --= Subjcct to the limits state,ci�n Sccdon 4(D)b�low.thi�roundcd sunount will be my naw inu.eestraDa until tho neAt Change
<br /> -_--�� Datc. •
<br />-_ - -_ Thc No�e Holder will then deteimina thc emount of the monthly paymcau that would be sutficicnt to repay the ungaid
<br /> ��-a�� princip�l that I om cxpectcd w owe at tho Change Data in full on the mauuity date at my now intcrest rate in substantially
<br /> -"���'_'_ cqual payments.'Ifie�sult of this calculadon wiil be the new amount of my m4nttily FaymenG
<br /> --%�r7
<br /> ��:�„�= (D)Limite ae Interest Rate Changa
<br />;=-:'��-�y'';�..� Pleast chtck app�np�late boxes;�f no box ts check�a,rhen witl be no maximum limit on changes.)
<br />-••.:��� �](1)There wnll be no maximum limit on interest cate changes.
<br />-"` �(2)Th�interest rate I nm required to pay at the first Chan�ge Date will not be greatcr than 9.o 0 o gg
<br /> -_..�;±��� or lcss ►an 5.000 qo.
<br /> -�s=-��°�:�- U(3)My intcrest ratc will ncver be incrcased or dec7cascd an nny singic Change Dutc by more Ihan
<br />._:�� ,•..;• Two PET2CENT pC�+CCRt8g8 p01lit(8) ( a,o 00 �) from �ho
<br /> %�-�� r�tc of interest I have Ueen paying for the pre,ceding periad.
<br /> .,;,;, �(4)Ivly intecest rate wiU novcr bc greater thun i�.0 00 96�wBich is called Une"1►4aximum Ratc."
<br /> ;:�:- �-- T:iB "MINIMUM RATE" WILL N6VER B� L�SSS TIiANT 5.000'k.
<br /> � •. .. �ILILTIBTATE ADJUBTABLH RATH RIDER•Sinyle Femlly 8/84
<br /> .w�� P�p�1 0l1
<br /> • , • �y��e��A(Yd08) VMP�tORTOAOE FORMB�(B00)62t•7201 inlUaU: .. _
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