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<br />DEFINITIONS
<br />[Space Above This Line For Recording Bata]
<br />DEED OF TRUST ~/3 6 ~ "~
<br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, 11, 13, 18, 20
<br />and 21. Certain rules regarding the usage of words used in this document are also provided in Section 16.
<br />(A) "Security Instrument" means this document, which is dated ........................ Q6: 23; 2010. _ ......... ,together
<br />................. .
<br />with all Riders to this document.
<br />($) "Borrower" is SUSAN.~•.~.44$~~.N,.A.SINGLEPERSON ..............................................................................................
<br />......................................................................................................................................................... .
<br />Harrower is the trustor under this Security Instrument.
<br />(C) "Lender" is BANK OF OONIPHAN ......... ..................... .................:............................................................. .
<br />Lender is a .G4R?4RATlQN ........................................................................................... er
<br />organized and existing and
<br />the laws of .THE S,TAT.~ pF -~~QRA$KA .........................................Lender's address is . P 0, QOX,~7Q, pQ¢(I~HAN, NE. 68832;0~7Q , , , ,
<br />......................................................................................................................................................... .
<br />Lender is the beneficiary under this Security Instrument.
<br />(D) "Trustee" is BANK OF DONIPHAN, P.O.,BOX 21D_ DONIPHAN, NE. 68832 . ......... . .. . ......... . . . . . . . . . ....... . . . . . . ................................ .
<br />..
<br />(E) "Note" means the promissory pate signed by Borrower and dated DB-~3.2D 10, , , , , ,, , , , , , , , , , , , , , , , , , ,,,, , , , , , , , , , , , , ,, , ,,, , , , , , , ,The
<br />Note states that Horrower owes Lender DNE.HUNgR~U FIf1Y THDII$ANQ.AN.q NOI10A .............................................:..................
<br />......... ............................... Dollars (LJ. S . $ ,1,50,000:00........... _ _ _ - _ _ - .. , , ,) plus interest. $orrower has promised to
<br />pay this debt in regular Periodic Payments and to pay the debt in full not later than .....................1 t; p1; ~A1Q, , , , , , , , , , , , , , , , _ _ , , ,
<br />........................................................................................................................................................ .
<br />(F) "Property" means the praperty that is described below under the heading "Transfer of Rights in the Property. "
<br />(G) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note,
<br />and all sums due under this Security Instrument, plus interest.
<br />(H) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The follawing Riders are to be
<br />executed by Borrower [check box as applicable]:
<br />^ Adjustable Rate Rider ^ Condominium Rider ^ Second Horne Rider
<br />^ Balloon Rider ^ Planned Unit Development Rider ^ Other(s) [specify] .......................
<br />^ 1-4 Family Rider ^ Hiweekly Payment Rider
<br />(I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and
<br />administrative rules and arders (that have the effect of law) as well as all applicable final, non-appealable judicial apinions.
<br />(J) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other charges that are
<br />imposed on Borrower or the Property by a condominium association, homeowners association or similar organization.
<br />(K) "Electronic Funds Transfer" means any transfer of funds, ather than a transaction originated by check, draft, or similar
<br />paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to
<br />order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to,
<br />point-of-sale transfers, automated teller machine transactians, transfers initiated by telephone, wire transfers, and automated
<br />clearinghouse transfers.
<br />(L) "Escrow Items" means those items that are described in Section 3.
<br />(M) "Miscellaneous Proceeds" means any carnpensation, settlement, award of damages, or proceeds paid by any third party
<br />(other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destructian af, the
<br />Property; (ii) condemnation or other taking of all or any part of the Property; (iii) conveyance in lieu of condemnation; ar (iv)
<br />misrepresentatians of, or arnissians as to, the value and/or condition of the Property.
<br />(N) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Laan.
<br />(O) "Periodic Payment" means the regularly scheduled amount due far (i) principal and interest under the Note, plus (ii) any
<br />amounts under Section 3 of this Security Instrument.
<br />(P) "RESPA" means the Real Estate Settlement Procedures Act (12 U.S.C. §2601 et seq.) and its implementing regulation,
<br />Regulation X (24 C.F.R. Part 3500), as they might be amended from time to time, or any additional or successor legislation or
<br />regulation that governs the same subject matter. As used in this Security Instrument, "RESPA" refers to all requirements and
<br />restrictians that are imposed in regard to a "federally related mortgage loan" even if the Loan does not qualify as a "federally
<br />related mortgage loan" under RESPA.
<br />(Q) "Successor in Interest of Borrower" means any party that has taken title to the Property, whether ar not that party has
<br />assumed Horrower's obligations under the Note and/or this Security Instrument.
<br />NEBRASKA-Single Family-Fannie Mae/Freddie Mac UNIFORM INSTRUMENT
<br />Bankers Systems, Inc., St. Cloud, MN Form MO-1-NE 8 /1 712 000
<br />ref: 1!2001 (pnge 1 of 7 pragesJ
<br />~~u~~i~
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