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<br />(C) "Lender" is <br />1~'irst National Bank of Omaha <br />Lender is a A National Banking Association <br />organized and existing under the laws of NEBRASKA <br />Lender's address is 1620 Dodge Street Stop Code 3165 <br />Omaha, NE 68197-3I65 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />hirst National Bank of Omaha, a National Banking Association <br />2oloo4s73 <br />(E) "Note" means the promissory note signed by Borrower and dated July 1, 2010 <br />The Note states that Borrower owes Lender <br />One Hundred Sixty-Six Thousand Four Hundred and 00/100 Dollars <br />(U.S. $ 166,400.00 )plus interest. Borrower has promised to pay this debt in regular Periodic <br />Payments and to pay the debt in full not later than August 1, 2040 <br />(F) "Property" means the property that is described below under the heading "Transfer of 12ights in the Property." <br />(G) "Loan" means the debt evidenced by the Notc, plus interest, any prepayment charges and late charges due under the <br />Note, and all sums due under this Security Instrument, plus interest. <br />(Ii) "Riders" means all Riders to this Security Instrument that are executed by Borrower. 1'he following Riders are Co be <br />executed by Borrower [check box as applicable]: <br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Home hider <br />^ Balloon Rider ^ Planned Unit Development Rider ^ 1-4 Family Rider <br />^ VA Rider ^ Biweekly Payment Rider <br />^ Other(s) [specityJ <br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and <br />administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable judicial opinions. <br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are <br />imposed on Borrower or the Property by a condominium association, homeowners association or similarorganization. <br />(I~ "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar <br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to <br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- <br />of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers, and automated <br />clearinghouse transfers. <br />(L) "Escrow Items" means those items that are described in Section 3. <br />(M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party <br />(other than insurance proceeds paid under the coverages described in Section 5) for' (i) damage to, or destruction of, the <br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or (iv) <br />misrepresentations of, or omissions as to, the value and/or condition of the Property. <br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan <br />(O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any <br />amounts under Section 3 of this Security Instrument. <br />NEBRASKA -Single Family -Fannie MaelFreddie Mac UNIFORM INSTRUMENT ~ <br />®$(NE) ~wii) Page2o114 Initials: P~ ./ Form 31128 1/01 <br />DDS-NE9 / <br />I IIIIII VIII VIII VIII IIIIIAI III IIII VIII VIII IIIAI VIII VIII IIAII IIII IIII <br />