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<br /> • 71PPI,A 001-E0�15019
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<br /> A.T,�[.TS�'AI�L.E R�TE �tIla��t P`
<br /> �trs p�J(,1CTpAi.a RAT6 3�IDP3t is madt this 20T�t day pf �Y , 1996 ,and is
<br /> incorporeted i�no end shull be deemed to anencl and supplcmcnt the Martgage.Dccd of Tcust or Sei:urity Aeed(thc"5ocudty
<br /> rnACnunent")af�he sama data aiven by 1hc undusigned(the"Saaowtr")w secura Horrowcr's Asijustablo Itstc Ptota (tl�e _
<br /> „���1,� HOME SEnERAL BAVINdB & LOF.N A880CIATION OI' a1�1ND YBI�ANA
<br /> (�he"I.ender")of dio same Qnu and cuvering tho property described in the Securiry Instrument and tocnted aG
<br /> 2611 CaCHIN 3T
<br /> 012ANA IBLAND, I3BBRA8KA 68801
<br /> (Properry Addrc��J •
<br /> TfQS NOTE CON'�AINS PItOVISIONS AI.LUWING FOR CHAN(ik'S IN MY INTERES'C RATE AND MF
<br /> MONTHI.Y PAYMENT. INCIt�ASES IN THE INTEAtEST RA'CE WII.L RESULT IN HYGHF,R PAYME1�iT5.
<br /> DECREA�FS TN THE INTEREST RAT�WILL RESUL'�IN LOVf�R PAYMENTS.
<br /> ADDTITONAL COW�NANTS. In addidon to the covenants and agrecments madc in the Security Instcument,
<br /> Borrowu and Lc�nder further wvcnant and agr�ee as fallowa:
<br /> A.INTERFST RATE AIVD MONTHLY PA,YMEN�'CHAN(iES
<br /> Tfie Note provides for an inidal inuxest rata o� �.250 96. The Nou provides for ch�nges Jn �he
<br /> intecest rate an8 the monthlY paYmenta.a9 followa:
<br /> 4.INTEREST�ATE AN1D MONT�ILY PAYMEIYT CHANGES
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<br /> 'Ytic interest rate I will pay may change on the first day of �� � 2ooi ,end on th�i day
<br /> overy 12'� month theres�f.ter.Each date on which my int�est rato could change is callod a"Change Dace." .
<br /> (8)The Index
<br /> Beginning with the first Chnngo Date,my lnterest reto wll!ba based on an Indea."itu"Indtsx"is:
<br /> THS WSSlWY AVRRAGIR YI}'s7,D ON UNITSD BTATEB TR�ASURY SBCURIT£8 ADNSTED TO A
<br /> CONSTANT MATURITY OF 1 Y13AR, A9 MADE AVAILABLE BY THE FEAEltl1L RE9SRVB SOARD.
<br /> 'tlio most rocent�ndcx figure aveilab7o as of the date: 0 45�ye o _.__
<br /> 6efore es�ch Change Date is culled she"Cucrant Index." '
<br /> If tho Index is no tongu availabk.the Noto Holdu will chooso a now indox thst it ba+od upon comparabk infmmadcm.
<br /> 71�e Nae Holder will give me notice of this chaice.
<br /> (i.j a.�icaiuiuuo w a.iwe�cx,
<br /> Baforc each Change Dato,tho Nata Holda will c�icu]ate my new�ntaest rete by edding
<br /> 'I'WO AND THREL QUARTERS pa�cer►�aga potnt(s)( a.�SO �6)to the eucctm�ndex,
<br /> 'it�e Notc HoWa wlll then cound the result of this addttlon t�o the �Nearest [� Noxt Highest []Next Lowest
<br /> otra �zat�sx ( .ias 96),
<br /> Sub,jtct W thc llmiGg ststcd in Section 4(D)below,Ihis rounded amount will be my new intuest ratc unt'al the rsext Change
<br /> Datte. ,
<br /> The Noto Holder wiil then dctermina the amount of the monthly pmyment that would lse sufficisnt to repay tho unpaid
<br /> prin�cipal that I am oapocted to owe at tho Change Date in fu11 on tho nwtudry date at my new intuest rat�in suUstantially
<br /> : equal payments.'tl�o result of�hls calculation wiil be the new amount of my monthiy paymen�
<br /> (D)Limita on Inlereat Rate Chan�es
<br /> l ast check approprfate boxes;(/'nc+lwx fs checkcd,thcre wlll be no nraxi,rurm llmlt on changes.)
<br /> (1)There will bo no meaimvm limit on intertst rate changes.
<br /> � (2)T'he intaest rate I u�requind to pay et die Crst Change Date wlll not t►e grcater tt�an 9.2 5 o gb
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<br /> �(3)My interest rato will never bo increas�ed or docreased on any singlo C6�ange Date by moro than
<br /> TWO PERCENT p�,��a po��(g) ( 2.000 ryo) from diC
<br /> rnce of intcrest I have txx,�►paying for tha pra;eding per[od.
<br /> �(4)My intcrest ratc will navcr be grcatcr than i2.2 SO 9b,which is cnllal fl�c"Meximum Reia.��
<br /> - 1EiE "MINIMUM RATE" WILL NEVER 8E I+E88 THAN 5.2501r.
<br /> MULYi87ATE ADdUSTABLE RATE RIDER•3ingle Pnmfi/ 11�4
<br /> P�p�1012
<br /> �•���A(OJ01) VMP MORTOA�E FOR48•(L00)621•7201 In1Ua1�:
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