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<br /> S. ain��cn�d a►i� t".a��r.:oiy Ri,m6•n�cs;:. U�,reotvcr �;hull Isecp thc imprrnvcmcnt5 now cxistin� nn c�rcnftcr crccteci on thc �-
<br /> Proper�y i��surccl uFnb�st loss by i�ieo, ha•rords 1n�iudcct tvithin thc tcnn "cxtcndul cnvcrn�;c° �nd nny otl�cr huzarcls, inciuding
<br /> fla►cls a�• Ilu�Hlln}3,for whicl� I,cndcr rcqulres insu�•cinco. Thl�i insurnncc sl►c�ll Be�nnintaincd in thc amounts uncl for thc periads
<br /> that lAn�hx r�yuf�•es, 'i'hc insurmicc cnrrlcr prc�vidinB thc intiuriin�:�shall bc choscn hy parmwcr subjcrt to l.cndcr's approvul
<br /> whicli�Iudl no�he unrcnsurmhly wid�held. If I3orrowcr fuil4 tc� mulnti►{n coverngc describeJ ubove, L.ender may, nt L.ender's
<br /> upllun,abtnl�n covernge t�pr��tect�.ender's rights in th::hreierty in nccordnnce with pnrngraph 7.
<br /> All insurunue pulicie, u��d ��:ncwalti shull be �uccptublc ln L.cndce:oid shaU lnclude a stun�ard mortgage clnuse. [,endr.r �_
<br /> Sh��l h�VL'lhC.'fl�'hl IO hOIQ ftlC EIOIICICti 11I1U fCIlCwiljS, ii i..cndcr rcyuirc�,�iulfUwCl :ruu�l�/liiiilFrtiY givc iu uuu'ci aii�KWF1W Vl �
<br /> paid premiwns nnd renewul notices, In the event of loss,Horrower shall give prompt noti�c to the insurance currier und l..ender.
<br /> Lender may make proaf of lass if not madc promptly by Borrower.
<br /> Unless l..cnder nnd Borrower otherwise ngrec in writin�,insurance procceds shall be upplied to restorution or repuir of thc
<br /> Propeny dumaged,if�he restoration or repair is eccnomicully feasible and L.ender's security is not Icssened.If the eestoration or
<br /> repair is not er.anon�lcally fe��sible or I..ender's sccurity wauld bc Icssencd, thc fnsurancc proceeds sl�all be applied to the sums _
<br /> sec�red by this�ecurity instnmient, wh�ther nr not then due, with nny excess paid to Honower. lf Bonawer ubandons the
<br /> Property. or dces not nnswer within 30 dnys a notice from I.ender that the insurance currier has offered to settle a claim, then
<br /> I.ender muy collect the fnsurnnee proc:cecls, Lender may use the proceeds to repair or restore the Praperty or to pay sums
<br /> secured by this Security Instrument,whether or not then due.The 30-day periad will begin when the notice is given.
<br /> Unless Lendee and Borrower otherwise agree in writing, any Applicution of proceeds to principal shall not extend or
<br /> postponc the cluc dute of th�monthly payments referred to in paragraphs I and 2 or chunge the umount of the paymcnts. If
<br /> undar paragraph 21 the Praperty is acquired by Lender, Bonower's right to any insurnnce policies and procecds resulting from �
<br /> damage to the Property prior to the acquisition shall pa.gs to Lender to the extent of the sums securecl by this Security Instrument
<br /> immediatcly prior to the acquisition.
<br /> 6.Occupancy,Preservatton,Ma[ntenance nnd Protectton of the Property;Borrower's Loun Applics�tton;I.easeliolds.
<br /> Borrower shall occupy,establish,and use tlie Property ns Honower's principal residence within sixty days after the�xecution of
<br /> this Security Instniment and shall continue to occupy the Property as Borrower's principa!residence for at lcast one yaar aFter
<br /> the dxte of occupancy, unless L.ender otherwlse agrees in writing. which consent shall not be unreasonably witht►eld, or unless
<br /> eztenuating circumstances exist which ure beyond Borrower's control. Borruwer shall not destroy, damage or impair the
<br /> Property, allow the P'roperty to deteriotate, or commit waste on the Propecty. Borrower shall be in default if any forfeiture
<br /> Action or proceeding, whether eivil or criminal,is begun that in Lender's good fnith judgment could result in farfeituce of the
<br /> Ptoperty or o�herwise materially impair the lien created by this Security Instrument or Lender's security interest. Boirower may
<br /> cure such n def�ult nnd reinstate.as prov�deU in paragraph i8,by causing che action or praceeciing iu oc ui����i���xi wiiii u iuiir�b
<br /> that, in Lendcr's goad faith determination, precludes fm•fciture of the Bonower's intcrest in the Property or other material
<br /> impairment ►�f the lien created by this Security Instrument or Lencior's securicy interest. Bonower shall also be in defnult !f
<br /> Borrower,duting the loan application process, gave materially i`alse or inaccurate informatton or stnternents to Lender(or failed -
<br /> to provide[.ender•with any mnterial information)in connection with the loan evidenced by the Note, including,but not limited
<br /> to,rcprescntations concen�ing Borrower's occupuncy of the�roperry as u principal residence. If this Securiry Instcument is on a
<br /> leasehold. Boaower shall comply with nll the provisions of the lease. If Borrower acquires fee title to the Prope�Yy. �iie
<br /> leaseliold and Ihe fee title shall not merge unless Lender ngrces to the mergcr in writing.
<br /> 7,i'rntectlon of I.ender's Rights hi the�'roperty.If Barrov,�er fails to perform ti►e covenants and agreements contnined in
<br /> this 5e�.urity Instrument, or there is a legal proceeding that may significnntly nffect Lender's rights in the Property (such ns a
<br /> proceeding in bankruptcy,probate, for condemnation ur forfeiture or to enforce laws or regulutions), then�.ender muy do and
<br /> pay for wliatever is necessary to protect the vsluc of thc Property and [.ender's riIIhts in the Property. i.ender's actions may
<br /> include paying any sums secured by n lien which has priority over this Security Instrument, appearinb in court, payin$
<br /> reasonable attorneys' fees and enterin�on the Prope;cty to make repairs.Although I.ender may take acdon under this p�ragraph
<br /> 7,Lender does not have to do so.
<br /> Any amounts disbursed by Le.nder under this paregraph 7 shall become additinnal debt of Borrower secured by this
<br /> Security Ynstrument. Unless Borrower and Lender agrce to other terms of payment, these amounts shall bear interesc from the
<br /> � dnte af disbursement at thc Note rate and shall be pavnble, with intcrest, upon notice from Lendcr to Burrower requesting
<br /> payrnent.
<br /> 8.Mortgoge T�surance.If Lendcr required mnrtgage lnsurnnce as a condition of making the loan secured by diis Security
<br /> Instrument, Borrower shall pay the premiums required to maent��in the mortgagc insurance in effect. If, for any rcason. thc
<br /> mortga�e insumnce cove��ge requireci by Lender lapses or ceases to be in effect,Bonower shsill pay the premiums requircd to
<br /> obtain coverage substantially equivalent to the mort�age insurance previoasly in effect, at u cost substanti�lly equivalent to the
<br /> cost to Borrower of the mortg�ge insurance prcviously in effect. ftom an altemnte mortgage insurcr approved by Lender. Tf -
<br /> , substantially cquivalent mortgage insumnce covernge is not nvailable, Bonowcr shall pay to Lender each month a sum equal to
<br /> ! one-twelftli of the yeariy mo�tgage insurance premium bein�paid by Borrower when the insurance coverage lapsed or ccased to
<br /> � bc in effect. Ixnder will accept, use nnd retain thcsc puyments as a loss rescrve in lieu of mortguge insurance. Loss reserve
<br /> Form 3028 8190
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