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20100498 <br />(C) "Lender" is <br />First National Bank of Omaha <br />Lender is a A National Banking Association <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 1620 Dodge Street Stop Code 3]65 <br />Omaha, NE 68197-31b5 <br />lender is the beneficiary under this Security lnstrument. <br />(A) "Trustee" is <br />First National Bank of Omaha, a National Banking Association <br />(E) "Note" means the promissory note signed by Borrower and dated July 19, 2010 <br />The Note states that Borrower owes Lender <br />Ninety-Four Thousand Nine Hundred Five and 00/100 Dollars <br />(U.S. $ 94,905,00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than August 1, 2040 . <br />(~ "Property" means the property that is described below under the heading "Transfer of Rights in the Property." <br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(R) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders arc to be <br />executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ~ Condominium Rider ^ Second Home Rider <br />^ Balloon Rider ^ Planned Unit Development Rider ^ 1-4 Family Rider <br />VA Rider ^ Biweekly Payment Rider <br />^ Other(s) [Specify] <br />(1) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(,l) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization, <br />(I~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instnunent, which is initiated through an electronic terniinal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- <br />of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) far: (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the .Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. <br />(Q) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any <br />amounts under Section 3 of this Security Instrument. <br />NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT ~. f11~'(~ <br />®-61NE) {oenl Page z a u midi / C 1 Form 3028 1101 <br />1)US-NE9 <br />I IIIIII ~~I glll III II~~ IIII ~II IIII~ AIIII II~) ~II1 ~II II~ ~~ II~ <br />OOOONE9828988 <br />