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<br /> ?'QQ�'!`tIBR'W��'Fi��1 t��r.imnrrnementa now or liereaf'ter er�cted on the praUCrty.and t►II casements. nppurtenances,and �
<br /> �xuires no�v on c�ecniter n pa��t of the prope�ty. All cepincemente and ndd(tious ahnll n�go be covered by this Security i
<br /> Instrui�icnt. All�if tl�c forc�ul�ig is��ctcr���d tc�i�i�hics 5ecarity In�;trunteni iig tl�c "Pco�c�tY." —
<br /> 80RItnWG�R COVf?NAN'TS ihat Horrower is luwfully seist:cl of the estnte hereby conveyecl nnd hns tha d�ht to grnnt and iP=`
<br /> convey the Property and thnt tlie {'roperty ls unencumbered, cxcept for encumbrunces of record. Aorrower warrunts «nd wlll ,
<br /> defenci gcncrnlly the tide to the prop�r�y agalnst c�ll claims und dcmands, sui�j�ct to any encumbrances of recard. ;
<br /> THIS SBCURPPY 1(YSTRUM�NT cambines unifirrm cuv�:nants far nutional usc und non-unif��rni covcnante with limitcd ;
<br /> vnrindans by Jurisdictian to can5tttute n unii'arm sccuriry insu'umuu covcring rcal propeny.
<br /> UIYI�()f�M COVEf�IANTS. A��ri�►wee ai�J T.e;ider cuveuunt uitd ug►•c;:;us fullow;�:
<br /> 1. t�ayment ot' �incipai and inter�.wii �'�'eppymeni wnu i�.�ic a i�«�K�.�. uc,��:,war shNit �x:.�tty pap ::�h�n clss !h� -
<br /> principAl of anJ interest on the debt evtdenced by the Note and c►ny prepi�yment nnd lt+te charges due under the Note. ,
<br /> 2. F'undy for Tax�.w pnd Insuranee. Subject to appltcablc luw or to a written wniver by Lendex, 8arrnwer shall pay to
<br /> I..�:ndor on dio duy m�nthly paymcnte are duc undcr thc Notc,untll tl�c Nate is paid in full,u sum("Punds") for. (a)ycarly tuxes
<br /> and nssessments which►nay uttain priority over thia Sccurity[nstruntcnt us n licn mi ttic Propeny;(b)ycarly IG�sei�old puyments ,
<br /> �r groand rents an tiie ProNerty. !f uuy;(c)yearly 1►uxard oe property insurance prcmiums:(d)yearly tlond insurance premiums,
<br /> if any; (e)yearly mortgnge insuranee premiums. if nny; and(�nny sums payable by Borrower to l.encier. in accoedance with
<br /> the provislons of pArAgraph 8, in Ileu of the payment of mortgnge insurance premlums. These items nrc called"Escrow Items."
<br /> • Lender m�y, nt any timc, collcct und hold Funds in nn amount nat to excced the maximum amounc u lendcr for a federally ,
<br /> related mortgaga loan ma,y require for Aonower's escrow accaunt under the federal Real Estute Settlement Pracedures Act of
<br /> 1974 as umeixled fro►n time ta tinx, 12 U.S.C. Section Z601 et seq. ("RESPA"). unless another law that applies to the Funds
<br /> sets a lesser arnount. If so, Lendcr may. at any time, coltect and 1►old Fund9 in an am�ount not to cxceed ihe lesscr amaunt.
<br /> Lender mny cstimatc the amount of Funds due on the basis of current data snd reasonable estimAtes of ex{xn�iitures uf future -
<br /> Escrow Items or otherwise in accordance with applicable law.
<br /> Ti►c Funds shall be held in an institution whose deposits are insured by a fcderai ngency, instrurnentality, or entity
<br /> (including Lender,if Lender is sucli an institution)ar!n ctny Federal}iome i.oan Bank. Lender shai!upply tfie Funds to pay the
<br /> Escxaw Items. Lcuder may not charge Borrawer for holding and upplying the Funds,annual(y analyzing dic cscrow account,ar
<br /> verifying the Escrow Items,unless Lender pays Bonower interest on the Pur►ds nnd npplicable law pe:mlts Lender to muke such
<br /> a charge.However, Lender mpy requlre Barrower to pay a one-time charge for an independent real e�tate tax reportin�servlce
<br /> used by Lender i�t connectioil with this loan, unless applicable law provides otherwise. Unless an agramcsnt is made or
<br /> applicable law requires interest to be paid,I.ender sh�ll not be rcquired to pay Bonower a�y interest or carnings on the Funds.
<br /> Borrower and I.,ender may agree in writing, however,that intcrest shall be puid on the Funds. Lender shall give to Rorrower,
<br /> without charge, un nnnuul zccaunting uf the Funds. showing credits and debits to the Funds and the purpose for which each
<br /> debit to Nie Fun.is was made.Tho Funds ure pledged as addidonat seeurity ior aii sums secureci by ihi�Sa:u:�c7 a;�st�um�':�. •
<br /> If the Funds held by Lender excced the amaunts peiYnitted to be held by applicable law, I.ender shall aaount to Borrower
<br /> for tlie excess Funds in accordance with tlie requirements of applicable law. If the anount of the Funds h�ld by l.ender at any
<br /> time is not sufflcient to pay the Bscrow Items wtten due, Lender may so natify Borrower in writing.and,in such case Ebrrower
<br /> shall pay co Lender tho amount necessuy to make up the deficlency. Horrower shall make up the deficlency in na mure than
<br /> twelve nanthfy payments,at Lcndcr's�lc discretior.
<br /> Upon gayment [n full of all sums secured by this 5ecurity Instrunxnt, Lcnder shall promptly rtfund to Rorrower any
<br /> Funds hcld by Leixler.If.wxler paregraph 21. Lender shall acquire or Fell the Property, Lender,prior ta the acqulsition a�r ru�le
<br /> of the Propetty, shall apRly any Fmxis lield by Lcnckr at the time of acqufsition or 9ale as u crcdit ugainst the swns sccurcd by
<br /> this Security Instn�ment.
<br /> 3.Appllr.�tton ot Paymente.Unless applicable law provides otherwise.all payments received by Le�er uncier paragraphs
<br /> 1 and 2 slsatl be applicd: 6rst. to any prepayment charges due under the Note; second, to amounts payabic under paragreph 2;
<br /> thI[d,to interest due:fourtl�,to principal due;and last,to any lste chnrges due under the Note.
<br /> 4.Char6e�;L+.en�. Borrower shall pay�11 ta�ces,assessments,charges. fines snd impositions attributable to ihe Propeny
<br /> wh(ch may attain priority ovcr this Security Instrument. and leasehold payments or ground rents, if any. Bonc►wer shall pay
<br /> these obligations in the manner pro�rided in pnragraph 2.or if n�t pald in that manner, Borrower shall pay ti�em on time dirsct➢y
<br /> to the person owed puymcnt. Borrower shall promptly furnish to L.ender all notices of amounts to bc pxid undtr this parngraph.
<br /> If Borrower makes these payments directly,8orrower siiall promptly furnish to Lender receipts evidenctng tlie payments.
<br /> Borrower shnit promptly dischsrge any lien which has priority ovcr this Security Instrument unless Borrower:(a)agrzes in
<br /> writing ta the puyment of ehe obligation secured by tho lien in a manner acceptable to Lender; (b)cantests in goud faith the lien
<br /> by, or defends aEvnst enforcement of the licn in, Icgul proccedings wliich in the Lender's opinion operate to prevent the
<br /> anforcement of the lien;or(c)sccures from the holder of the lien un agree►nent sutisfactory to Lender subordinating d�e lien to
<br /> this Security Instrament. If Lcnder determines thlt 1ny p:►rt af ctie Propeny is subject to a lien wtiich may attain priority over
<br /> tl�is��curity Instrument, Lender ittay give Borrower a►tottce identifying the lien. Bon•ower shull satisFy the lien or tnke one or
<br /> more of the actions set forth above�vithin 10 days of the giving of nutice. .
<br /> Form 3028 9100
<br /> Pey�101 0
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