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<br /> � payments may no lon�er be requited,at the optiun of l.ender. if mortgage insurnnce covexugc(in the ttmnunt nnc! for tf�c�rlcxl �
<br /> that I.cnder cequires)pravidcd by u►►insurer unproved by l.endcr ngnin bccomss nvnilnblc nnd is obtuincd. Bnrrowcr sh111 pay
<br /> thc premiums raquircci to maintain murtgage insurancc in cffcct,or to provide n loss rescrve, until the rcquircment for mortgage
<br /> insurnnce ends in accardunce with any written ugrecment betwecn&�rrower and l.ender or upplicablc law.
<br /> 9. 1ns�►ectlnn. I..ender ar its ugc►tt may make reasonable entrles upon und inspectlons of the Property. Lender shnll give
<br /> Borrower natice nt the time of or prior to nn inspection specifyins reasanublo cnuse for the inspection.
<br /> 19. CondemnAtlan. The procecds of any nward or ciuim for damages, direct ar canseyuentinl, in connectlon w�th any
<br /> condemn�tion ar oiher takiug of nny part of the Property,or for conveyance in lieu af condemnation, are hereby assigned and
<br /> shali be pAid tal.,en,der.
<br /> In thc event of a totul tnking af thc Property,the procceds shnll be upplied to thc sums scr.ured by this Security Instrument,
<br /> whethce or not then due, with any excess paid to Barrower. In the cvcnt of n partial takin� af the Property in which thc fair
<br /> rnlrket value�f the Property immediately before the taking is e�::nl to ar greater than the nm<�unt of the sums secured by this
<br /> Security Instn�ment immediutely befarc the taking,unless Bon-ower and[.ender otlierwise ugrce in writing,the sams secured by
<br /> this Sccurity Instrument shull bc reduced by the umount of thc procceds multiplied by the following fruction: (n) the total
<br /> amount of the sums securc� immediutely beforc the tnking, divided by (b) ths fair�a�arket value of thc Property immedintcly
<br /> beforc the taking. Any ba�ur,ce shall be paid to Borrower. In thc event of u purtial taking of thc Property in which the fair
<br /> market value of the Propeny immcdiately before the takins is less than the umount of the sums secured immediately before thc
<br /> takin�, unlcss Bo:rowcr and Lender othenrise e;ree ln Svriti!�g or unless�p�licab�e law c�therwisc provIdes.thc proceeds shall
<br /> be npplierl to the sums securcd by this Security Instrument wlicthsr or not tlie sums are then duc.
<br /> If the Propc�ty is nbanduned by Borrower.or if,after notice by Lcndcr to Borrower that die wndemnor offers to make an
<br /> uward or settle u cluim for dumages, Horfowcr fails to respond to Lender within 30 days ufter thc date the notice is given, �
<br /> I.ende•c is nutharizod to collect and apply the proceeds,at its optton,either to restoration or repair of the Property or tu the sums
<br /> securect hy this Security Instrument,whether ar not then duc. ;
<br /> Unlacs L,ender snd Borruwer otherwise agree in writing, any application of proceeds to principal shall not extend or
<br /> postpone die due date of the monthly payments referred to in paragrapl�s �and 2 or change the amount of such payments. '
<br /> 11.Borrower Not Relesised;Forbearnnce By I.ender Not a�VAiver. Fxtension of the tImc for payment or inodificadon
<br /> af amoKization of the sums sECUred by diis Security Instrument grinted by L.endcr ta any suzcessor in interest of Bonower shall
<br /> not operate to rele�ase the liability of the original8onowcr or Borrowcr's successars in intccest. Lender shall not be reyuired to ;
<br /> COmri;C!!L�Fi�lSta gaglilSr gn�a����ggnr i�int�rnct�r r�fi�sA tn extend time for payment or otherwise mociify Atllortiutl'loR
<br /> of the sums securai by thi$ Security Instrument by reason of any demand n�de by the original Borrower or Bonower's
<br /> successors in interest. Any forbearance by Lender in exercising any right or remedy shall not be a waivcr of or preclude the
<br /> exercise of any right or remedy.
<br /> 12. Suocessors and Assigns Bound; Joint s�nd Several Liub8lty; Co-signers. The covenants and agrcements of this
<br /> Sacurlty Instrument shaQ bind and beneFit the successors and assigns of L.ender nnd Borrower, subject to die provisions af
<br /> pacagrnph 17. Borrower's oovenants and agreements �shall be joint and several. Any Borrower who co-signs this Securlty
<br /> Instcument but does not execute the Note: (n) is co-signing this Security Instrunx:nt only to nwrtgage, grant and convey that
<br /> Borrower's interest in thc Property under t[�e terms of this Security Instrument(b)is nat persanally obligated to pay the sums
<br /> :,ecured by this Security Instrument;and(c)ugrees that I.ender and any other Borrawer mfly t►grce ro extr.nd,modify,forbear or
<br /> make any accommadatiuns with regard to the terms af this Security Instrument or the Note witho�t that Bonower's consent.
<br /> ' 13.IA►An Ci�rges.If the loan secured by this Security Instn►ment is subJect to a law which sets mnximum toan charges.
<br /> ' and that law is tinally interpretod so thnt t1�o interest or uther los�n charges collocted or to be collected in connection with the
<br /> ` loan exceod the permitted limits,then: (�)any such loan churgc;shall be reduced by the amount necessary to reduce the churge
<br /> to the permitted timit;a�id(b)any sums�Ircady callected from Borrower which exceeded pernutted limits will be refunded m
<br /> Borrower. f�ender mny choose to make this refund by reducing the principal owed under the Note or by making a direct
<br /> payment to Bonower. If a refund redaces principal, the reduction will be treatr.cl as a partiul prepayment without any
<br /> prepayment chargo under the Note.
<br /> i4.i.iuiie.�.A��y not►ce:o;o�r�wc�providcd for fn this S:curity:ns.rument shall!�given b���lH£Iltl^a it qr{iy�(���
<br /> it by fir3t clas�mail unless applicable Ic�w requires use of anather nkthod. The notice shall fx:directcd to the Property Address
<br /> , or any �►ther nddress �iarrower designates by notice to Lender. Any notice to Lender shail be given by Grst class mail to
<br /> � Lender's nddress stated hercin or any other address Lender dcsignutes hy notica co Bonawer. Any notice providcd for in this
<br /> , Security Instrument shali be decmed to have bcxn givcn to Burrowcr or Lender when given us provided in tliis para&raph.
<br /> ; 1S.Governing Law; Severs�blHty. This Security Instrument shall be governed 5y fcdcr�il law and thc law of the
<br /> jurisdicYion in which the Properry is located. In the cvcnt that any provision or cluuse of this Security Instrument or the Note
<br /> conflicts with applics�ble law,such confiict shaU noi uffect other provisions af this Security lnstrumcnt or the 3Vote which can bo
<br /> given effect without the conflicting provision. To this end the provlsions of this Sccurity Instrument and the Diote are dcclared
<br /> to t►e severuble.
<br /> � 16.�orrower's Copy.Bonowcr shall be given onc conformed wpy of the Note and of this Securlty Instrument.
<br /> , Form 3028 9l90
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