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� , , `�wfq�..��'y°�'' .. •:wYxw.. �; .,_ - I�N�� -c nM.�'�'� �L'!�l. yL� � 4s2R!'FCL6�N,y �_� "__ . . _' __—""_.-_ . .. ._____._._. ... . .. ._.__._ ___" y��b�� rri. payments onay na langer be requircd, nt the optiem of I.ettder, if mortgage iu5urance covera�,e(in the nmount and fin•Ihe period t!►ut Lendcr requires)provldcd by nn insurer approvecl by Lcndcr ngnin bccamcs availablc nnd is obtalncd. Borrawcr slmll pay th4 premiums requircd to mnintain mo�tga�e insumnce in effect,�r tu provide u loss reserve,until ehe requ(rement far martgngc Insurance eixts li�ucwrdnn�e with any writtcn u�reen�ent between Dorrower and l.encler or applicable Inw. 9. [nspecHon. Lencicr or its ngcnt may mnkc rensanablc ent�les upon nnd inspectiors af ttic Property. I.cndcr sltiull give Cor�owcr nullcc ut tb�tl�ue of ar prlor ta an insguti�n spscifying reasonable e;t�►se fnr tFe inspecdon. 10. Condemnatton. The pracceci9 of eny nwc►rd or cluim for duinases, dlrect or cnnsequential, in connection with nny cnncfemnation or other tnking of uny pnrt of the Property.or for conveynnce in Ileu of condemnation, are hereby assigned uncl shall bc p;dd to I.cndcr. In the event uf a total taking of the Prope�Ky,dic procecds sh�.►II be appliui to the sums secured by this Security Instrument, whether or not then due, with any excess paid to B�rrawcr. In thc cvent of n partial tnking of thc Propcny in which the fair marl:ct valuc of thc Projsc:rty immaiiatcly befors the taking is equal to or gecat�r than�he amour►t of the sums secm•ed by this Security lnstcument immaliatcly befuro the taki�g,unless Dorrowcr and Lender otherwise ugrec in writin�,d�e sums sxured by this Sccurity Instrumcnt shall bc reduced by the urnount of thc procceds muitiplied by thc following frnction: (n) the totul umount of elie sums secured immediatcly bcforc the takir.g, dividcd by (b) thc fair murket value of the Property immcdiatcly bcfore thc taking. Any 6alnnca shall be paid to Dorrowcr. In thc event uf a partial taking of the Property in which thc fafr market value af the Property immediately before the taking is Icss than tl�e wnount af the sums secnrod immcdiutcly before the taking, unless Fbrrowcr and Lendcr othenvlse agree in writing or unless Applicable luw otherwisc provides. the prxeeds shall be epplied ta the sum.v secured by this Sccurity instrument whether or not the sums are chen due. If the Property ls abandoned by Bonower. or if,atter notice by Lender to Borrower thut thc condemnor offers to�nake an nward or settle a clnim for dama�es, Borsower fnils to respond to Lender wlthin 30 days after the date tlu:noti�;e is given, Lender is authoriud to collect w�d apply the proceeds,at its option,e3ther to restorntion or repsur of the Property or to the sums secured by this Security Instrument,whether or not then due. Untess L.eixier und Bonower othe►wisc agree in wdting, a�iy appllcatIon of precceds to principal shnll not extend or postponc ttie dne datc of the monthly payments referred t�In psungmphs 1 �nd 2 or rhnnge the nmount of such puyments. 11.Borrower Not Rdeased;Forbcarance Ay I.ender Not w Waiver.Extension of the time for payment or modificutnon of amortization of the sams secured by this Security Instrument granteci by L.ender to sny successor ln interest of Borrower shall not operate to release the Ilability of the original Aorrower or Borrower's succcssors in interc;st. I.ender shull nat be requlred to commence prceeedings ogainst uny succcssar in interest or refuse tn extend time for payment or otherwise modify amaitizntian ot the Sums secureti by tnis securiry instrumen� oy reason oi any ueu�;uxi rtwuC by ii�G o�iban�ai �,rr:�cr �r �crro::er'o • successors in interest. Any forbearunce by Lender in exercising any right or remedy shall not be a waives of or preclude the rt�xercise of any right or reniedy. 12. Suoces.w�s nnd Assigms Bound;Joint and Several Liabflity; Co-sigacix. The covenants and agrecments of this Securlty Instrument shall bind and benefit the seccessors und asslgns of L.ender :md IIarrower, aubject td.the provisions Of paragraph 17. Bonower's covenar►ts anc� agreemerns shal! be joiut and several. Any IIorrowar who co-signs this Security Instrument but das not execute the Note: (n) is co•signing this Seeurity Instrument only to mprtgage.grunt and convep�that Borrower's interest in!he Property under the terms of this Security Instrument;(b)is not personally obligated to pay the sums socured by this Security Instrument;and(c)a�rees tDmt i.ender and any other Borrower rnay a�ree to extend, moclify.forbeur or make tu►y accommod3tions with regard to the terms of this Security Instrur.�ent or the Note w(thout that Aan4wer's consent. 13.Loan Charges.If the losm secuc�d by this Security instn►ment is subject to a law which sets n�aximum loa��charges. and thae law is finally interpreted so that the interest or other loan r,harges collectod or to be collectad in connection w[th tl�c . loan execed tl�e pemiittod limits,then: (A)a►y such lo;►n charge sliall be redueed by the amount necessary to reduce the ch�.� � ta the psrmitted limit;and(b)any sums already coilectcd fram iiorrower whiCh excealed permittod lunits vuil� be refunde�to Borrower. Lcnder may choosc to makc this retund by rcducing t?ie principal owcd utxler thc Note or by making a direct payment to Borrower. If n refund reduas pdncipal, thc raluction wiA be treatcd as a partial prepayment without any � prcpaymetet�t►tcrgc undcc thc Note. � 1�.Notiees.Any notice to�rrower providai for in t3�is 5u�:u�ily Ii�st�u�e�ent sh�l!�:,givcn!�y dclivcriag it or by m:ilir.g — it by firss class mail unl�s applicablc law requires use of unother m�thod. The notict shall be directed to the Proncrty Address nr any otlxt address Rorrower designates by noti�� ¢o I.ender. Any notice to Lc►�cr shall bc givcn by Crst class mait to I.ender's a,�.lrtss stated herein or any other cxidress Lendcr designates by notice to Borrower. .*.�y notice providod for tn d�is Security In�tniment shall be deenxxl tn hnve be�n given to Borro�ver or Lcncler when givcn as�-,�vidcd in this paragrapri. 15.Governfng i.�w; Severs►bflity. 7'his Sec:uriry instnunent shaq bc goverru:d by foderal law and thc law of thc •jusisdietion in whicl�the F'raperry is located. In thQ event that nny provision or cisuse of this Security Instrument or tho Note - conflicts with applirable law.sach conflici shall not nffect othcr provisions of this 5ecuriry Instrunxnt or the Note which can Ix: given effoct wititout tl�e conflicting pruvision. 'fo this end the provisions of tl�is Security Instrument and the Nate are declared ,l to be severable. ' T6.Rorruwer'�Copy.Born�wcr shall bc given onc conforn�ed oopy af the Note:►nd of this S�u�rity Instrumcnt. 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