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' . :� ��aus��a.� n�a� ��a �j ' (1 Year Treasurylndex-Ratc Cap�) �'"� �� �:: THI9 Af)IUSTABI.G R�2'1'�RIDEft ie mada this �Oth.....day uf IYIBY _._..��i�9G r.. anQ 1�Incor»orateQ Into enQ eh¢fl ba deemeA to xmend and eupplcmcnt tho Mori��c,Daed oP Trust,or Stcudty nced(the"5ecurlty InstrumcnC')of — the ume d�te�Ivm by the undenijned(ihe"Harrower")to�ecure Borrower'e AdJusta�lt Rae IVote(the"Hote")to Fi �p�?�ERA�Q.Q�I.Q ��Uhe•'l.eeQer"i of the cmia date�nG eovorin�t ttie property dneribeA In the Securlty Instrument end located et: 2H14 Brani:woud �lud.• Gxand Islarid� NE 68F301 _ � � (Pmperty Addres�) - TMb aota coattl�e provWon� dtawiM�for chtMa in my Inte�est nle tnd �o,y monll�iy P�yineNb.TMt��ot��lio il�lU IMe o�uorsA n�y I�teral rnts can cMin�e�t��y ose lima��d �I�o lMe ewl�lmum�ay lMe a:f�l�ria e�t�1 mw�t p�y. ADDITIONAI.COYENANTS.[n additton to d�e coven�nta�nA aareements mxde in the Securiiy ir�stn�ment,Borrowtr aRd Lendcr turther coven�at�nd�ra iu taltow�: A. INTEltE51'RATE AIdD MONTNI.Y PAYMFNT CHANGkS The Note provides Rsr an tnitlal interat rate ot 7•25 _9i.Sectlon 4 uf tl�c No�c provides for chanyes in the Interest rate and the monthly�xyments,u[ollowe: 1. lNTER6S%'RATE AND MONTNL Y PA}:N6NT CHANOES (A) Cfr��{e Dala 12e interdt r�to t will p�y m�y ch�nge on thc flrat day of 5une xlK ��,pnd on that dty every months thereaRer.E�ch date on whlch my interest nte could chu►�el�ca1IM a"Ch�n�e Date." (7) T�e IMe� Be�tnnina with the Crst Chan�e Due,my interat rate vriU be based an an Index.The"Index"ia the wakly avera�e yleld on Unit2d StatCs 7Yatsury�ecuritia adjusted to a constant mtturity of 1 year,A9 made avdlable by the Fedtrat Reserve Boud.The most recent Index ti�►ure Rvat461e as of the date 43 days before ach Change Date is caQeA tht"Current Index." [t the Index is no lonjer available,tbe Note Holder w111�hoox a new Index whIch b bued upon compunbte information.The YJote Hoida wiU�Ive me notla of this cholor. (Ci G{d�tMrotCYu[e+ Bstore ach Ctanje Date,the Note Holdcr wEtl calcWate my nsw interest r�te by addin�l wo and Une lialt' � perantke yoinu(._. 2-5 M�)to the Currrni Indea and roundina to the neuat 1/Bth of 1 R1,aubJat to the Iimtta etat�in Section d(D)below. This rounded amount w!I!be my new interest rate ur.dl the nsxt Chanae Date. 'It�e Nott Ho1Jer will thrn determinc the amount ot th�month;y piyonent that woulA 6e auf[icient to repay in full the p�incipal t am apected to owe on that Chanae Ihto in subst�ntiatly equal payrmnt�by the matuHty date et my new interest rate.'rhe result of this calculxtion will be the rxw amount of my monthly payment. (D) I.I�ib o�INened R�k p�ar�a The interat r�te t am reqidred to p�y at the firat Change t�tc witl not be erater than 9•25 Ni o la� than F-�`,1.. M�.'1'hereatter,my irtterest nte will never be incraued or decreaud on any sinsle Chanae Date by more thtn� ._from the nte of interest i h�ve becn payin�for the preceding tweive months.The mtnimum interat rate on this lou�wUl neva be �� 5.25 �and the maximum interat nte wilt never be grater th�n �Z��5 �fi. (El EKleThe D�k of Ci��a My rxw Interqt rate vrill become effective on�ach Chanae Dnte.l�v1U psy the urount of my new monthly�yment beainnfnp on the fint ' monthiy payment date�fter the Change Date untit the amount of my monthly payment chan�es awJn. (Fl Notke ot Clr� 7be Nute Hokkr wtq mnil or deliver to me a noda before ach Chanae Date.The nodu wlll advLc�:me ot: (i) the new intuat rate on my loan aa oP the Ch�e IDate; ;ii) tt�e�mountofmymontn2ypaymentfottowtnjtnee:hinyelMte; (liij �ny addiiional ma�.tera which the Note HoWcr ia rtqulrod to dtsclose;and , (iv) the addras of the Rssocistion you could conuct regardlna any questtons about the ndJustment nodce. i. CHA/tfiFSi I.lEN51 Uniform Covrnant 4 of the Socudty Instrument!s amendcd to rad as followe: 4.pa�ta;I.kae.Rorrower shall pay all taxes,usessmenb,and othGr chtrqa,Qnes,and Imposittons vttcibutab:e to the Ptoperty which awy attdn a priaity over this Securiry Instrument,anQ Ieeschold paymentaof grcund rente,tf any,in the mwur provided undnrqua�rRph 2 hercoE ' or,if nae paid in such manner,by Horeowcr making�yment,when duc.dircetly to the payce thereof.Bonower ehnll promptly fumtsd l.ender dl noticcs of amounts due under this pu�reph.and in the even�Borrower shall make payment directly,Borcower shall promptly fumish to Lender rec�eipts evidrncina euch paymenta. Borrower shttll promptly dixhnrge any Iten whfch has priortty over this Security[nstrument; bowever,Borrower siull not be required to discl�uge any such Rcn so long a�Borrower.(a)eliall tgrec In wr[Nng to thc payment of the obli�aUon secured by anch lien in the manner aceepwble to Lender;(b)shall In good felth coniest s¢ch Iten by,or defend Agatnst enforcement oF such lien tu,legal proceecifliga which in lhe opintvn of Lender operate to prevent the enforcement of the lien or forfeiture of the Property or wny part thereuf;or(c)shail secure from the holdcr of such lien an ngreement in a form sadatactory to Lender subordinating sucti Iten to this Securtty Instrument. If l.sader determines tt►at aU or anv oart of thC Proaertv Is subJect to a lien which mey attein a priority over this Security Inscrument. Lender ahall give Bor�ower a notice identifylRq such Uen.8onower shaU satisfy such Ilen or take nne or more of the acttons set forth above __ , witAin ten deys of the giving of the notia. _ ' C. NO'!'ICE Jniform Cove�ant 14 of the 3ecurity Instrumcnt is amrndcd to read as tollows: �1. Notke.Exapt for eny notice requlred under applicabic law to be given In another manner.(v)any notice to Rorrowcr provlded for ip thts Security Instrvment si�all t�e given by delivering it or by mafling It by tirat class mafl to Dorrowtr st ihe Properiy Address or at such other nddress - as llorrower may designate by noticti to L.ender as providcd hercin.and(b)nny not[ce to Lcnder ehall be given by first class mni!to Lender's - address statN hentn or to sucri other address es l.endcr may designntc by noticc to Borroweras provided herein.Any not[ce provided for in this