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20100437E (C) "Lender" is First National Bank of Omaha Lender is a A National Banking Association organised and existing under the laws of Lender's address is 1620 Dodge Street Stop Code 3165 Omaha, NE 68197-3165 Lender is the beneficiary under this Security Instrument. (D) "Trustee" is First National Bank of Omaha, a National Banking Association NEBRASKA (E) "Nate" means the promissory note signed by Borrower and dated June 21, 2010 The Note states that Harrower owes Lender One Hundred Sixty-Eight Thousand and 00/100 Dollars (U.S. $ 168,000.00 )plus interest. Borrower has promised to pay this debt in regular Periodic Payments and to pay the debt in full not later than July 1, 2040 (F) "Property" means the property that is described below under the heading "Transfer of Rights in the Propery." (C) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges due under the Note, and all sums due under this Security Instrument, plus interest., (Ii) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following Riders are to be executed by Borrower [check box as applicable]: ^ Adjustable Rate Rider ^ Condominium Rider ^ Secnnd Home Rider ^ Balloon Rider ^ Flanned Unit Development Rider ^ 1-4 Family Rider ^ VA Rider ^ Biweekly Payment Rider ^ Other(s) [specify] (I) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations, ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final, non-appealable ,judicial opinions. (,n "Community Association Dues, Fees, and .Assessments" means all dues, fees, assessments and other charges that are imposed on Borrower or the Properly by a condominium association, homeowners association or similar organization. (K) "Electrouic Funds Transfer" means any transfer of funds, other than a transaction originated by check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic instrument, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit or credit an account. Such term includes, but is not limited to, point- of-sale transfers, automated teller machine transactions, transfers initiated by telephone, wire transfers; and automated clearinghouse transfers. (L) "Escrow Items" means those items that are described in Section 3. (M) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid by any third party (other than insurance proceeds paid under the coverages described in Section 5) for: (i) damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the Property; (iii)conveyance in lieu of condemnation; or (iv) misrepresentations of, or omissions as to, the value and/or condition of the Property. (~ "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on, the Loan. (O) "Periodic Payment" means the regularly scheduled amount due for (i) principal and interest under the Note, plus (ii)any amounts under Section 3 of this Security Instrument. NEBRASKA -Single Family • Fannie MaelFreddie Mac UNIFORM INSTRUMENT ®,61NE1 h~» sage 2 m ~a inineis: Form 3028 1101 DDS-NE9 II I II uI u II I II~II 11111 III fill mull IW 111 ala VIII ill VIII VIII Nlu 1111 ICI OOOONE9619206