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<br /> 5. H�z�r�ar Prapesty Ia�us�ace. Barrewer stull kap tt►e irnpro�•ements now eyistin�or hereofter crectod�n __'
<br /> tho ProFx:ty insurad a�oinst losa by tir�.h�zards included within the urm 'eYtendod covan�o" and�ny ather ha•rards, �-,,
<br /> including floods or tloodinQ,for which Lender eequirea insuranca.This inswtnce shall be mtintainocl in the amot��L^
<br /> and tor the periods that Lender reauires. The insur�nce carrier pcaviding the insurnnce shall be chosen b�y Borcow�r E_
<br /> subjoct to Lender's sP{+ro�al which shall r.at 6e unreascmably withheld,If Borrower f�ils to m��ntain coveeo tl describod �
<br /> nL�eve, l.nnder may,st Lendec's optian, obtrin co�era�o to protoct Lender's rirhts in the Prnperty in accordanee with �
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<br /> Atl�nsursnce policics and renewals ehall be sccepwble to i.ender end siu�il i��cS�a �.�..• •��-
<br /> Lender sha11 have the right to hold the policies and renewels,If L.onder cequires, Bonower shall p�omptiy �ivo to `,_
<br /> ' Lender all receipu of paid premiuma dnd ronewat notices.In the everd of loss,
<br /> Borrower shall give ptompt notice to the �
<br /> insurance camer and Lender.Lender may m4ke proot of loss if not mule pcomptly by Borcower.
<br /> Unless Leuder�nd Borrower otherwise aEcee in writinE,insurance proceeds shall ba applied to restoration ar repair
<br /> of the Prop:rty damA�ed,it the restoretion or repair is economicallp fasible and Lender's socurity is not lessened.If the
<br /> i restoration or repiir is not economically icesible or I.enckr's security would bo lassened.the insurance procoeds shall be -
<br /> • applied to the sums stcurod by this Security Instrument,whether or aot then dur.with any�xcess paid to Borrower.lf �
<br /> Borrower abandon�tho Property.or does not answer wittun 30 days a notice irom Lender that the insurance carrier hns
<br /> � offere�i to settle a clnim,then I.�nder may collect the insurance prceeeds• undes may use the proeeeds to���" �
<br /> restore the Proporty or to pay sume secured by this S�uritj Instrument,whether os not then dua'The 30'day P� � E
<br /> be�in when the notice ia givcn. lication of roceeds to principal shall not extond or =
<br /> (Jnless Lender and Borrower otherwise agra in writirg,any app P _
<br /> postpane the dua date of the monthly payments reierred to in puagrsphs 1 and 2 or changc the amount of the paymenta. _
<br /> � II un3er paragraph 21 the PropertY is acquirod by Lender, Borrower's si�ht to any insurance �,wlicies and proeeeds -
<br />�� resultinE from damaYe to tha Property prior to tho acquisidon ehal�pes9 to Let►der t°th°exteat og the sums secwal by _
<br />�t� this 5ecunty Instrumcni icnrn�is::,ll'�.i�r tu the 3c�r;cit�on. _
<br /> 6,Occupancy.Pr�serv�tion,Maintcaaaca sad Protection ot the Properts;Borrower's iosn r�pPiii,i::�n;
<br /> Leaseholda. Borroaer shnll occupY,establiah.and use the Property as Bon'ower's pnncipal �de���esi�y��
<br /> a f u r t h e e x x u t i o n o f this Socuri t y Instrument and shall continue to occupy tho FroPert�' P _
<br /> � residence for at least one year aftcy'the dau of occupancy,u n lese L e n d e i'o t h e r w i s e t e r x s i n w r i i i n g,w h i c h c o n s e nt s}�11
<br /> S not be unreasoaablY withheld,or unless exteauating c�rcumsinnce,zsis�Rhich ar��;ond Bc�rmwe+'s conVol.Ban'ower
<br /> =i shall not destroY.damage or impair the PropertY.
<br /> allow the Propercy to deteriorau.or commit waste on the PropertY•
<br /> '� gorrawer shall be in default it any forfeiture action or proceeding,whether civil or criminal,is be�un that in I.en�er's
<br />;:� good f�ith judgment coutd result in fortdture of the Property or otherwise materially impsur the liea created by�thin
<br /> �� SecuzitY Instrument or Lender's security interest. �to b� dismiss�d ith s rulang that r n�I,e�der's��ood faith
<br /> == puagnPh 18. by causin8 the ac�ion or proceoding or othes maurial imp�irment of the licn
<br /> - detesmination.Prxludes for[eiture ot the B orrower's in u r e s t in the Pso p e r t Y
<br />-- created by this Security Instrument or Lender's security interest.Borrower sha11 also ix in ckfault if Borrower�during
<br />-= the lwn applicadon process.gave maurislly false or inaccurata information or statements to I.ender (or falod to
<br /> - provide I.endra'with any mst�nal information)in conaection with tha loan e�dencod��resideuce. If this�Soct:rity
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<br />�= Instrument is on a leasehold,Borrower ehall comPlp with alI the provisions of the lease.tt ZsorroWa'aalui�,°°�"�'^'
<br /> n+ tho property,the leasehold and the fee title shall not mergc unless Lender a8rees t°th°m-rSa�n writin�.
<br /> s� ?,Protection ot Lender's Ri�bts ia the Property. It Bonower fsils to perYorm the covenante and agrxments
<br />- contained in thia Soc�uity In�trument.or there ie a leg�u.ro ieedi�ta��tion�orilfotaytw�e or W�etrif�or eh aws or
<br />:;� property (such as a proceeding in bm1cruptcY. Pro � tect the value oi the Property uid I.ender's
<br />._� ngulirions),then Lender may do aad p�y for whateva is nx�ry Pro
<br />-� rip,h4s in the Pcoperty 1.enda''s �tions may include piying u�y sums sxured by a lien which t�prionty ova this
<br /> � Secwity Instrument,sppr,�ring in court,paying reasonsble attorn�ys fees aad enuriag oa the Property to make repairs.
<br /> -� Althou�h I.ender may taice action wsder thns panSraPh 7,Lender das not have to do so.
<br /> Any amounts disbursed by Len�r u:.�er th'ss psragrsPh 7 shall become�dditional debt of Bornower secured by this
<br />= Socurity Instrument.Unless Borrower and Lender agree to other terms ot payment,nthesece frora Leader to Borrower
<br /> �" from the date of disbwsemeat at the Note rau aad shall be payable,with iatecest,upo
<br /> = i'e9ucstin8 PaYment.
<br /> � 8. Mortgaje Inaunace.If Lender required mort�ag�insurance a�s s condition of malu����ou►f a�If for aay
<br /> � Secwity Instrument.Borrowe:s�iall pay the premiums required to muntain tho mort�a�e'
<br />:�-� reasoa, the mortgage insururce coverage reqwred by Lender lap�es or ceases w be in effocLiouslf y n effectlataycost
<br />� premiums roquired to obtain covera�e substantially equivalent to the mortgsge insw�y '3pren effect, from aa alternau
<br />'� subeuntially oquivdcnt to the cost to Borrower of the mortgage ii�surance pre
<br /> �- mort�age iasurer appro�ed bY Len�• If substanUally eqwvalmt mort�age insw�usce covetage is not available,
<br /> = Bonowa sball pay to Lender each month a sum equal to ane-twditb of the yearly mostgaQe insuraace prcmium being
<br />,,� paid by Borraaer when the insurance coveta�e lapsed or ca�.sed to be in effect.ments��ma�CP�1 S�b�s�'�9u rod,
<br /> p�ym�ts as a toss reser�e in lieu of mortp,a�e insuranca Loss re��° P°Y
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