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2oioo4~ss <br />o: <br />FIFA FINAL DDCS x2599--024 <br />4;05 SF1 5TH STREET <br />DES 1-~INES, IA 50309-4600 <br />This Document Prepared By: <br />PIECES FARG~ BANK, N.A. <br />1003 E. BRIER DRIVE , 3[0501-04G <br />SAN BERNARDINO CA 924082862 <br />[Space Above This Line For Recording Data] <br />State of Nebraska <br />FHA Case No.321-2869484 951 <br />Loan No.028175931fi <br />CLOSED-END FIXED RATE <br />HOME EQUITY CONVERSION SECOND DEED OF TRUST <br />THIS DEED OF TRUST ("Security Instrument" or "Second Security Instrument") is made <br />on 05/25/10 .The truster is <br />MELLETTE CERCADO, A SINGLE PERSON <br /> <br />whose address is <br />2115621FI FIAUGR STR'EE1' GRAND ISLAND NE 68803 <br />("Borrower"). The trustee isFiELLS FARGO FINANCIAL NATIONAL ('Trustee"). The beneficiary is <br />the Secretary of Housing and Urban Development, whose address is 451 Seventh Street, S.W., <br />Washington, DC 20410 ("Lender" ar "Secretary"). Borrower has agreed to repay to Lender amounts <br />which Lender is obligated 1a advance, including future advances, under the terms of a Home Equity <br />Conversion Loan Agreement dated the same date as this Security Instrument ("Loan Agreement"). <br />The agreement to repay is evidenced by Borrower's Note dated the same date as this Security <br />Instrument ("Second Note"). This Security Ins#rument secures to Lender: (a) the repayment of the <br />debt evidenced by the Second Note, with interest and all renewals, extensions and modifications of <br />the Note, up to a maximum principal amount of <br />oNE atJNDRED EIGHTY s3:x TFiovsAND AND oo/loo <br />Dollars (U.S. $ 186,OOD.oo );(b) the payment of all other sums, with interest, <br />advanced under Paragraph 5 to protect the security of this Security Instrument or otherwise due <br />under the terms of this Security Instrument; and (c) the performance of Borrower's covenants and <br />agreements under this Security Instrument and the Second Nate. The full debt, including amounts <br />described in (a), (b), aril (c) above, if not due earlier, is due and payable <br />orpCTOBER 28TH , 2091 For this purpose, Borrower irrevocably grants and conveys to <br />Trustee, in trust <br />First American Laan Production Services Nebraska WECM Second Security Inatrumeni <br />(3 2008 First American Real Eatab Solutions LLG <br />FALPS# 0508: DMDB NMFL #8808NE Doc Id: (.1GNE Rev. 01/Z010 Page 1 <br />