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2oioo4syo <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />in this 1-4 Family Rider. <br />•~ ~~~ (Seal) <br />James W Lilienthal -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />____. (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Barrow er <br />io-os-oooo3z <br />MULTISTATE 1- 4 FAMILY RIDER -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT <br />VMP~-57R(p811) Page3 of 3 Form 3170 1/01 <br />