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201004824 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in dais PUD <br />Rider. <br />6~^' /+' ~ (Seal) (Seal) <br />Tim A Wojcik -Borrower -Borrower <br />• W (Seal) (Seal) <br />,lol M WgjClk -Borrower -Borrower <br />MULTISTATE PUD RIDER- Single Family -Fannie Mae/FreddleMac UNIFORM INSTRUMENT <br />Form 3150 1/01 <br />Laser Forms Inc. (800) 446-3555 <br />LFI#FNMA3150 1/01 Page 3 of 3 <br />