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201004993 <br />(C) "Lender" is Great Western Bank <br />Lender is a Commercial. Bank <br />organized and existing under the laws of THE STATE OF SOUTH DAKOTA <br />Lender's address is 1235 N STREET LINCOLN NE 68508- <br />Lender is the beneficiary under this Security lnstrument. <br />(D) "Trustee" is Great Western Bank <br />(E) "Note" means the promissory note signed by Borrower and dated July 13, 2010 <br />The Note states that Borrawcr owes Lender ONE HUNDRED EIGHTY SEVEN THOUSAND AND <br />0 0 / 10 0 Dollars <br />(U.S. $ 187, 000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than August 1, 2030 <br />(F) "Property" means the property that is described below under the heading "Transfer of Rights in the <br />Property." <br />(G) "Loan" means the debt evidenced by the Nate, plus interest, any prepayment charges and late charges <br />due under the Note, and all sums due under this Security Instrument, plus interest. <br />(H) "Riders" means all Riders to this Security lnstrument that arc executed by Barrawer. The following <br />Riders are to be executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home Rider <br />^ Ballaon Rider ^ Planned Unit Development Rider ^ 1-4 Family Rider <br />^ VA Rider ^ Biweekly Payment Rider ^ Other(s) [specify] <br />(I) "Appricabre I.aw" means all controlling applicable federal, state and local statutes, regulations, <br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, <br />non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, Fees, assessments and other <br />charges that are imposed on Barrawer or the Property by a candorninium association, homeawncrs <br />association or similar organization. <br />(K) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by <br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic <br />instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit <br />or credit an account. Such term includes, but is not limited to, point-of--sale transfers, automated teller <br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse <br />transfers. <br />(L) "Escrow Items" means those items that arc described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid <br />by any third party (other than insurance proceeds paid under the coverages described in Scctic>n 5) for: (i) <br />damage to, or destruction of the Property; (ii) condemnation or other taking of all or any part of the <br />Property; (iii) conveyance in lieu of condemnation; or (iv) misrepresentations of, ar omissions as to, the <br />value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the: nonpayment of ar default on, <br />the Loan. <br />0110303245 <br />Inltlals: <br />(~$(NE) ~oao~~.oz Pie 2 of 15 ~o11i1 3028 1/01 <br />D <br />