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<br /> p:►yments may no ionger bc r�quircd,nt tltic ciptiorr of Lciidce, if mortgnge insurance covcmge(in the nmoum nnd for thc�c��iod
<br /> that I.cndcr rcquires)providecl by nn insurcr appravcd by I.cn�cr ngain Gccancs svailablc nnd i:;obtainccl. I�urru�vcr sl2all nay
<br /> thc premiums required to mnintain mortgagc insueancc in effect.or to providc n loss ecservc,until thc requircment for mortgage
<br /> insuruncc ends in a�rnrdnnce with uny�vriiten agreemcnt bctwcen{lurrowcr and I.cndcr or applic;�blc law.
<br /> 9.Inspectfo�n. I.ender or its��ciu may makc rcasannble entrlcs upon and inspections of thc Pmperty. Lcndcr shnll givc
<br /> Borrower notice nt the tlme of or prior to un ins�xxtioii s�.cifyirg�cusansble caus�Tar the inspection, —
<br /> Il�. �ond.::uat^.3ton, The prnceeds of nny awnrd or cl�tim for dnmages, direct or conseqi�endal, in cann�ction with nny
<br /> condcmnation or other tuking ot any pun oi�hc rru��iy.u� iu�co;�r�yu:��.:a::�::,cc z�;vlP�nnwtinn nr�ttcrchv ussiCncd itnd
<br /> ehall be paid to L.ender.
<br /> In the evcnt af a totul taking of the Property,the prnceeds shall be Applied to the sums secured by this Securlty Instnunent,
<br /> whethcr or not then duc, with uny cxccss paid tu Barrower. In thc event of A pnrtiul takin� of the Property in which the fuir
<br /> market valuc of the Propeny fmmcdiately heforc tiic taking is equal to or greater than the arr�ount of'tlic sums sccured by this
<br /> Sccurity Instcument immedlntely btfore the tuking,unless Borrower und Lende� other�vise agrec in writing,the sums secured by
<br /> t1�is Security Instrument shall be re,duced by the wnount of the proceeds multiplied by the following fraction: (a) the total
<br /> nmount uf the sums sccured immediately bcfore tlie t�kiag,divided by (b)the fair markei value of the Propany immediatcly
<br /> Uefore the taking. Any balance shull be paid ta Borrower. In the event of s► partial taking of tlte Praperty in which the fair
<br /> murket vidue of the Property immcdiately before the takix�a'ss less than the amount of the sums securcd immedintcly before the
<br /> taking. unless Bonower and Lender o►herwise agree in writing or unless npplicable Inw otherwise provides, the proceeds shall
<br /> be applicd to the sums secured by thts Security[nstrument wheihcr or not the sums are lhen due.
<br /> It'the !'roperty is abandoneil by Bo►��ower.or if,Aftcr notice by Lender tQ L�orrower that the cnndemnor offcrs to makc sn
<br /> atvard or scttle a cl�in�for demages,Borrower fails to respond to Lcnder wilhin 30 days afrer the date the noticc is�ive�,
<br /> �.�end�r is nuthorized to collect and apply the proceeds,at its optian, either to restoration or repair of the Property or to the sums
<br /> secured by this Security Instrumetrt,whether or not then due.
<br /> Unless Lender and Bonuwer otherwise agree In writins, any applicution of praceeds to principal shall not axtend or
<br /> postpone the due ck►te of the munthly payments refcr�.,d to in paragraphs 1 und 2 or shangc the umount of such payments.
<br /> 11.Borrower Not Rz7mscY1;Forbearance By i.ender Not a Walver.Extension of the time for payment or modification
<br /> of amortiz:ition of the sums secured by this Security lnstrument grnnteJ by Lender to nny successoe in tnterest of BoTrower shall
<br /> not op..rat�to release►he liability of the original Bonower or Botrower's succcssurs tn interest. I.endcr shall not be required to
<br /> commence proceedings against any successor in interest or refuse to extend time for payment or otherwise modify amortizatIon
<br /> of the sums secured by this Security Instrument by reason of nny demand ►nade by the original Borro�yer or Rcn•rower's
<br /> suCCessors in inieresi. nny �u[i',ciu�ri.��y L�.rt3cr in�xestiving sny r':Ltti�r rem�!y chnll nnt be a waiver of or prc,clude the
<br /> exercise af any right or remedy.
<br /> 12. 5ucccssors and Asstgns IIovnd; Jofnt and Several i.labflity; Co-signers. The covenants and agreements of this
<br /> Securlty Instrument shall bind and beuefit the successors�nd a�signs of Lender and Bonower, subject to the provisions of
<br /> paragraph 17. Borrower's c:ovenants nnd agreeme�►ts shatl be joint and scver�l. Any Barrower who co-sig�s this Security
<br /> ►nstrument but does not execute the Note: (a) is co-signing this 5ecurity Insuvment only to mortgage, grnnt and convey that
<br /> Ponower's interest in the Property under the terms of this Security Instrument; (b)is not personally obligatcd to pay che sums
<br /> secured by this Secudty Insnument;and(c)agrees that i.ender und any othcr Bonower may ugra to extend,modify,farbear or
<br /> �n�Jce any sccomnwclations with regard to the terms of this Securiry Instrument or the Note witl�out thut Bonower's consent.
<br /> 13.Loan Charges.If the loan secured by this Security Instrument is subject to a luw which sets maximum loazi charges.
<br /> smd that law is finally interpretal so that the interest or other loan charges collected or to be c;allected in connu.tion with thc
<br /> loan excad the permitted limits, then: (u)any such loan chorge shall be roduced by the u►nourtt necessary to reducc the cherge
<br /> to the pem�itted limit;and (b)uny sums ahe�ldy collected from Bonower which excealed pem�ttted limits wiil be refunded to
<br /> Borrower. I..ender may chcwse to make this refund by rcducing the pr[ncipal owed under the Note or by malcing a dirat
<br /> payment to Borrower. If a refand reduccs principal. the reductlon wlll bc treated as a partial prepayment withou¢ :u►y
<br /> pnpayment charge under the Note.
<br /> 14.Notices.Any notfce to Borrower provided for in this Secarity Instrument shatl be given by dclive�ing it or by mailing
<br /> it by fi►•st class nu�il unlcss applicable law tcquires usc of anoiher method.The notice shall be directed to the�'roperty Address
<br /> or a�iy oth�r address Borrower designates�y notice to Ltndcr. Any nottce to I.cnder shall be given by tirst ciass mnii to
<br /> Lcnder's address stated hcrefn or any other address Lendcr designates by noti�e to Borrower. Any naticc provideJ for in this
<br /> Security Insirument shall be dcemed to havc been given to Borrower or I.ender wlien given as provided in ehis paragraph.
<br /> 15.Governing Law; Se�ersblllty. This Security Instrument si�all bc governcd by feder:�l Inw and the law of the
<br /> judsdiction in which thc Property is located. In the cvent that any provision or clause of tliis Sccurity Instcument or thc Note
<br /> conflicts with applicable law,such conflict shall not affect other provisions of this Security Instrument or the Note which can be
<br /> given effect without tl�e conflicting prnvision. To this end the provisfons of this Security Instrument and the Note sre declared
<br /> to be severable. •
<br /> 16.Barrower's Copy.Borrower shnll be given one conformed copy of the Notc and of this Securiey Instrument.
<br /> Fo�m 3028 9190
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