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<br /> pay�r�cnts�i�ny no loiibee bc rei�uired, ut tiie option of Lsndcr, if mon�a;e insurnnce covcrage(in tlac amouni uuu fui t �����c8
<br /> thnt[.c:ndce reqtilres)prcwidccl F�y uu insur�e n��provul by I�;nder iu;n�n hecame�uvi�ilnblc ancl is oUtaired. I3orrn�ver shall pay �,
<br /> tlic�rcmiwns rcquired to malntuin n�urtgGge ins►unncc in effcct,or ta prnvide n loss rescrvc,wUil tl�e rtquircmcnt foe mort8�6� ��=
<br /> insurunco ends in nccordnncc with any �vrittcn u�rccmcnt bctwecn Bor+nwcr nnd I.ender or npplia�ble Inw.
<br /> 9,Inspecttan. [.c;nder or its agcnt mny mnkc rcusonabic entrics u{x�n and inspcctions of thc Properey. L.cnder shull give 'I
<br /> Borro�ver notfcc nt ihc Nme of ur prlot to an inspectian apeclfying reasonnble cuusc for the in�pezUon.
<br /> 10. �ondemnatlon. Tha pr�xeeds of nny award ar clidm for damagcs, direct or cu�isequenti.il, in co��ne.�:tion wlth nny _
<br /> ,.,,�l�te�y:Frotinn or other tnkine of any part uf il�e Prupi:riy,or for convcyunce in Ife.0 of condemnation.a:'�hcrcby asslgnecl und __
<br /> shn11 bc paid ta Lcndcr.
<br /> Yn thc evcr.t of�rotal takins�f the Property,the procceJs ehnll Be iipplicd t�the sums securcd by this Sccuriry Instrumcnt�
<br /> whether or rot then due, wlth any er:cess paid to Borrower. In thc event of a pnrtial t�kins of the Property in which the fnir
<br /> markes�•ulue of the Property immediately Fseforc the taking is cqual to or grcatcr thln the amount of the sums securcd by this
<br /> Security Instrument immodiately bcfore thc taking,unless Bonower and[.cndcr utherwise agrcc in writing,the sums sccured by
<br /> this Security Instn►ment shall be rcduced by elie amount of the proceeds multiplied by tha fallowing fraction: (a) th� total _
<br /> amount of the sums secured immcdiatcly before the taking, dlvided by (b) the f�Ir markct value of the Property immcdtztely
<br /> before the taking. Any balancc shall be paid to Horrawer. In thc event of u purtiAl t�3king of tha Property in which the fuir
<br /> murket value of the Property immedfately before the taking is less than the nmount of tlie sums secured immcdiutcly before thc
<br /> tnking,unless�3onower and Lender otherwise agree in writing or unless applialble law othenvisc provides, the praceeds shall
<br /> be applied to the sums secured by this Security Instrument whether or not the sums are thei�due.
<br /> If the Property is abandoncd by Borrowcr,or if,after notice by Lender to Borrower that the comtemnor offers to make an
<br /> awarci or setUe a claim for damagcs. Borrower fails to respand to I.endcr witl►iu 30 days after the date tlie natice is given.
<br /> : Lender is authoricui to collect and uppiy the praceeds,at iGs option,either to restorntion or repair of the Property or ta the sums
<br /> secured by this Security Instrument,whether or not then due. �i�tion of rocerds to principril shall not extend or _
<br /> Unless Len�cr and Borrawcr otherwise ugree in wdting, any app' A
<br /> postpone the duc date of the monthly payments refcrrcd ta ln paragraphs I and Z or change the amount of such paymants. —
<br /> il.Borrnwer Not Relea.4ed;Forbe.arance By I.endcr Not a Waiver.�+xtension of the time for payment or modification.
<br /> of amo�tization of the sums securai Uy this Security Instrument granted by L.ender to any successor in intxrest of Borrower shall
<br /> not operate to r�lease the liabiiity of the original Bonower or Borrower's successors in interest.I.endsr sholl not be required to
<br /> commence procee�iings against any successur in lnterest or refuse t�extend time for payment or�otherwise modlfy umortization
<br /> of thc saons secured by this Security Instrumcnt by rcason of any dcmand madc by the original Borrower or Borrower's
<br /> successors in interest. Any forbearance by Lender in exerciaing any right or remedy shall nat be a wai�er of or preclude the
<br /> excactso�af any right or rcmody.
<br /> lx� S�Ce�aeore pnd Assigttg Bound; Joint end SeverAl l.Ipbiltty; Ci►-signere. The covcnante end ogrxments of thls
<br /> �; Security Instrunxnt shull bind a�ct beneflt the FuccessorR und asslgns of I.ender nnd Bonower, subject to tht provisiun9 of
<br /> ,,'; puragnph 17. Borrowcr's covenants and agreements shull be joint und sovcrnl. Any Aorrower who w•signs this Secur[ty
<br /> Instn►ment but does not axecute the Note: (a) is co-signing this Socurity Instmment anly to mortgage. grant and aanvey thxt
<br /> &�nower's interest in the Propeny under the terms of this Security Instrumenr(b)is not penconally obligntcxl to puy the sums
<br /> . secured by this Socurity instrument; end(c)ngcces thut Lcnder und any otBtr�ottower may agree to extend, modify,forbear or
<br /> �t makc any accommodatians with regani to the tcrms af this Secudty Instrument or the Note without t,yat Borrawer's uonsent.
<br /> � 13. LoAn Char�e�.If the loan secured by this Security Instrwnent Is subject to a law which sets maximum loan charges,
<br /> ancl that law is finally interpreteG so that the intere'st or other laan char�es wllected or to be wllected in connc:ctiai with the
<br /> � loan exceed the perenitted limits,then: (a)any such loan charge shaU be reduced by the nmount necessary to raluce the charge
<br /> ro the pem�itted limit;and(b) any sums nlready collected from Bonower which exceeded permitted limits will be refundal to
<br /> Banawer. I.ender may choose to muke diis refund by rcciucing the principal owed under the Note or by making a direct
<br /> payment to Bonower. If a refund reduces principtil, tt�e reduction will t�e treated ss u parttal prepayment without any
<br /> prepayment charge undcr the Note.
<br /> . 14.Notloea.Any noticc to Elonnwer provided for in thls Security Instrumcrit sh:Jt be g[ven by dclivering it or by mailing
<br /> � it by first cluss ms�l unless ppplicable law requires use of anod�er method.The notice shttll be directed to the Propecty Address
<br /> • or any other addsess �nower dcsi�nates by notice to I.ender. Any notice to Lcndcr shal! be given by first clnss mail to
<br /> - t.ender's eddress statcd hcrein or any othcr uddress Lcnder drsignates by no�tce to 13orrower. Any notice pruviu�xt ioi in this
<br /> Securiry Instrument shall be dcemed to have been givcn to Borrower or Lender when given as provided in tliis pnragraph.
<br /> �' 15.Governir� Law; Sevcrability. This Security Instrument shall bc gavcrnal by fcdcral taw and the law of tt�e
<br /> �' jurisdiction in which the Prnperty is locatett. In the event tliat any provision ur clnuse of this Security Instrument or the Note
<br /> • conflicts witli applicable law, sach conflict shull not affect other provisions of this Secur[Ry Instrument or the Note which can be
<br /> given effect withaut the conflictius provision.To cl�is end the provisions of this Security Instrnment and the Note nre declared
<br /> to be severable.
<br /> ; 16.Borrower's Copy.Borro�vcr shuli be gi�•en onc c:onformed copy of the Notc and of this Securtty Instrument.
<br /> , Fo�m 3028 9/90
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