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<br />201004835 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in all pages of this <br />Security Instrument and in any Rider executed by Borrower and recorded with it. <br />KATHLEEN E REGIER Date <br />INDIVIDUAL ACKNOVYLEDGMENT <br />STATE OF NEBRASKA <br />COUNTY OF HALL <br />The foregoing instrument was aclanowledged by KATHLEEN E REGIER, before me on June 4, 2010. In witness <br />whereof, I hereunto set my hand and, if applicable, my official seal. ~ - <br />My commission expires:.,.„ ~K. ~ t ~ ~ 2 ~~~-^-~a °~~ ~s-~ <br />tel. NOTARY - State of Netxaeka ---- <br />CHR13 L.. KASKtE Hall County, NE <br />My Camm, lxp, Oec. 29, 2012 Identification Number ~ _ - <br />(Official Seal) <br />THIS INSTRUMENT PREPARED BY: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />AFTER RECORDING RETURN TO: <br />Home Federal Savings & Loan Association of <br />Grand Island <br />221 South Locust Street <br />Grand Island, NE 68801 <br />4~ 2004-2009 Compliance Systems, Inc. 002D-D919 - 2009.12.368 <br />Consumer Real Estnte -Security Instrumrnt DL2036 Pnge 6 of 6 www.cvmpliancesystcma.evm <br />