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20ioo47~s CONDOMITTIUM RIDER LOAN# ooooooz2a THIS CONDOMINIUM RIDER is made this 9th day of July 2010 and is incorporated into and shall be to amend and supplement the Mortgage, Deed of Trust, or Security Deed (the "Security Instrument") of the same date given by the undersigned (the "Borrower") to secure Borrower's Note to CENTRIS FEDERAL CREDIT UNION, A NEBRASKA CORPORATION (the "Leader") of the same date and covering the Property described in the Security Instrument and located at: 3130 WEST 14TH ST #4 GRAND ISLAND, NE 68803 [Property Address) The Property includes a unit in, together with an undivided interest in the common elements of, a condominium project known as RAVENOAKS CONDOMINIUMS [Name ofCondominiwn Project) (the "Condominium Project"). If the owners association or other entity which acts for the Condominium Project (the "Owners Association") holds title to property for the benefit or use of its members or shareholders, the Property also includes Borrower's interest in the Owners Association and the uses, proceeds and benefits of Borrower's interest. CONDOMINIUM COVENANTS. In addition to the covenants and agreements made in the Security Instrument, Borrower and Lender further covenant and agree as follows: A. Condominium Obligations. Borrower shall perform all of Borrower's obligations under the Condominium Froject's Constituent Documents. The "Constituent Documents" are the: (i) Declaration or any other document which creates the Condominium Project; (ii) by-laws; (iii) code of regulations; and (iv) other equivalent documents. Borrower shall promptly pay, when due, all dues and assessments imposed pursuant to the Constituent Documents. S. Property Insurance. So long as the Owners Association maintains, with a generally accepted insurance carrier, a "master" or "blanket" policy an the Condominium Project which is satisfactory to Lender and which provides insurance coverage in the amounts (including deductible levels), for the periods, and against lass by fire, hazards MULTISTATI? CONDOMINIUM RIDER -Single Family - Hannie MadFreddie Mac UNIFORM INSTRiIMENT 140 1/Ol C33140 (0008) (Page 1 of3) Initials: