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I3anower shnll keep lhc lmprovement�na�w exi��g oI n�r��r ercctefl on tho Pra�riy __ <br /> S.iiazArd p Y <br /> .. u�suecd ngainct loss Uy firc, haz�de �ncluded within the tcr�n "extendcd covem�e" and cu�y othet ht�.ncds,iiicluding flaads a•t <br /> floadinB,for w6tch I.ender requlres Insurance.'13�is insurnnco shull be r�alntalned in the umaunu and fur�ro��ich shnll nat �`-', <br /> - �, �` i�qu��,Th�liisuran�e carcier providing tho insurance ehall bo chosen by Horrower subJea.t w L.ender's app ___ <br /> �� '' '` be unre,�sonably withhel�l. If Bwrower fails to mai�Usi� c�vcrage de:cd6ed abovc� 1-ender may, at Lender's optton, obtain �� <br /> �- <br />,�:LL��:;:�''`� cc,J��gg�w pmtect L�.n�e►'s rioh�.s in tric Property in accordance with paragraph 7. - <br /> All insurance policies ond renowals sheU be acceptabia ta Lerider end ehall inelude a stanci�uti a�o�tgagc ct�u�e.Len�r ahpll �__-' <br /> ���� �;py�rn�riqht w hold the Wlicies and renewals.:f Lender reyulres,Rc�rrnwer shnll prompdy give to Lender all teceipw of puid <br /> _=.V�,�,] premiums and re�newal natioe.a.In the event of loss,Borrower si�aii givc pcu�upi���µ�.�ti'��fn�'w="•==�°—mnr An�t I,etldCt.l.ender �_- <br /> �7 may make proof of loss if not made prompdy by gorrower. ll����rnaon or repaii of the <br /> - ��, . Unless I.�;nder and Borrower oihenvisc aBree!n writing. insurance pnoceeds ahall be app _; <br /> �;.:„; ,_ pronerty,damaged,if the restoratian or repair is economically feasiblo and Lcr�der's securlty is nat lcssened.IF tho reswradon or E <br /> -;.-�±�' . repair is not economically feasiblo or Lcnder's sec�riry would be lessened,thc ins�rance proceeds shall be appAed uo tt►e sums <br />-�•r-i��:'r' . <br /> -�>_...� secured by this Sr.curity Insmunent, whetticr ar not then dae,with any excess p�id to B�rrower. If Horrower sbandons c f <br /> `=�?,; propeny,or does not answer within 30 days a nodce from L.ender thai the insuranccs cazrier hes uffered w seulc s claim,then <br /> -:°„��'� Lender may collect the insurance Froc:eeds.Lender may use the procceds to repair or restore tha Property or to pay sums socured <br /> = �.• by this Sccuriry Instcument.whethcr or nat then due.'Ibe 30�day peri�wi11 O�n W�g�p°��p�shall.not e�tr,nd or postponc <br /> ';,r'��5>`� Unless Lender end Bonower otherwise agree in writinB��Y 8PP p <br /> °"'`''� the dua dat�of tne monthly payments referred to�n ParaB�Phs 1�u►d 2 or change the amount of the payments.If under ParaBr�Ph <br />_:--;'�.it,;,g <br /> -�::„;: � 21 �he Pcnpe�ty is ac.�uire3 by Lender,Borrower's rigfit tn any insurance policies and proceeds resulting from damage to the . <br />-�'�'�'` property pdor w the acquisidon shall pass eo I..ender to the extent of Ihe sunis sec�rcd bY this Secunry Insm�ment imu'►edlat,ety � <br /> M�--��� prior to the acquisldon. Ilcation;Leasehofds. <br />'� ;'� "'�}' d.Occupancy,FreservANon,Mafntenance and Protection af the Proputy; Borrower's Loan App <br /> �:��_�•�,�,,,�:.� <br /> -�-�� Bocmwu shall occupy,estabUsh,and usa the Property as Borrower's principal residence within akty days eftcr ihe execudon o <br /> �'��'� this Secudry Insttument and ehall condnu�w occupy the PropercY as Borrower's prir�cipal resldenco for et least one yeac after tlte <br />:cc'��,' ;""<�i1,� <br />---�'"'"�- dat� of occupancy, unless Lendet otherwise agce�.s in wdtin6+ which consent shall nui be unreasonably withhel�,or unless <br />-��$� eatenuatinng clrcumstat►ces ex�st which are beyond Bonower's canbrof.BBo ower shall be 1n defaul�t lf anY orfeiWn acdon�or <br />.��-�►� allow the Properry to dcuri�nrata,or cflmmit waste on the Propeity. <br /> _- procoeding,whether civU or criminal,is be8un that In under's good faith Judgmant could result in forfeidue of the Propeity or <br />-- _ = o��rwise mau�ally�►p�the�en created by this Stciuiry Instrument or Lendu's secuciry interest Banower may cure such s <br /> —�--._= defeult end reinssat�. es pmvidcd in par�raph 1.8.by cauging the acdon or procecdin8 w be dismissed with a ruUng that,in <br /> - Lender's goocl fuith detumina�ion,precl�des t�orieinue of[t�a Bonuwc�'s+zt�=�z s���a�'-+"s^!h"'"""�u°pa�'ent of <br />- -- db lien cceaeed by this Sacurtty Insuument cr Lender's securlty interesG Bflrrowu shall also be in dcfault if Dorrowec,during the <br /> loan applicadon proccss,gave meteriallY false or inaccurate information ar statements to I.ender(ar feiled to provide Lender with <br /> - any macerial info�►nndon) in conntxden with the loan evidenced by tha Note, lncluding, but not limtoed to, rcpcesentadons <br /> � conceming 8orrowu's occupancy�f the Pcoperty as u princiPel residen�°•If th�g S��h'Instrument is�n a leascho{d,Borrower <br /> sh�ll wmply with ail tho provisions of the lease.If Honrower ecquires foe dtla W the Pcoperty,the leasehold end the fee dQe shall <br /> not mage unless I�da a8ta's a Q�e mergu in wcidng. <br /> 7.proteeNom ot Lender'e Righte tn i6e Property. If Horrowu fatls co peiform the covenants aed agce�m�nts conm�ne��► <br /> tlils Sxurity Instrument, or thae 'ss n kgal proGOeding that may signif'icantly sffect Lcnder's rights in the Property(such a9 a <br /> pi�ing in bankcuptcy,probate.for condemnadon or forE'eiture or w enfocce laws or regulations),thcri Ler►du may do and pay <br /> fa whatever is noces.secy to Prc�tect the valuo of the PropertY a�d Lendex's rights in the ProputY.l.ci►der's acdons ma�n�dc <br /> I�Y�B eny sums socurod by e lien which t►ag priority ova thL �•x!!dty Instrumu►t, a�rpeuln8 in wurt. PeY�6 ��Lender <br /> attomeys' fces end entuin8 on the Propecty tn makc rcpairs.Alt�:�+�gh Y�endcx may teke acdon under this paragra�h <br /> daes not have w do�o. <br /> Any amounts disbursod by Lendor under this paragraph 7 shal►be�►mc addidonal debt of B�rrowu securod bY this Sxurity <br /> Instrumer��Unkss IIorrawu an�f Leadu agp:e w olhu t�emis of payment,thesa amounts sball bear ineerest from tho date of <br /> disbursemrat at tho Note rate and shall be payable.with interest,upon notico from Lendcr to 9orrower roquesdn6 PaYme��. <br /> -__—_= 8.ndo:tgaRe fasurru��. Ti L�d,�zx,uir�!s:� ^ rt�insn�ance av a condition of makin8 the loen secured by this Sccurity <br /> Instrumeat, Borrowu ehall pay ehe premiums rcqa3zed to maintain the mortgago �nsurance in effxG If� for any reason, ti►e <br /> mortna�e insurance w�era8� calutrod by Lender lapses or ce�ses to be in effect,Borrowa si�all pay the premiums required to <br /> �- obtain covcrago substantially cquivaleni to the mortgage insurance pccviausl,y in effect,eR a cost substentiaSly equ[velent to the <br /> cost W Borrow�r of the martgage insurance pmvtously in effe�ct, from an eltemau mortgage insurrr approved by Ler►der.If <br /> -- substantially equivalent martgage insura�►ce coveraga is not available,Borrower shalt pay to L.endu eaeh month a sum equal to <br /> - ono-twelith of the yearly mortgaga insurance premium being paid by Sorrower when the insuranco covuage lapsed or�eased to <br /> --�-- - be in ctfecG I.ender wUl acccpt, use and retain theso paymcnts as u loss tesuve in IiCU of mortgaga insurance•1.oss ceserve <br /> j�� Form 904s 0100 <br /> _=-=-V----= �,6H(NE)IOx�21.o� Pap�3ot6 i�uuu: _ <br /> -----=v � � <br /> �.__�s�►�� <br /> = .;:u���� - <br /> __._��,� --�- ,•�; >�� -- -- _ <br /> Mx"5�, ' "'i r, ,xYa ""- - <br /> �, , . 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