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<br /> ^ � , ' � TOC3@TH�R WITH ull Ihe impruven�cma nuw nr hereuftrr crcc�eJ on thc property, und ull ruwemcn��. +7`��,';n�
<br /> ' appunenancen,und fixlures now on c�rcul'icr u pan of�hr prapeny. All replaccmcnt.uixl i�Jditianx shull nl�hc rmend hy �,:,,�r_-' ` ��
<br /> ;. Ihia Securily Imtrumem.All ot the foregomg ir rclrned ta m�his Sixurity Inxlrumcnt uti thc 'Nru�hy." �r�•'""_-_
<br /> ' soRRUw�k CuvHHnNrs thut Borrow�r is luwfully�ci�d of�he e.iu�r hrrehy canveycJ �nJ ha+�hc righ��o grvm and r
<br /> ' � cunvey the Property und�hat�he Pmperty i�unencumi�red,except for encumbruncea of rec�Kd.B�rn�wer wurrc►mx und will �.-�� `- �"` -�—
<br /> drfend gencrnlly the ti�lr w the Propcny uguinst ull cluims and Jemundx,subj�ct tu uny enrumbrunce�of rccnrd. �__ :���----
<br /> ' J Ttus Secueirv INS�neu��i:�vt combinc�uniform covenunl�for nutionul u�e und non-uniii�rm cuvenuntx wnh fimited •
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<br /> ' vuriatianc by jurir:dictiun to constiwlc a unifarm security instrument covering resd prupeny. -., -
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<br /> ° UNIPORM COVNNANTS. Sotrower unct L.ender covenunt and ugrce u�followh: � ����=�__.
<br /> R " l. Payment of Pri,uipal and Inleresl;Prepuyment And l.pte Clw�e�• BuROwer +hall prum I a when duc '�'`�`�'; -
<br /> 1'�Y P'Y ' =_s���.=
<br /> the principul uf:u�d intemst on Ihe deht evidenceJ hy the Note und uny prepayment a�xi lutc churgeti Juc undcr thc N�►tr. '' = "`�•:;;KU,___
<br /> - 2. Funds�or Taxcw and Insurance. Subjccl to upplicaMl�law or tc�•r written wuiver hy l.rnder. Borrowcr sholl pay �. ;,• -_-''''_�`�
<br /> , Io l.ender on the doy mamhly puymentx sue due undcr the N��e,until�hc Note i+paid in full,s�,um l"Funds')for:la)ycarly � '•'�-':�,#�:..,_::--
<br /> , tuxes:uid acsessm�nts which muy uttuin priority over thiti Securiry Inxtrumcnt ax u lien on the Property:(bl ycarly Ieuuxhold ,f���;�,;�;;,;�,o„mt_
<br /> �uyments ur�round renl�on the Prc�eny. if uny: (c)yearly hu�urd or properry insuruncc premiums;IJ) yeurly flood -°=---�;.-„�,;,.--�_
<br /> ' mxurunce premiums, if uny; (e) yesul� mortgage msurance premiums, if any:and (�any sums payuhle By Horrower lo _ •_�.:w_
<br /> L.ender,in accardance with the Pravisiom of pamgrnph 8, in lieu��f the payment of murtFage insurance pmmiumz.These ".:"_y�+�
<br /> � items are culled"Escrow ltem..•.' Ixnder may,a�any time,collec�sind holJ Funds in an am�x�nt nat to exceed the muximum ,�•�;�;._•�.��;- .
<br /> " umount u lender far A federully reluteJ mortgage laan mAy require for Borrower'c r.�crow account u�xier the Pederal Reul r.'�. :
<br /> � Estnte Settlement Pmcedurrs Ac�of 1974 as omended frnm time �o time, 12 U.S.C. # :(�1 rr sey. ("RESPA"). unlew� '
<br /> t another luw that applies to the Funds se�x n lehser umount. If�:o, lxnder muy ut uny time, collect und hold Funds in an
<br /> umounl not to exceed the lesser amount.l.ender may estimnte Ihe amaunt of Funds due on Ihe basis of currenl data unJ 4 . �
<br /> reaconable estimntes of expenditures ai flnure Escrow Items or otherwise in accord:►nce with�pplicable luw. ( �. .
<br /> The Funds ehall bc held in an inslitution whosc deposiis are intiured by a federal agency, instrunxntulity,or entiry P ° ••�°`:;�
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<br /> (including L.ender,if L.ender is such an ins�itution)or in uny Federal Home l.oan Bank.Lender shull upply thc Funds to pay j ��„-=°
<br /> the Escrow Items. Lender mu nw chur e Borrower for holdin And u I in the Funds,unnuull unul •r.in the excrow ":"=--
<br /> . • Y � R PP Y R Y Y S ���x
<br /> accounb or verifying the Escmw Items,unlesz L.ender pays Borrower interes�on the Funds and applicable luw �x:rmits —
<br /> L.ender ta make such a chnrge. Howevc�,l.ender may reyuim Bormwer to puy�one-time chnrge for un independent r�AI '_°--
<br /> eslate tax reporliog xervice used hy l.ender in connection with this loun,unleqs applicubk(uw pnrvidex otherwise.Unles+an F •"'
<br /> agreement is made or upplicable Inw requim�imerest to bc paid,l.ender+hall nut bc reyuired to pay Bortower�ny intercst or ,-:��;
<br /> esimings on the Funds.Borrower and Lander muy Agrec in�vriting,however,that interest xhull he pnid on the Funds. I.endcr �
<br /> shall give to Borrower,without chnrge,An unnuul uccaunting of the FunJs,xhowing credilx and debits lo thr Fundx und the � �.^�t. ;'�
<br /> purpose for which each debit to the FundR was mnde.The Funds are pledged us udditional securiry for ull sumx secured by " �r
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<br /> —� this Secunty Instrument. � �, i _
<br /> If�he Funds held by Ix�der exceed the umounts permined to t+c held by upplirnMk law. LenJer shull account to ,�' ��:
<br /> Borrower for the excess Fund� in accordunce with the reyuircments af upplicahle law.If the umount of the Fundx held by � " -
<br /> �`' Lender at nny time is not xufficient to puy the E.crow Item,when due,l.ender m•ry so nutify Barrower in,writing, und,in "''.' ��'�� � ��
<br /> ' , such cuse Barrower shidl puy ta l.ender the amount n�cessary ta muke up the deficicncy. Borrnwer �hall muke up thr � •
<br /> , deficiency in no more than twelvc momhly payments,ut l.ender'��;ok discrction. ' ' , '`'
<br /> U�n payment in full of s�ll sumz ucured by Ihi.Security Inxtrumrnt.LrnJer�hall promp�ly mfund w Bom�wcr uny �
<br /> F u n d s h e d b y L.e n d e r. I f,u n d e r p a r n g r a p h 2 1,L s n d e r x h a l l a c y u i r e o r �e l l t h c P m p c rt y. Lender,prior to the ac yuitiiliun or
<br /> sule of the Property, shall npply uny Funds held by L.crnler ut the timc�of uryuisition or wle u� u credit again,t�he sum� ( '�
<br /> secured by this Security Instrument. � 'r�
<br /> 3. Applicution oP Paymenls. uni�.,�rpu�uni� law pruvidcs othenvisc,all puyments rcceivrd by l.ender unikr � ' "'
<br /> pamgruphs I and 2 shull tx applieJ:tint,w any prcpayme�l chargc+duc under thc Notr, second,to amnunls payahle undcr r
<br /> • . pumgrnph 2;third,lo intercyt du�;fourlh,to princ�pul due;and I•r�4 to uny lu�c rharges duc undcr th�Note. E� '.'
<br /> ' 4. Charges; I.icns. BoROwcr r�hull puy all taxc,, us,cssmcntti,char�±cs, �nry and imposi�ionti attributable to �hc � `.,
<br /> Pro�rty which muy uttain priority ovcr this Srcuriry Instrument,and Icu�chnl�Qaymcm.�x€rounJ rcnts,iP any.Bortowcr �
<br /> ���,,, shu I pay thexe obligntionti in Ihc manner provided in para�ruph 2.�x if ncU p•rid m thut manner,Born►wer+hall pay them on ,
<br /> •, time Jirectly w�he pe:rson owed p•rymrnt.Bortower shull prrnnptly fumi.h ta L��n�kr all n��tice.ot':�mounts to he puid undrr
<br /> , this paragruph.If Borrower makes tlxne payments dimctly. Borrnwer shull prumplly fumi�h tu Lender mceipts evidenring ; .
<br /> . ' the paymants. �
<br /> Borrower shull promptly di�ch�►rge any li�n which ba.priurity uvrr thi� Srruriry In.tNmem unle�s B�imiwee eul ,
<br /> . ugree,in writing w the puymem uf tlx uhli�aliiai securcJ hy th�licn in a mannrr arcrplahlr lu lAnder:(hl cuntests in gaxl �
<br /> faith thc licn hy,or dcfends against entimrrncnt of Ihe licn in. Irgal prikreJinE,w•hirh in Ihc Lcndcr'x opiniun o�ratr to ! . �
<br /> prevent Ihe enlorcemcnt of the lien; nr(c)ucurex from Ihc huldc���f thr lirn an agrccment zuli�fuctory to Lender �
<br /> rubordinuting the lirn lo Ihis Security In�trumem. If Lrnder deterniine.that:my part uf thr PruExny i��ubjert to a lirn«•hich
<br /> muy ulluin �riurity over thiz Security Inslrunknt, l.ender may givc[i��ROa�r a n��tirr idcntifviii�t Ih� lien. Bortower shall
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<br /> satisfy the I�en or tuke one or more of Ihr uc�iuns sct 1'unh ubuve wilhin IU d•ry.uf�hc giving ut'nuu�u.
<br /> FOtm 3029 WOO�pie�_',)n�crci
<br /> BANKERSSYSTEMS.INC.6T CLIXID.MN56302(�l00�397�23��IFOHMMD�NE :19� �
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