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e~~~ , .,4,,,.,. 2oloo4s43 <br />~~ <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />MICHAEL J CLEARY Date DEBORAH S CLEARY Date <br />INDIVH)UAL ACKNOWLEDGMENT <br />S"PATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was acknowledged by MICHAEL J CLEARY and DEBORAH S CLEARY, before <br />me on June 16, 20111. In witness whereof, I hereunto s t my h and, if app 'cabl m official seal. <br />My conunission expires: 5/10/2011 <br />IS MAYER <br />GEp1F.HAI.N07ARY-Sta~alNe~xaska CONSUMER LOAN OFFICE <br />LISA R• MAYER Hall County, NE <br />~' ~m• ~~' May t~' 2011 IdentiEcation Number <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Horne Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />¢~ 2DD4-2UU9 Compliance Syst~ns, Inc. U02P-91373 - 2UU9.12.366 <br />Consumer Real Es[ale -Security InsU'ument 6L2U3G Pagc 6 of 6 wanv.complianccsystcros.com <br />