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<br /> T'O�F i�HFift WITC1 01�1 the In�rove�ncuGS n.oe� on c�rcaft�r err.�tc�1 an tiie p►,opert��c:.a►���c:�.:mc:�:�,Ank��s�:��LtS,c���� �
<br /> f"uctur�s now o�hcra�S'tcr a p:��oF t�a�iraj�tt,►y. All r�;��lcsef�icj►t,en�]e�tAftic��s sh<!Il nlso ba covc:rccl t�y this Scciuity l�s'�rumr.nt, �
<br /> /1.11 at the forregoing is referred to in this Security Insurument�v che"Propeny:' _�
<br /> BARR0IV&R COVFiNAM'�that�orrov��u ia U►wfully seised of d�e estw�e heteby wnveyul ar�d h�the right to grent ond
<br /> convey the Property end thu ihe Pmperty is unencumberod, cxcept far encum�rnnces of rxord. kiorrower warran�s and wilA
<br /> def'end gener�Uy the title to tho PronertY�8+�1n��al��laim�and der►wids,subject w any encumbrances uf rccard.
<br /> 'b'fiIS SFCURITY INS'IRUMt?IV7' cumbines unitorm covciuntn for rtadonel u�e and non�nnifocm covenAnts with lfmited
<br /> v�riattons by Jurisdicdon tn coi�stiu►ta A uuifaru�sccueiry inr-GUmtnt covering re�pt4�►!��Y• _
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<br /> UNIFORIM COVENAIVTS.BOrtowG'anu I.endes cc,vuui�i uiw un�w w+�tlB':tS: p whCn Aue tho
<br /> l.PAym�eut of Principal�ad Iaterrsti�ep�y�ent wnd 1.Ate ChKr�es. Bonowu shdl prom dy pay
<br /> principal of and inurest on the debt evl�enced by the Nou ead any prepaymeat and late�herBes due under the Note.
<br /> 2.Funds for Taxes And Iasunnce. SuUject to epplic�ble I�w or to a written wai�cr bY l.ender, Borrawer shell pay co
<br /> I.ender on the day monthly p�ymentg uG dua under the Nau,undl the Hote is paid in fuU, �sum("Funds")fdr:(a) yearly taxes
<br /> snd auessmc,sts which may atWn pr�rity over this Securlry Insaument es c�llen on the fir►p�rey.(b)Year1Y�ea.cehold payments
<br /> or ground rents on the Propaty.if any;(c)yrarly hezacd or pmperty insurance premiums;(e�ye,adY flood U�surence Plemiums,if
<br /> ' any;(c)yearly mongage insur�ce premiams,if eny;and(�eny sums payable by Honowu to Lec►der. in eccordance wi4ti the
<br /> pro�lsiuns of paragiaph 1B, in lieu of the payment of mongage insurance pnmiums.9he�items ere caUed "�YaW Items."
<br /> I.enda may.at any time,colio�and hold Funds in an emount not W excud the maximum amount a lender for a federelly rel�ud
<br /> mortgage loan may nyuire for Bomowu's escrow account undu the fed�xal Real Estaro Senllement ProcWuns Act of 1974�s
<br /> funendcd from time to time.l2 U.S.C.Section 2601 er seq. ("RBSPA").anless anothtr lew�hat aPPUes t�t�e Funds sets a legsa'
<br /> amounG If so, Lender may,W.aoy dme. coAect end hold�unds in an smount no1 rw e�a� tha 1;,�:x:moun�. unc�sr may
<br /> estimate the amount of F�nds due on�he t;asis af cuna►t data and reasonable esan�aces of axpenditures of fuaue fiscrow Items or
<br /> othenvise�n accordance wlth epplicable law.
<br /> 'It�e Funds sha111M held in�n i�sdwtion whose deposits are instued by a ferlera►+ogericy�instn�mentality.or entity�ettcl�w
<br /> Len�cleer,if Lender is suclr an instiwtion)or in any FedGral Homc Lo$n Btuilc.I.endr.r shall epp1Y the Funds co pAY
<br /> Items.Lend�r may not charge Barower for holding end applying the Funds,snnuaUy analY�nS ih�eu�oW a�°unt,or vtrifying
<br /> thc Escrow Iums,unless La�dcr pays Bonuwu intu�st on the Fhnds and upplicable 1mw pamits 1.�nd�'��'����by
<br /> Howevu.Lendu may requite Dorrowu to pay a ont•time charge for an indepeadent resl estate tax r�Pau�B
<br /> Lender in connection with Ihis ban.unless appllcabk law pxovides othawiso.Llnkss on �nei►t is made or applicable law
<br /> nyua�cs interast to be paid.Lender stWt not be roquiral to MY Bormwa eny Inta�st or am'nCs on the Funds.Bo�wer and
<br /> ���v�,�,ee�n wridng,however.ahat interest shall be paid on the Funds.Lender aha11 givc to Borrowu,without charge,an
<br /> annual accoundng af tha Funds.ahowing c�dits end deb�ts to the Nunds and cho p�u� iw r%h��r w��t���^�hr.F��ntls wAs
<br /> �.The Funds are pledgod as�dditional security f'or all sums secured by this Securicq Instrumenc
<br /> If the Funds held by I�.nder racceed d►e amounts pemuued to bo held by applicable law.l,eandu shall account to Boaower for
<br /> the excess Funds in accoTdanoe with th�rcyuireme.�ts Af applicable law.If the amount of tt+eFunds held by Lender at any time is
<br /> not su'fficient to pay the Escrow Iurns wir.n due,I.ender rr�y so notify Borrower in w�imig,md,in such cise Bomnwer ah�ll pay
<br /> to Lcnder the emount nocessry to malco up the d�cia�cy. Borrowa shall mahc up t2ae deCciency in no snara tl�an twelve
<br /> monllilY P�Y�nts��t I�encfer's�ok dis�xetion. refund tn Botrowrs any Funds
<br /> UP�I�►Yment in full ot all aung�ocural by this Socurity Insuuma�t,I.enda ehall pramPUY
<br /> hdd by Lcnder.If.under p�egea�h 21�Lendar at�all acyuira or seU the Prope�ty.l�.ndes'.Dnor to the acquisidon or sale af the
<br /> propaty, shall apply any Funds held by I,e�der et the time of acquisi6on or sak as�crrdit agaimst the sums sec�ued by d�is
<br /> Socusiry Instrument
<br /> 3.Appllait+on of Pqma�b. Unkss appllcsbie law provides otYte�wlie.all peymrnts raxived by I,er�da unda Pata�tu
<br /> 1 and 2 sh�!6e applkQ:fuat.w�rsY P�Y�t chuges due under�ha Note: socond,c,o unounts payable unda paragr�yt►2:
<br /> thini,to intaese dne:fn�ud���o p�inci�l due;and tas4 a any lue chugcs due under the Nau.
<br /> 4.ChArges;Lkns. Bc�rroMa ah�U pyy all taues.swessma�ts, charges�Cuxs and irnpusiti�ons wtrtbunble to the PropatY
<br /> which may auain priadty over this Securiry InstrumenL and leasehold p�yments or ground reau,if any.Bamwa shall pay tliex
<br /> obligatiot►s in the menner providai in par�graph 2,or if not paid in that mamxr.Bocm�vrrs thall paY thcrn on time dirxdY tn the
<br /> - �-� �::�•��ym•!!� Bo!'�oarx�h�ll promptly fumish w Lender all notic�s of anwuab to be �pa1� under this �. If
<br /> Bocmwa makes these payma►ts dire. ,Bormwer sF�all pcompdy fumish t�o Lenda reoupv ev�idaicing�Zhe P�Y��•
<br /> Barowu shall peompdy di�ct�arge Any lien which t►as priority ovex this Socuritg►lnsuwnent unkss Burmwer: (s)aBras u►
<br /> wrinng to the payment of d�e obligadon secored by the li�x►in a manner scceptabk tn L�ad�r;@)wncests in go�1 faith the lia►
<br /> by, ur defcnds against cnfoccert►a►t of the lien in. legal procee,d.ings which in the Lender's opiniun oprrate co pnva�t the
<br /> enfaart►ent of the lien;or(c)s�xwes from the holder of the lien an Agrrxment satisf�ctaxy to Lendes subo�rdins�ia8 the lien to
<br /> - this Sa:uriry instrument If I.e�cler detamines that any pan of the Proputy�S sub}ect to a liai whici�may stt�in imoritY over thi�
<br /> Securiry Instrument,d.eaider may give Borrowa a noucc identifyfyin�thc lien.Borrowa shall sausfy the lien or takc one or mora
<br /> uf the acdons set forth abo++e within 10 days of the g{ving of�oslce. Fo�m 3020 i190
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