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<br /> . `�. ,,:�,n,��-x�•�.� TOCiBTHEfi WITH ull �he impr�wcincm�now un c�r�after crer.tcd un�h�pm�xhy. und uU eutiementh,i1�IrU1'1C1111111'l'\� ���
<br /> und fix�ures now or here•rflcr o part ul'Ihc prn�xny. All r�pluccmcnt+und uddition,shull al.o t+e coven:d by ihin SecurnY
<br /> •. � .. histrumenl. All af the foreRuing is refeRCd to m Ihix Scrurity b�strumrnt u��hc"Pro�xny.° —__--_---
<br /> '„ ' BORROWF.R COVF.NANTS thut Bnrrowcr i+luwfully,�i�cd i�f Ihr c,wtc h�reby rimvcycd und hu+ihu right lu gruM .�,i�•.---i
<br /> 4 . ' • -. .. And ronvey ehe Property and ihat thc P1•apcny is urnncumtkrc�i.exrept li►r rncumhruncc.c►f rcairJ. HuR��w�r wurrunts und �=,__���`-Y
<br /> will defend generally the�itle to thc Propeny nguinx�ull cluim+unJ demand�,�ubjecl w uny encumhrance��d'rec��rd. -- ____
<br /> — ^- — THtS ��CURITl' IIJSTRUAIGNT cumhin�, unifnrm cin•cni�rn, I'ar nu�ional u.r and ni�n-unili�rm covenuntx wilh � ---- '
<br /> • ' 4 '� , limited vvriations by juri.dic�ian to con+tilu�c►�unifom�x�urity intiuwncnt covcring rcul propuny. •-�•—
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<br /> ,� UN IFORM COVENANTS. BoROwer and Lendcrcovenunt und u@rec u+follow.: ,
<br />„ • � �r...,.._ ,•. 1. Pay�aent of Prfncipal and Interech Prepnymeot wod Late Chargcw. Harrowcr�ha��Pr°mP��Y PaY When duc thc ���, `i —_—.---
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<br /> • , principal of and interest on the deM evidenced by thc Natc imd:�n r� u mem and lute charE��du�'unJer tlx Nole. ,���°�,.,—=
<br /> - 2, Fuada�or Texes and Insurance. Subject io applKUble luw or u►u wriucn wuivrr by Lender,BoROwer shull puy to _ —
<br /> l.ender on the duy monthly paymentti urc duc under the Ncne, umil th�Notc is puid in full,a�um C'FunJ�')for:lul yeurly �___
<br /> o taxes and a+:sessrt�entx which muy uttuin priority over thi� Security Im�rum�m u�a licn on�he PropenY: (h)yeurly leu�ehold ____'!—
<br /> �' � . payments or ground rents cm the Propeny, if uny: Ic) yeurly huzurd ar propeny insurunce premiums:(d) yeurly Il�a1 u-_�Y�
<br /> ' insumnce premiums, if any: (e) yearly m�nguge intiurnnce premiumy. if uny: und (Il �+ny sumy puyi�hlc bY sorcower to �:. -r.Y_
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<br /> � Lendcr, in accorduncc with thc pmvisinn� of parugraph K.in lieu of the paymcnt of mongage insurancc p�em�ums. Thcse = ,�,�-
<br /> ; items are culled"Escrow ltems.' l.ender muy,u�uny Ume,collect vnJ hold Funds in un umount not ta exceed the muximum . .;�,�..n�_�y
<br /> umount a lende� for u federalty relu[ed mortgagc luun m�y require for Borrawer�ezcrow arcaunt under the federul Reul ;� ` -. _ �
<br /> @stute Se�Uement Pmcedures Act of 1974 as amended from time�o time, 12 U.S.C.�?6111 r�sey.("RESPA"),unleti�unother ��__
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<br /> �' � •• law that applies to the Funds xets u Ies,er nrnoum. If tio.Lender may,u�uny time.collect and hald Fund�in an umount not to .�,� -
<br /> ' �•" excced the lessrr amount. Lender muy e�timate the amount of Funds due ��n �he busiti of cuimnt dulu und reawnable ��4 ;;, _
<br /> ••' �`%." � extimates of ezpe.ndi�ures of future��cmw Items or otherwise in xcordnnce wi�h upplicable luw. 3�.__-
<br /> ' � The Funds tilx+ll be hcld in un in+litution wha�e depos�t+are insured by u federal ugcncy, in�irumernali��. o� rnury - °;�:
<br /> • � �;:. (including Lender,if Lender i.such un imtitutionl��r in uny Fe�krul Home Loun Bunk. Lendc�+hull upply thc Fund.to puy � =, ,
<br /> the Escrow Items. Lender may not churgc Borrower far holding onJ upplying Ihe Fund..Annuully unuly�ing the ezcmw �-`.'F��
<br /> � uccount,or verifying the Escmw Items. unlc�s Lenikr prys Burmwer intercst on the Fun.is and app�icuble luw Exrtnit, 3' ; _
<br /> Lender to muke �uch a charge. Howevcr,Lender may rryuirc Borrowcr to pay u on�-tim�ch�uge (�x an indcpcndent real �, ,r' ,.�__
<br /> esture tux reportin@ service used by Lender in conncctian wilh thi�lo•rn,unlcss upplicable luw providc�utherwisc. Unle»nn �--;��_
<br /> " agrcement is mude or upplicuble Inw rcyuires inlcre.rt to be paid.Lender shall not bc rcquired tu puy�orrowc�nny inleretit ur =
<br /> •• ° earnings on the Funds. Borrawcr and Lcnder muy ugree in writing,howevcr,�ha�interetit shull he pvid on�he Funds. Lender , y`^ y _�—
<br /> tiIIAII$1 VC(O BOfI'ltWCf,witlwut churge.un nnnutd uccounang uf the Fund..showing credit+und dcbits tc�the Fund+and the '
<br /> i�r''��s'�
<br /> purpose for which each debit to the Funds wa�mude. The Fundx ure pled�ed a�uddi�ianul security for all sums,ecured by .�.
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<br /> If �he Fundg held by Lender rxcerd tlx amaunt�+ permiued to Ix held by upplicablc I•rw. Lendrr shall uccount u► ���,y
<br /> Borrower forlhc excess Funds in accarduncc with ttie rcyuirements of applicuble luw. Ii the •rmounl of ihe Funds hcld by 3�;'"�''-�`
<br /> Lendcr ut any time iti not suffirient to puy the E,crow Itcros when due, Lendcr may+o nutit'y Borrower in wri�ing,and,in .},',r-rr;._�
<br /> xuch c�+e Borrower shall pay to l.ender �he amouni n�cestian to makr up the deficiency. &�rrowrr shull make up the
<br /> Jeticicncy in no morc than twclve munihly paymcn�..•rt Lcixlcr:+olc discrc�irn�. ;.�..�'::�.. �� �
<br /> Upon payrnent in full af all.ums secureJ by thi� Sccuri�y In:trument.Lender shall pmmptl��mfund to Borrower any � ..
<br /> . Punds held by LcnJer. If,under paragraph 21, Lender�hull acquire or sell Ihe Properly.Lender, prior to the acyui.itiun or ��• `":�- �� ��-
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<br /> � snle of ihe Property. shull upply any Fundti heW hy Lendcr ut�he lime of i+cquisition cx sule ax a credii agaimt Ihe sums �
<br /> secured by thi�Security In.irument. .�,�•
<br /> 3. Applicadon of Paymenls. Unlc,+ upplirahl� la�v prn�•ide� ��thenvixc, all puymeniti reccivcJ by L�ndcr unJcr ..� .�_.
<br /> � pura@rnphs I nnd 2 shall br applicd: lint,to any prePaYmcnt char�es due undrr�hc Notc:,econd,to amount+payublc under . _-'__
<br /> � paragruph 2:Ihird,to imerc.t due;fuunh.U►principal Ju�;anJ lu�t.to any late charge,dur under ih�Note. ��._
<br /> 4. (:har�es; Llens. Bormwcr sh•rll puy �II tuxe+, ay�es.mentx, chargc�. fineti unJ imp��tiitions attnbutublc ta Ihc �...,.,_,
<br /> Property which muy utwin pnurity cwcr this Srcurity In.trumcnt,vnd Icu�chold puymcnt�or ground rcnts,if any. Barrowcr ; ;` � .
<br /> ' . shall pay thcse obligulion�in the manncr pruvideJ in parugraph 2.or if nut Nuid in Ih•rl miinnrr.Bixrower shull puy them on f J�FV;`,
<br /> . tirm direcqy w lix person owcd payment. B�iRUwer.hall prompUy fumi+h to LcnJcr all notirrx�if amoum+tn Ix pa�d undcr � ---
<br /> , this paragr�ph. It BoROwer mukes Ihese paymenis dirortly. BoROwer shull prompUy fumi�:h �a l.ender rcceipi�evidencin� _.-,_
<br /> Ihe payments. � �"!'�''.
<br /> . . . Bonowcr shall promplly di,rhurg�any lirn�vhich hu.prioriry ovcr thi.Scruriry In.irumrm unlr..&�rtowcr:lal�grces �
<br /> r in writing tolhe payment u(thr obligatian�crurcd by ihc licn in a mannrr arccplablc to Lendrr:lbl cantests in gaxi fuith the '
<br /> lien by,or defcnds ugainst enfurcement��t'ihr lirn in.Ic�al pr�xerJin�+whirh in�hr LcnJrr'+upinion operutc to prcvent thc
<br /> enforcemen�ot'the lien:or Icl �ccureti frum ihr holder at�Ihc licn an agrcement.ali�fartury ta Lender xubunlin•rting the lien �
<br /> � - �o this Secunry Instrument. If l.ender dcicmiinc.that uny pun ul'the Properry i+whjcct io a licn which may attain priority `
<br /> over this 5ecuriiy Instrument.Lendrr m:ry givc B��rcowcr a•�uucr identifying Ihe lirn. Horrow�er sh•rll+utisfy the lien or take �
<br /> � �� one or more ot'the actinns�et 1'�xih alwv�within 10 day.uf the EivinE of nuticr.
<br /> 5. H�Zard or Prnperty Insurunce. Burrov�cr.hall kccp�hc improvrmcnt.naw cei�tinE un c�rcat'ter crected an the ,
<br /> :� � � properiy insure:J again�t lo.ti hy firc,harrrJ+includeJ wiihin�Ix trrm"rxtcndcd r���rragr":II1lI 8I1)'�11I1C��1:1/:IfII�.inrluding
<br /> , , flooJ� or Floc�ding, 1'ur whirh Lcndcr rcyuirrti imuraucc. 'Thn in,uranr� .hall hr mamuunrd in ihr amuun�s aixl for thc
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