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2010043'73 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants <br />contained in this Security Instrument and in any Rider execated ny Borrower and recorded with <br />it. <br />~~' ~P~~r~~ (sea/) <br />JOHN P FLAHE TY R -Borrower <br />(Sea!) <br />-Borrower <br />(Seal) <br />-$orrower <br />(Seal) <br />-$orrower <br />Witnesses: <br />1VE$R.A$KA -Single Family -• Fannie MadFreddie Maa UNIFORM INSTRUMENT Farm 3028 1/01 <br />GCC - G3028-18 (09/01) (Page 18 of 19) <br />