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<br />. i 7�OGfiTNF.R WI7'tt ull the improvetnen�s now or hercaft�r cralal an th�:ProPcrtY�anc! 8U casemcn�c,aPW+ru;tianccs,and
<br /> Gxtures now on c�rcaftcr a parc of thc propcity.All rcplacemcnts and a�Witions shall ulso bc.w�•crod by this Socurity In.etrumen�.
<br /> All 04'thc[u�regoi�g u refe,T3d t�in thi:5c:.urity Instram:at as the"Pro�x;rty"
<br /> BORROWFR CaVfiNANTS�wt Borrower i�lawfully s..is:,.�l of thc esLZte her�,by conveyed und has the right w grant end
<br /> c�nvcy thc Pro}xrty and �h�t thc Peo�ty is uncncumbcr�,cxc�t for cncumErunccs of record. Bwmwcr warrants anil will
<br /> .+�„o���.;.,,i.,,,��.u.�}�t,.rp�hr P.�ny ag�inct s+ll claim.c and dctnancts.subloCi to iwV Ct�curabrenCCS of roCOrd.
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<br /> - Tril� �Ei.iT�i'I"i iivaTRi.7i��+., �«uur.,��,i:..,.N. ��H's::aL^ f�aW.^:.al u�, snsi r�-s.s:ifomz c�ve_�u� w_h mitcxl
<br />� v�riations by jurisdiction w constiwte a uniYorm secarity inswment covesing nal propertY•
<br /> LJNIFORM COVEiVANTS.Bcxmwer astd Leruiet covasant and agrec ac follows:
<br /> 1.Paymeat of Pri�clpAl nad Interest;Prepaymeat Aad Lxtc Ci�r�rs. Borrowcr shall promptlY paY when duc 1hc
<br /> principal of and interest on the deb:evideaced by the Note su�d anY P�Y�,�en[and late charges due under the Note.
<br /> 2.Fuuds for Taxes aad Iasurana. Subject to upplicable law or ta � wriuen waiver by Lender, Borrower sha11 paY to
<br /> l,ciufer on tLc daY rtwnthlY PaYmeuts arc due undcr thc Notc.unW tt�e rote is paid in fuU.a sum("Funds")for:(a)Yearly taxes
<br /> and assessments which rr�y attain priority over this Security Insuununt as a lien on the['ropetty:(b)Yearly lcasehold payme�►ts
<br /> or grou�ul rents oa the Property,if any;(c)Yearly bazard ar pcoperty insuranee premiums;(d)Yearly flood iruurance premiumc.if
<br /> �Y:(e)Y�1Y �aBe insursnce jxemiums.if anY:and(�any sums p�yable by Borrower to I.eiuler.in accordance with the
<br /> pcovisions of paragraph 8. in lieu of the paytnent oi mortgage iasurar►ee Premiunu. 'Ihese items are called "Fscmw Icems."
<br />_ Le,�der may,at any wr�e,colleci and iwic7 Fwuis ir�w�an�i na to r.zce�tf tt�.;.m9xi.R:tim�.�„�.�n�s le!!der fer a fe�eietully related
<br />- :nortgage loan may require for Barower's escrow account under the foderal Real Estatc Setdemeni Procodures Act of 1974 as
<br /> amended from time to time.l2 U.S.C.Secdon 2601 u stq. ("RESPA"),unless another law that applies to Ihe FLndt sets a lesser
<br />�� amou°t If so, I.ender may,at aay time,collect and hold Fuads in an amount not to exceed the lesser amounL I.ender may
<br /> es�mate the amoaat of Funds due on the 6asis of cw=eat data and nasoaable estimates of r.xpendinu'es of future fiscrow Itcros or
<br />_=� Qlherwise in accordance with applicabk;iaw.
<br /> 7tu Fe�ads s1�11 be held in an in.criWtion wtwso deposits are ins�red by a fedcral agency,instrumentaGty.ar enrity(iueluding
<br /> L.etufet.if Leadet�c such an insaWtion)or in any Feck,ral Home Loan Baok.Lettider stwll zpply the Funds to pay the F.scmw
<br /> Itea0.s.I.e�ultr may aot charge Bortower for holding aad applying the FundS.atemuallY aaalY�g the escxow account,or ceci�,�ing
<br /> a tha fiscrow Items.�nle,cs I.ender pays Bocrower interest on ttu Fut�s and ap�icabk Iaw pernuts Ixaui�i���.+�a:,r,o:bw
<br /> Howeva.I.ender may require Bort�owu to pay a one•time ct�arge for aa independcat real estate tu reporting service use:l by
<br />_� I.ender in coanecdan with this loaa,unkss applicab:e law provides otherwise.Unlesc ao a�esnent is made or applicable law
<br />_, requires inkrest to be paid,Lender shall not be roquiral to pay Bortowu any interest or�aiags on the Fuads. Borrowtr aad
<br />°- I,endcr may ag�ee in writing,however,that iatzrest st�all be paid oa the Funds.Lender st�ll give to Borrower,without charge.an
<br /> annual accounting of the Funds.showing credits aod debits to the Fuads and tlye purpose for which each debit w tho Funds was
<br />:- made.'fie Fut►ds are pledged as additional securiry for all sums secured by thic SEx,urity Iattnunent
<br /> If�Funds deld by I.e�der excoed the actw�wis permitted to be held by applicable law,I.eader st�all accouiu to Borrower for
<br />— the exoess Funds in a�cord�nce with tLe requireme�►ts of applicab3�law.If the amount of the Funds held by I,�,nder at any aine is
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<br />— not su��ci�r►t m pay the Fscrnw Items wheA Gue.l.ettaer may so notiiy�sorcowtr m writ�g,�d,in suu�i;asc 8ur.uwc+�a++�y �
<br /> to I.erxler tbe amount ncoessaty to make up the deficie�cy. Bo�mwei st�a11 u�ke up the deficieacy in no more thaa twelv�
<br />— ��Y PaY��at I..entkr's sole discretioo.
<br /> _ UP�PaY�t in full of all swns secarod by this Sectuity Ic�saumelu,i.e�ulci sha11 P�P�Y refiuW to Borrower any Fuadc
<br /> he]d by Le�der.If.utrder paragraph 21,I.ender sha11 acquire or sell the Propercy.I.ender,Prior to the acquisition a sale of the
<br /> Prupaty, shatl appty any Ftiacls held by Le�^.des az the�ne of acquisitioa or sale as a crodit a�aiast the aums secuned by this
<br /> SocWity I�struttuet.
<br /> 3.Application of Pay�meata Unkss applicab3e 1aw provides othe�+ise,all paymeats received by I:e,ader under pma�a�hs
<br /> 1 aad 2 s�ll be applied: first.to anY P�I�Y��charges dne tu�der the rlote:seco�ul,to amounts payable nnder pe[agtaph 2;
<br /> third.w'saterest doe;fourtb,W PrinciPal d�e;and iast,to any late cbarges dsu under the Note.
<br /> 4.Char�es;Lieas. Bomowu st�ll pay a11 taxes.assesune�s� cl�ar6es, fiaes and impositioos auributable to the Pr�oQaty
<br /> which may�traia prioricy over thic Security Insvument,and leaselwld paymentc or ground rent�.if any.Borrower shall pay these
<br /> — obligations in the n�saer provided in pacagraph 2,or if not paid in that n��et.Borrower sSall pay them on timc dircctly to thc
<br /> person owed PaY�t Borrower shall P�P�Y fumish w l,ender all notices of amounu w be paid under this paragraph. If
<br />— Barower m�lces these payma�ts dirxtly,Barower shall P�P�Y fumish w Lsnder raceipts evideacing tLe payments.
<br /> i Borrowa shall P�P�Y disc'II�rSe any liea which Gas priority over this Security L�su�rmeat unless Barower:(a)agKes in
<br /> writic►g to ttie PaYmeat of the obligation serured by the liea in a mannu acoeptable tu I.ender;(b)cwitats in good faith tLe lic,n
<br /> by, or defwdS �gaiast enfocr,�meat of the liea ia, 1e8� P��bs which in the I,ender's opituon opet'ate to pcevet�t the
<br />_-- enforcernent of the lien:or(c) secures from We holdez of the liea�n�gre�ment satisfaccory w I.ender subordioatiag We lien to
<br /> this Socurity Instiuraent If I.etuler deurmines that any part of the Property is subjest to a lien which may att�in p�iority over this
<br />-- Security L�suument,L,eiules may gice Bozmwer a notice iclentifying the liea.Barower sha11 sazisfy the lien or talce one or more
<br /> = of ti�e acrioas set forth above within 10 days of the�i.viag of notice.
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