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<br /> ` . '` , T06Ef'HER virm�au tD,e.i�o�CNneat�ua�v�►or ha+e�erasctea on the p�npe�cy..na aD�a�sem�s,�ppu�ta�u�oa, . _
<br /> � , and fature.s tww a 1�after a pei oF tbe p�opaty: A!i r��and�fians s�.+U�a 6e coverod b�r this Securlty. ,
<br /> ,(t�{lfllfDdlt. /+ll Of thC fUIC$OU1$iS i!f!tlCd tID Ql�S�lY�E15WIMti�19 t11C"PI'�tlty� � '
<br /> , 80ItR�WER OOVENANI'S tlat Barower is lswfully setsed af tbr est�te t�ercby conveyed end i�as the right ta ganE '
<br /> . �d cunvey t6e Pmperty and tlnt�hc Raperty is unencwnbe�ed.eacept for encumbru�ces of record. Bamwer wamats and , .
<br /> w�l defad g�enetatty the atk to tAe Properry ag�inst ail cl�nas u�d demuds,subject w�y eacuarbrances of mord.
<br /> THIS SEC[IRTi'Y LYSTItUMENP caom6ines uoifonn cavetwtts fa[ nariona!use and nan-unifam omrc►�nts with ..
<br /> � 3imiteQvtriations by juris+diction co crostitutc a uoifam secmity iosustment covecing Trai pt+opetty. - -
<br /> 111VIFORAR COV�iAI�iTS.Bamwa ud I.tnder coveaaat and agee as follows: .
<br /> L R�l�eat d Pri�cipal a�d i�PreWJme�t a�d 4ste Crarges. Botrower sf�ait PrortiP�Y PaY when itue tt�e .
<br /> . p�incip�i of aod intaest on tiie dcbt evidenood by the Note aod wY PnWY�nt and lue charges due under the Note.
<br /> Z �for 7�zes a�d I�nu�ca Snbject to applicabk law a w a wntten waiver by[.ender.Borrower shall pay co
<br /> . - ��ori tIte daY moathtY PaY�ts a�e due under the Note,uAtil the Note es paid'ui fu11.a swn("Fw�ds°)for:(a)YeartY
<br /> „ �.isxcsarni aYSr.ss�s which may at�n pcioritY ovcr ri�is Sa;urity Insuumenc as a licn on the PropertY:lb)yeazlY�eas�hOld
<br /> :•:�pYya�e�rts or�mund.ients ao tLe Ptopacy. if�Y:tc)yeuly hazand or pcoperty in5urance premiums: td) yeartg tlaa�t
<br /> :. �P���:��y;(�)Y�Y���P��•if any:aad(t?�Y��PaY�fe fl�r$oanwec ta
<br /> - Lrnder,m ac�cca�d�cz witti Qr+�Frovisions,of��T�;.�ticu�che pay,are�t of mortgage insurar�ce pcarur�s•,��e.se
<br /> •items are caUea"Escaaw Inems.":Lardec.ru�,at�pxae:aotbect�hatd Fucds ue an amauat noE to exree�t�ie m�
<br /> - — amount a knder fa a federai�y�'���?tgagc T�rra:itiaY ,,,.re�-'.-,�:.�.�iF-Scxm-�e�s esctaWC aacvus�t tuder t�e f�ecaE 1�
<br />_ Bstate Settleiaen►P�ncadures Actaf CS�T,d��+s�f�am ti�t��;t�i2 tj.s���6(�i ez�.f"[tESPA")untess auatfrz�:•
<br /> • IAw tbat appiies to the Fuiiuts sets x te��t.L w?��;?�'=�.�Y�::.�""T,r��3l�,vid Punds ffi.aa aa[ami rta��"� _
<br /> eaceod the tesser amnunt, E.ender triajr'estioma��ii��nto�'.+�.�s.,4�"s?►��f�h=:���ucait d�sa�.ceasona6Te i -
<br /> .-:. - estim�tesofespendiql�saffututeEserowI�cicv't?"m�csset�,�.i?�� ittx�"�e�c:=:,� : :� _ --__-
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<br /> _,� -- 'ii�e,-C�nds shap tie held in an institudon c��dtposit5';�i�. �•'-�,�:�nsuume�itaIity.or erm�;'�, _-
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<br /> ; -_ (inc[uditiL,�.tnder,if I.ender is suchan insatuuon}arin any�ei-�•?R 6�`ome�i.o�i�aaiG,:�u3i�stiall apply the Ttinds w�y� :.. - -
<br /> tha�spulv�ium`s. Lender may not cA�rge Borm�.�s for holding and applying tT�e fmvi's;ivaivaUy analyting the eseiti ai ; -_ _-
<br /> �� xcount;or vecifying the Fscrow Items,uniess�,etUi�r paYs Bamwer interest a+�rlte��3's a�d appl�cabte law pecmiu � � rT
<br /> Lender to,make such a charge..However.LenG�r•ir�g recN�tz Borrower to pay�..�.:'�'�iine charge for an independent real ' .���=
<br /> *�* . estaie'tai�reporting seNice used i►y t.ender tn ronnecii�a with tbls toan.untess a�btt law ides atherwise. ITaless an - . � t, .-,,�. -_
<br /> � Pi°e r�:��;;',-
<br /> ` a g r o t ment rs made or applicabie law requires interest to be paiA.Lender shalt not be iequired to pay Barrowet any interest or <<••�A���;:�-
<br /> _- eamings pn the Funds. Borrower and L,ender may agree in writing,h owever.t ha t in teres t s h a l l h e p a t d o n t h e F u n d s. L e n d e r ��� , -
<br /> shatl pve to Borrower,without charge,an annual accounting of tt�e Fvnds,showing credits and de6its to the'Funds and ihe , ,.�„ -__.
<br /> ; r purpose for which each deDit to the Fimds was made. 7'he Funds are pledSed as additional security far ail sums secured by ��;`•�i-_
<br /> . this Seeuriry Insuument. � �r- �-4-=-
<br /> �. ��..1: . if the Funds held by Lender ezceeA the amonnts permined to be hetd by applicable law, Lender shall account io ��r�
<br /> •�� � Borrower for the eacess Funds in accordance t�itlf the re4uisemenu of appiieable law. If Ehe amaunt of the Funds hePd isg :_- �r;�,,,.
<br /> ^� I.endet at any time is not su�cienl ta p2�y the Escrow Item.s wt�en due.l.ender may sa mttfy Borrower in writitig.an�.i�r . � �v}-
<br /> • �,. sach case Borrower shall pay to E.ender the amovnt necessary to make up the defci Botrower stiall make u tl'r� ��'°'�
<br /> encY p .�,_.-
<br /> •�''- deficip�ry in no more than twelve monthly payments.at l.ender s sote discreuon. �•.�"��-..
<br /> � '� lJ n a ment in fu11 of all sums secured by this Security Instrument.LenAer shall promptly refund to Batrower any �-.'�'�,�,., "�:;'-
<br /> Funcl�ls�eld by Lender. If,under paragraph 21.Lender shait acquire or sell the Property.Lender,prior to the acqulsition ar - :' _
<br /> sale of the Property.shall apply any Funds hetd by l.ender at the time of acquisition or sale as a credit against the sums _
<br /> secured by this Security Insaument. - , �
<br /> � `� ' � 3. Applkation o�Fayments. Unless appiicable law provides otherwise.ail paymen�s received by Lender under . � -_
<br /> , paragraphs !and 2 shall be applied:tisst.to any prepayment charges due unAer the Note:second,to amaunts payaAle under - •- _
<br /> � paragraph 2:third.to interest due:fa�.*?tF,to princ�pal due:and la.ti�ta any late charges due under thc Notc. •
<br /> 4. Charges; Lieos. BOIfQtV2l�5ha11 pay a11 taxes.assessmen�c. charges, fines and impositions amibutable to the ,
<br /> � �` `' Property which may attain priority a�c���his 5ecurity Instrumeat,a�d teasehotd payments or ground rents.if any._Borrower - -
<br />: `�';; � q';r�±� shall pay these obligauons in the r',�n�provided in paragraph 2.or if not paid in that manner.Bortower shall�pay them on � _
<br /> .;Y- . time ditectly to thc persan owed paj�retit. Horrawer shaQ promptly fumish to Lcnder ail notices of amauats to be paid undei -
<br /> ..:'•' •� :: this paragraph. If Borcower makes these payments directiy.Barrower shall promptiy fumish to I.ender rcoeipts cvidencing •• -.
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<br /> ,,,. y thc payments. '-
<br /> �ti'�' Horrawer shaU prompUy discharge any lien which has priorlry over this Securi�y instrument unless 8orrower.(a)agrees -
<br /> in writing to ihe payment,b+:'i,^.e ob�i�ahon secured by the lien in a manner acreptabla to Lender,(b)contests in good faith the 4 ..��•�.-
<br /> ' ' lien by.or defends agairr��`oscem;At of the lien ln,tegal pracecdinga whlch in the Lender's opinion opetatc to prevent the _
<br /> . �s � enforcetuent of the 13e�:or{c�sec�es from the halder of the Ilen an agreement satisfactory tv l.ender r,ubordinating the lien - -
<br /> to thls Secudty Instr�.��:.^.» if 1,endcr determines that�ny pan oP ihe Property is subject to a lien which may attain priarity •
<br /> ' . over thjs Security Ir�.*�:n�Lender may give Horrower a nntice idenlifying fhe lien. 8orrower shali satisfy the Nen or take • •
<br /> � ,. ,,t,�; ono or more of thc ac�i�:��s sct fon5 a5ove within 10 days of thc giving of norx._
<br /> •�.:;<�.f•+�;,. , , • S. H�rd ot Property leswsanca Borrawcr shall kcep t::e ir,:erov�ents now existing or hercaftcr erected on thc
<br /> �'`'��';;�;�, �'�'' PropeRy insuted agalnst Io�s by fire,hazards included within tl-�e..�-n"ext�ded caverage"and any other hazards.including ,
<br />" �� �'''''��' floods or ftooding.fo�which Lender requires i:�:::r�.-ce. 'R.::i:,surance �.�'i be maintalned in the amounts and for the •
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