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<br /> `i0{3k"s1'f31��2 �°�IT�'1 ell tE�o lm�srover�tent�nar�a�iicrc:�flrr crcctsd on thc+�►r��rrty,end nil c���mcnG9, nppuetcnc.ncca,end .
<br /> -:,� . fixturc9 reow or hercatter n�ari af tho pnnpc�ty/�!1 rcAlacemcnt�nnd addttfone sholl niso be 6ov�rcd l�y diis Sc�uelty Inst+�u`ncnt.
<br /> r► AU at lho for�Roing is rcfctccd to!n this Socurity Instrumcnt as tho"PropertY:' ��L=:
<br /> , . � � �U� OORltOWER G�V8NAN7'S �t6�at Bonower is lawfully sclseQ af iha cstuto hcrcby convaycci attd h�.9 tho r�ght to grAnt mtd ��,;._
<br /> F-?;.:"'���`�' convey tho Propetty an�l►hat tho Property is unencumbcrecl, �xcGpt for encumbrances of recurd. Qorrower wurrnnir�ttnd will �wR�_.
<br /> ` �' defe.nd generally the Ul(c to tho Property agalnst oll claims and deit�mu+s,subjc,ct W any en�umbrancGS of reco:A. c-=.-
<br /> ":��_„a:�,.� 7'fil5 5LCUit[TY INS'i'�2UW[�NT carniuincs unifarm covcnna�ts for nntlonpl uso nnd n�muniform wvcntu►is �Hllh limitccl �;�',"'.
<br /> � .�_�.�.��.. wlwn rnnl ffMM11V. ' "-
<br /> '*'" .'� vaclatlon9 by Jurtsdictiun w consdtuto a uniiann�x:u�«y������������•r%°w�.o.--r•_r- •• �
<br />_J���; i1NQ'ORM COVENANTS.8orrowcr and Lc:nctcr covcnant cmd agrce t�follawd: Whcn duc th� ���' :
<br /> 1.payment c►t PriaclpAl�nd Interenti PrepAyment and Late C6a�ges. Borrower sh�ll pramp�ly pAy •�
<br /> - _�� principaY of n�td inten:st on the debt evidenced by the Now nnd uny Prepayment and late charges dua under the Nato. _,�_
<br /> V�=�� •- � 2.Fund.g far Taxes And Ineur�nce. Subject to npPliceblo law or w a wducn walver by Lcndcr,�anowcr shtill pAy to �_
<br /> -; : ,��.�..�� Lender on the day monthly payments era:lue undr,�thc Note,until tho Notc ia pald in fup,a sum("Funds")for:(a)ycarlY taxcs __
<br /> . .,,, nns!assessments which may aunin pdority ovcr thig Sccurity Insw�ment as a licn on thc a��ly fiood 1 surancc prcmaumsnif =-
<br /> �� � or ground rent�on tho Pcopecty�if any:(c)yearly hazard or pmperty insurence prcmiums;
<br /> -;�'�;:';;":; any;(e) Year1Y mortgage insurance premlums,if any;and(�anY sums payable by Borrower to Lender,in occordance with the
<br /> _�-T��4��� .
<br /> .,.,�...� �• provlsions of puragraph 8. in Ucu of the payment of mortgnge insuranca premiums. 'lhese items ure ca�led "EscJOW Items.
<br /> ^°,:�=''�' Lender may,at any dmo,collect and h�ld Funds in an amonnt not to exceed tha maxUnum amownt a ltndu for a feclerally xelateci
<br /> p'=�''�� mortgage loan may rcqulre for Bortowu's escrow account under the federal Real Estau Seulement Procedures Act of 1974 as
<br />,:��;,x`w;,� emended from time to dme� 12 U.S.C.Scction Zfi01 et seq. ("R£SPA").u►�le9s anathcr law th�t nPPlles to tha F��nda sets n►esser
<br />�,T,�:�-.°,� pmounc. If so,Lender may. at any dme,collect end hold�5�nds irs an amount not to saceod tho lesser amounG Lender may
<br /> _r.��,_. � ; �� estimate the amount of FS�nds de�e an the basis of current data t�nd reasonable esdmaces of expendldues of future�scrow Items or
<br /> •--�•;�:x�==—= othawise ln eccordanc.,with applicaf�le law.
<br />�-'titl.L_,� 'Ihe Funds shall bc:hold in an institudon whose deposits ara insured by a federel agency,instrumentalicy.or entity(Including
<br /> _�:� L,endu.if L,ender is such an insdtudon)or in auy Federal FIome Loan Bank•Lender siiall apply the Ftinds co paY the Escrow
<br /> - -,-:�,i,. Items.Lend�er may not cnarge Sonower for holding nnd applying the Funds,annuaUy analy7in8 the escTaW�°��.or vuifying
<br />° Y��S�� : the Escmw Items.unless L.ender pays Bomower interest on the Funds and applicable law permits 1.a�dcr to mako such a chsrrrge. -
<br /> �- Howevcr,Lender may re�uiro Borcowu w pay u one-time ctwcgc for an ind�pendcnt rcal estate tax repomn6 s�'���s�by
<br /> _������ Lender in connecdon with this lo2n.�u►less upplicable law provides othecwise.Unless en agreement is mode ar applkab!c Iaw
<br /> -.�':_.-------- reauires tnterest to be paid�Lender shall not 6e requi�ed w pay Boaower any int�rest or eumings on the Funds.Bocrowcr and
<br /> --_����`�� L.ender may egrce in wrItu►g.however.mat interesc shaii oc paiu�a ih�:�u:�.Lrs:��.-�.sl1 o yP en RnrmwCT=without charae.an -
<br /> ______��� annual accounting of the Funds.showing credits and debits to the Fands end the puipose for which each debit to tho Funds was
<br /> ---__ ; mada'It►c Funds ere pledged as addidonal se�curity for all sums sccurcd by thlg Secarity InsuumenG
<br /> -_ ��' If the Funds heul by L.ender oxceed the amounts permitted W be held by applicAble law.l.ender shall account to Horcowa for
<br />---- =-.'��,:, 1he excess F�nds in accardance with the requlrements of applicabls law.If che emount of the Funds held by Lender at eny dnie is
<br /> :;�anot sufficient to pay the Rscrow Items when due,Lender may so notify Borrower i��writin8,and,in sach csse Bomower shall pay
<br /> - --- �o I,endu the amount noccssmy to melce up the deficiency. Borrower shall meke up the dcficlency in no more ttuin twelve
<br /> -.j monthlY PaYments�at L�nder's sole discredon. refund w Borrawcr any Funds
<br /> -, Upon payment in full of all sums sccure�by this Se��ui►Y Instrument,Lender shall prompdy
<br /> - held by Lender.If,undu paragraph 21,I.ender shall acquice or sdl the i?roperty,Lender.prior W the acquisidon cr sale of the
<br /> -= property,shall apply any Funds held by Lender at the dme Qf acquisition or sale as a cxedit against the sums secured by this
<br /> -- Security Inswmcn4
<br /> -�"°" 3.Appllcation oi Payments. Unlrss ap�li�c��d e u�dor the Nous;secoiid,�to anoiunts pa ble nnde�r paragra hp 2s
<br /> 1 end 2 shall be applied: Cust,to anY P�Y 6
<br /> � thicd,co interest due;fourth,to principal due;and last,to any lato charges due under the Note.
<br /> -- 4.Charges;Liens. Botrowe� shall pay all taxes. essessmonts,cherges,fine,g and imposidons attrlbutable to the PcopeKy
<br /> whlch may attain priority over this Secarity Instrument,and leaschald�ayments or ground rents,if any.Borrowu shall pay these
<br /> � � ��_ �t,�roa�nng in�he mnnncr orovided in part�azsh 2,or if not patd in that manner,Bora�wer shnll pay thean on dme direcily to ihe
<br /> -° person owtxl PaYment Borrower shall pmmpdy fumi�h to Lcndcs all nodces af umoun�s w as pniu uiwo� ww�,a.«�••.If
<br /> .� Borrmwer rnakes thesa payments dlrecdy.Horrower sha11 prampdy fumish w Lender receipts ovidcncing the payments.
<br /> - �-�'s`'-. Horrower shall pmmptly dlschacBo anY licn which has priodty ovcr tt�.3s Security Insuiunent un,less Borrower:(n)egrecs in
<br /> _�,� wr(png w the gayment of the obllgadon secured by the lien in u manner acceptable to Lender.(b)conusts in 600d taith the liea►
<br /> by, or dofends against enforcement of the lien in, legal proceedin8s which in the I,ender's opinion operaw ¢o pcevent the
<br /> ==� enforcement of the lien;or(c)secures from thc holder of thu Iten an agreement satisfacwry eo L.er�cler subordlnaflng the licn to
<br /> -- -- _"-,-�� ` this Security InsuumenG If Lender detemunes that any part of thu Property is sul�,ject to a lten which may attain pdority over thi�
<br /> `""`��� Security Inswment,Lender may givo Borrowce a nouca identifying the lien.Bonower shall sadsfy the Hen or take one or moro
<br />_ `�`,`'�����_'� of the ncdons sct forth nbovc within 10 days of thc giving of nadcc.
<br /> _, ., Form 3028 0l00
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