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<br /> pa��ments may�� la+Yer t+r n�quirtyl.w the u�tiati uF Lc�xkr,if nwrt�:t�e iiuur;ukr cover.�e(in the;uiwunt+�wi for ihc:pericx!
<br /> ttut l.e�xlrr r�uirrri►pra�i�kvl t+y un iiuurc�u}�ruee.l hy l.c�xier again t+ca»ixs•r�•uil�t+ir wwl i�uhwi�u�l. Bcxra�cr stwll pay
<br /> ttu premiu�iu reye►irai t��nulnwin nwrt�;c►Re ii�.wrr�xY in eifuct, ur to pnn•icie�la�s re�er��e.until the r�yuirtmeul f�n'!�Kaig,iy�
<br /> iiw►��uxa a�.i�in x::�rd:uti�u�ith;u�y w�rittcii ugrcen�ent bctw•een Hi�rmwcr aixi I.ender ar:�ppliruble law•.
<br /> 9. [a��eclluu. IAnder or its xgcnt nuy nulr rusai�le cntri�s up�m ancl i��.��tiiiuns of thc Prupeny. Leixier shall �ir•e
<br /> 8orst�wer ix�tice at thc time of or prirr t�,xn ii�-���ec�io���aifyin�re:►,u�nahle�ause ii�r the iru�tion.
<br /> 10� l'c�udeuuu�tlun. Tl�e prncaJs of uny ewanf or cl�m fi���iarrtia�es. direci ur cun�ryu�ntiul. in runnec�iun with xny
<br /> �.rnatPnu,:+iuu��u �wlu�r ts+king�f ynv nart uE the PruQ�eny.ur for roi��•�v+utice in ticu uf r+uuknu�tlw�. �r�her�by�.sxi�ned anc3
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<br /> fn thc e�•ent of L total tal;in�ut'U►e Prope�t�•. thc prac...;is shall bt applic�i w tik wi��.,snuf�+1 Gy t;�is Se�urity Instrum:nt.
<br /> whether ur tuK thcn due, wid� any excess paid to ik�rrow•er. In the e�•ent of •r partial t;�king of �he Property in which the fair
<br /> n�rl•et valuc of the Property immediateiy befarc thc tai:inF is equ•rl to ar Freater than the :+nwunt af the sums secured by this
<br /> Security In.ueument inuiwdiately befo�e the ta{:ing, unl�ss Borrower and Lencl�r otherwi�e:�gre�in w•riting,the sums xcured by
<br /> this Strurity Instrument shall be reduceei by the amount of the proceeds multiplicd by ehe following fraction: (a) the tol�l
<br /> amount of the sunu secured irrunedi�tely before the taking, divided by(b) the fair ourl•et value of the Property inunediately
<br /> before the talcing. Any balance shail be paid to Bomower. in the event of a partial taking of the Praperty in which the fuir
<br /> market value of the Property inmxdiately bcfore thc taking is less than the anwunt of the sumc sccurcd in�nediately before the
<br /> taking,unless Borrower and Lender otherwise agree in writing or unless applicable law othenvise provides. the proceeds shall
<br /> be�plied to the sumc secured by thia Security I�utrument whett�er or nc�t the sanu are then due.
<br /> . !f�ht°:op_rty Es^.bsndoned by Borrvwer,or if, after nMice by Lerui:r to Borrower that the condemnor offers to make an
<br /> awar�or settle a cl�im for damages,Borrower fails to respond ta Lender within 30 clays aRer the date the notice is given.
<br /> Lender is authorizod to collect and apply the pruceeds,at its option,either to restoratton or repair of[he Property or to the sums
<br /> secured by this Security Instrument, wheiher or not then due.
<br /> t�nlpcc lu�der u�d Barrower aherwise a�ree in writing. any application of proceeds to principal shall not extend or
<br /> postpone the due date of the morahly payme�z�a ret'erred to in paragraE+t►s 1 and 2 or changc the unount of such payments.
<br /> 11.BorroK�er Not Released;Forbe�t�ace By Lender Not A Wsti��er. Extension of the timc for payment or modifiratio�
<br /> of amortizuion of the sams secured by this Security Instrument granted by l.ender to any successor in interest uf Bonower shaq
<br /> not operate to release the liability of the original Borrower or Borrower's successors in interest. Lencier stiaU nat be required ta
<br /> oommence proce..dings�ainst any su�;cESSOe in intctest or refuse to extend time for payment or otherwise modify.urwrti7ation
<br /> of the sums secured by this Security Inctrument by reason of any demv�d made by the origicnl Bonower or Borrower's•
<br /> successon in interest. Any forbearanoe by L.endzr in exercising siny right or remedy shall not be a waiver of or preclude the
<br /> exercise of any right or remedy.
<br /> I2. Sucassors And Assi�as Bouud;Juint nnd Several l.tab7ity; Co-si,gners. The covenants and �reerr�ents of this
<br /> Socuriry Instlument shall bind and benefit the suco�ssors and ascigns of Lender and Borrower, subi� to the p:ovisi�uu of
<br /> paragraph 17. Sorrower's covenanu and agrer�nents sh�ll be joint u�d several. Any Borrower w�ho co-signs this Socurity
<br /> Instrument but d.xs not execute the Note: (a) is co-signing this Securiry Instrument only to mortgage, gr.utit �nd convey tlwt
<br /> Borrower's interest in the Pcoperty uncler the termc of thic Security Instivmtnt:(b)is not persnnally obligatod to pay the swns
<br /> secured by this Security Irutrusrnnt: and(c)agrces that L.ender and any other Borcower may agree to extead.modify.forbear or
<br /> maice aay xcamnwdations witn regani w iiu isrsns ui u�is�a,w,iiy i��i.��.e+.�ve'u`�c;�Cnc iiiiiiw:it Ltiii a°+�1.'itf::w':w21w,."'S:. � �-
<br /> 13. I.oao Charges. If the loan secured by this Security Inutumeru is subjeci to a law which sets t�ximum loan charges,
<br /> and that law is fuially interpreted so that the interest ar other ioan charges coll�or to be collec'.ed in corutixtion with the
<br /> loan exceod the permitted limiu,then: (a)u�y such loan charge shall be reduced by the amount nxessary to reduce the charge
<br /> to the pem►itted limit:and{b) any sums already collected from Borrower which exceoded pemutted limits will be nfunded w
<br /> Bosrower. Lender may choose to m�lce this nfw�d by reducing the principal owed under the Note or by m�king a diroct
<br /> payrt�t to Borrowu. If � refiu�d roduas Qrincipal. the reduction will be ueatod as a partial prepayment without any
<br /> prepayment charge uoder the Nou.
<br /> 14.Noik�r.Any notice to Borrower provided for ia this Sacurity Insttumeat shaU be given by delivering it or by mailing
<br /> , it by first clzss mtil unless applicable law roquires use oL•another nteihod. 'i'ttie notice shall be directal to the Proporty Address
<br /> or sir►v other address Borrower designates by notice to I.ea�der. Any notice to Ler►der st�li be given by first class mail ro
<br /> lr.nder's addras stated herein or any other address I.ender designates by notice to Borrower. M}•notice provided for in thi,s
<br /> Socurity Inutument shall be deemed to ha�e been given to Borrower or Lender when given as provided�in this puagraph.
<br /> 15.Govemio� I.aw; Seva�aWllty. This Security Instrument shall be govemed by federal faw and the law of the
<br /> jurisdiction in which the ProQerty is located. In the eveat that any provision ot clause of this Security In,Wumetit or the Nou
<br /> conflictc with applicable l�w,such eonfliet shall not affect other provisions of tliis Seeurity Iasinunecu or the I3ote which can be
<br /> given effect w•it8out the conflicting provision. To this end the provisions of this Security Instrument arsd the Note are declarod
<br /> to be severablt.
<br /> 16.Borrower's Copy.Borrower shall be given oae oonfornled copy of the Note and of this Security Instrument.
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