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~O.~OU4523 <br />(P) "RESPA" means the Real Estate Settlement Procedures Act (I2 U:S. C. Section 2601 et seq.) and its implementing <br />regulation, Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or arty additional or successor <br />legislation or regulation that governs the same subject matter. As used in this Security Iustrtunent, "RESPA" refers to all <br />requirements and restrictions that are imposed in regard to a "federally related mortgage loan" even if the Loan does not <br />qualify as a "federally related mortgage loan" under RESPA. <br />(Q) "Successor in Interest of Borrower" means arty party that has taken title to the Property, whether or not that party has <br />assumed Borrower's obligations under the Note and/or this Security Instrument. <br />TRANSFER OF RIGHTS IN THE PROPERTY <br />This Security Instrument secures to bender: (i) the repayment of the Loan, and all renewals, extensions and modifications of <br />the Nate; and (ii) the perfom~ance of Borrower's covenants and agreements under this Security Instrument and the Note. For <br />this purpose, Borrower irrevocably grants and conveys to Trustee, in trust, with power of sale, the following described <br />property located in the County of Hall <br />[Type of Recording Jurisdiction] [Name of Recerding Jurisdiction) <br />Lots Five S and Six 6, Block Seven 7, Original Town of Wood River, Hall County, Nebraska <br />Parcel ID Number: 400175649 <br />211 W 12th St <br />which currently has the address of <br />[street] <br />Wood River [airy] ,Nebraska 68883 [dip Code] <br />("Property Address"): <br />TOGETHER WITH all the improvements now or hereafter erected on the property, and all easements, appurtenances, and <br />fixtures now or hereafter a part of the property. All replacements and additions shall also be covered by this Security <br />Instrument All of the foregoing is referred to in this Security Instrument as the "Property." <br />BORROWER COVENANTS that Borrower is lawfully seised of the estate hereby conveyed and has the right to grant and <br />convey the Property and that the Property' is unencumbered, except for encumbrances of record. Borrower warrants and will <br />defend generally the title to the Property against all claims and demands, subject to any encumbrances of record. <br />THIS SECURITY 1NSTRUIvik,NT combines uniform covenants for national use and non-uniform covenants with limited <br />variations by jurisdiction to constitute a uniform security instrutnent covering real property. <br />UNIFORM COVENANTS. Borrower and Lender covenant and agree as follows: <br />1. Payment of Principal, Interest, Escrow Items, Prepayment Charges, and Late Charges. Borrower shall pay when due <br />the principal of, and interest on, the debt evidenced by the Note and any prepayment charges and late charges due under the <br />Note. Borrower shall also pay funds for Escrow Items pursuant to Section 3. Payments due under the Note and this Security <br />Instrument shall be made in U.S. currency. However, if any check or other instrtunent received by Lender as payment under <br />the Nvte yr this Security Instrument is returned to Lender unpaid, Lender may require that any or aU. subsequent payments <br />due under the Note and this Security Instrument be made in one or more of the following forms, as selected by Lender: (a) <br />cash; (b) money order; (c) certified check, bank check, treasurer's check or cashier's check, provided any such check is drawn <br />upon an institution whose deposits are insured by a federal agency, instrumentality, or entity; or (d) Electronic Funds <br />Transfer. <br />NEBRASKA -Single Family - Fannla MaalFreddle Mac UNIFORM INSTRUME=NT <br />@-6(NE) (osi~i ~9" 3dta inaieia: <br />DDS NE9 <br />inn~~aumn~~u <br />~~ Form 3028 1/01 <br />