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<br /> 7'OGETHER WIl'H all thr impru�ements�uiw or htreafter ertcted on the prope:ty,:uxi ull c•.�senxnts, appunc�w�ues,a►xi
<br /> fixturrs �ww ar hereafter a part of the pmperty. Ali rcpl:uYments and adtiitioas shall alsa be coverad by this Socurity
<br /> Instrumcnt.AIt of tlie fomgoing is refen•ed ta iu this Socurity l�utrument as the"F'roperty."
<br /> B4kROWER C(1V�NAI�TS that t3�rruuor is law•fuU,y seised vf U:e cstate hereb�•cunvc}•ccl:uxi h�the right w grant ar�:3
<br /> �uati•ey the Praperty u�that the Pmperty is urk�uumbered, except for encumbr3nces of recard. Harrow•er u•an;u�ts suxl wili
<br /> �kfencl generally the title ta the Property astir.st all clairnc arxi demaruls,subject to any encumbr,u�ces of rarnrd.
<br /> THIS SBCURITY INSTRUMENT cun�bines unifonn covenants fur rwtianal use and non-unifomt covenants with linuted
<br /> vuriations by jurisdiction ta w�utitute a uniforni sccurity instrument covering rral propertp.
<br /> iiNrrnB�t rnvF�t4N'rc Rnr�nu�r�rul 1 wtv�wr Cnv±nunt e�vl anern nr fn�ln��;r:
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<br />_ i. 1'aY[Ilell[ OI Ytl(iCl� A[i0 1Qil`fCSi� rrepayuuai :uui i.uie i,is:ug�s. 8orrow•cr s'ruii pmmpciY p•rY wnen uue uic
<br />_ principal�f anci intoreu �n the debt evidenced by the�ote a�xl any prepayment and late charges due u�der the Note.
<br /> 2. �uuis for Tv:es aud Insurance. Subject to applicatdc law or to u written waiver by l.ender,Barrower shal! pay to
<br />- Lcixter on the ciay nwnthly paymenes•rrc duc under the Notc,until the Nate is paid in full,a sum("Funds")far:(a)yeariy taxes
<br />_ and a.csessments which may attain priority over this Secunity Instrument as a lien an the PropeRy: (b)yearly lea.cetu�ld payments
<br />' or ground rents an the Property,if any;(c)yearly hazard or property insuraaue prenuums;(d)ye�uly floai insurnnce premiums.
<br />_ if any;(c)yearly mortgage insurance premiums, if:u�y; ami (� any sunu payabte by Born�wer ta I.ender, in accorctsuu:e with
<br /> the provis►o�u of paragraph 8, in lieu of the payment of martgage insurance premiun�.`.The.ce items are calted'Escrow Items."
<br /> Lencier may, at any time, collect unci hold Funds in an amount not to exceed the nlaximum amc•unt a lender for a foderally
<br /> rclated mnrtgage loan rruy require for Borrow�er's escrow account unck.r the federrl Rea! Fstate Settlemeni Procedures Act of
<br /> 1474 ac an�endc�i from time to rime, 12 U.S.Q:. Scction 2601 et seq. �'RESPA"),uniess another law that applies to the Funds
<br /> sets a lesser amount. lf so, Lendcr may, at am• time, coll�:t and hold Funds in an amaunt rwt ta exceed the tesser amcwnt.
<br /> Lender may estimaic the aitwuni of Funds due on the basis af current data and c�:asor►able estiniates of'exper,ditures of future
<br /> Fse3vw�Items or otherwise in acconlance with applicable fau�.
<br /> TAe Funds st�all be held in an inctitution whose cleposits are insured by a federal ageney, instrumentality, or entity
<br /> tSll��u3irs�1.°..�;.^r.if���,i�S SL�h a�I ilLiiiiuii�Ti�ai 1�1i1��i.�I'� ii�'i'w� �i�i Dialiw.Iw.ii�Ci��iisi!w�p'y'u�.�uTi�S ZO}�u�ww°
<br /> Escrow Items. Lender may not charge Bono�•cr for holding and appl}•ing the Funds,annuaUy analyzing the escraw account,or
<br /> verifying the Escrow Ikms,unless Lender pay-s Borrower interest on the Funds and applicable law pemuts Lender to rnake such
<br /> .rharge. However. Lender may require Borrow•er to pay a ar.e-time charge for an independent real estate tax reporting s:,rvice
<br /> used by Lender in wnnection with this loan, unless apQlicable law provides otherwise. Unless an agreement is made or
<br /> applicable law requires interest to be paid,Let�der shall not be required to pay Borrower any i�yterest or earnings on the Funds.
<br /> Borrower and L,ender m�y agree in writing,however,th�t interest shall be paid on the Funds. Lender shall give to Borrower,
<br /> widwut ch�rge, an anaual accounting of the Funds, showing credits and debits to the Funds and th.e purpose for which e�ch
<br /> debii to the runds was n�ade.The Fucxis are pledged zs�ditionzl securiry for all sums saured by t}�is Security Irutrument.
<br /> If the Funds held by Lender exceed the amounts pemiitte�to be held by appficable law.Lender sl�all account w Borrower
<br /> for the excess Funds in accordance with the requirements of applicable law. If the a�nount of the Funds held by Lender at any
<br /> time is not wfficieru to pay the Escrow Itertu w•hen due, Lender rn�y so notify Borrower in writing.and,in such case BornoR�er
<br /> st�all pay to I.eader the amount necessary ta malce up the deficiency. Bomower s,hall malce up the de�icieney in no tnore tt�n
<br /> twelve m��uhly payments,at Lender's sole discretion.
<br /> Upon payment in full of all swns secured by this Security Insttument, I.ender shall promptly refund to Borrowes any
<br /> Funds held by L,endcr.If.under parastnoh 21,Lender st�ll a,^.auire or scll the Prona�tv.I�ade.r,nriar to the�oouisition or cale
<br /> of the�Proputy.shall;qsply ar►y Fun�s hzld hy Lender ai the time of acquisition or sate ss a ecedit against ti�e suuas secw�l by
<br /> this Security Iostrument.
<br /> 3.Application of Paymwts.Unless applicable law provides otherwise,all paymenu recei�•ed by Lender under parigrlphs
<br /> 1 a�id 2 shall be applied: first,to any prepayment charges due under the Note; second,to ar�wunts payable under}�sragraph 2;
<br /> thini. to inurcst due; fourth,to principal due;and last,to any late charges due under the Note.
<br /> 4.C6asgec;Lleas. Borrowcr shall pay all taxes,assessmenu. charges. fines tixl impositioas auributable to the Proputy
<br /> � wM�h may attain priority over this Security Instrument. and leasehold payments or ground rents, if any. Borrower shall pay
<br /> tlxse obligations in the muiner provided in paragraph 2,or if not paid in that manner.Bortower shall pay them on time diratly
<br /> to tbe persoa owed paytnet�t.Borrower shall promptly fumish to Lender all noticts of amounts to be paid under this para,graph.
<br /> If Borrowei•m�lces these payn�ents directly,Borrower shall promptly fumish to Lender receipts evidencing the paynunts.
<br /> Borro�ver sf�all promptly discharge any lien which has priority over this Security lnstrument untess Bonowu: (a)agras in
<br /> wridng to the payment of the obligation secured by the lien in a n�anner acceptable to i.cnder;(b)conusu in goad faith the lien
<br /> 6,y. or defends against enforcement of the lien in, legal proceerlings which in the Lender's opinion operate to prevent the
<br /> tttforcecnent of the lien; or(c)secures from the holder of the lien�n agrcement satisfacwry to Lender subordinating the lien w
<br /> this Security Inswmuu. If Lender determines that any part of the Pra>perty is subject tu a lien which may attain priority aver
<br /> this Security Instrument. Lender may give gorrower a notice identifying We lien. Barrower shall satisfy the lien or take on or
<br /> more of the aciioas set forth above within 10 days of the giving of notice. �
<br /> - ' Fam 302� 9J90
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