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201004344
<br />(C) "Lender" is U. S . flank N.A.
<br />Lender 15 a National Association
<br />organized and existing under the laws of The United states
<br />Lender's address is 4801 Frederica Street, Pwenshora, KY 42301
<br />(D) "Trustee" is Mr . Thomas Locher
<br />(E) "MFRS" is Mortgage Electronic Registration Systems, Inc. MERS is a separate corporation that is
<br />acting solely as a nominee for Lender and Lender's successors and assigns. MERS is the beneficiary
<br />under this Security Instrument. MERS is organized and existing under the laws of Delaware, and has an
<br />address and telephone number of P.O. Box 2026, Flint, Ml 48501-2026, tel. (888) 6'19-MERS.
<br />(F) "Note" means the promissory note signed by Borrower and dated o 6/21/2 010
<br />The Note states that Borrower owes Lender One Hundred Thousand and Oo/100ths
<br />Dollars
<br />(U.S. $ 10 0 , 0 0 0 . o o )plus iuterest. Borrower has promised to pay this debt in regular Periodic
<br />Payments and to pay the debt in full not later than July D 1, 2 0 2 5
<br />(G) "Property" means the property that is described below under the heading "Transfer of Rights in the
<br />Property. "
<br />(H) "Loan" means the debt evidenced by the Note, plus interest, any prepayment charges and late charges
<br />due under the Nate, and all sums due under this Security Instrument, plus interest.
<br />(I) "Riders" means all Riders to this Security Instrument that are executed by Borrower. The following
<br />Riders are to be executed by Borrower [check box as applicable]
<br />C] Adjustable Rate Rider ~ Condominium Rider [~ Second Home Rider
<br />0 Balloon Rider ~ Planned Unit Development Rider 0 1-4 Family Rider
<br />VA Rider ~ Biweekly Payment Rider ^ Other(s) [specify]
<br />(J) "Applicable Law" means all controlling applicable federal, state and local statutes, regulations,
<br />ordinances and administrative rules and orders (that have the effect of law) as well as all applicable final,
<br />non-appealable judicial opinions.
<br />(K) "Community Association Dues, Fees, and Assessments" means all dues, fees, assessments and other
<br />charges that are imposed on Borrower or the Property by a condominium association, homeowners
<br />association or similar organization.
<br />(L) "Electronic Funds Transfer" means any transfer of funds, other than a transaction originated by
<br />check, draft, or similar paper instrument, which is initiated through an electronic terminal, telephonic
<br />instrumenk, computer, or magnetic tape so as to order, instruct, or authorize a financial institution to debit
<br />ox credit an account. Such term includes, but is not limited to, point-of-sale transfers, automated teller
<br />machine transactions, transfers initiated by telephone, wire transfers, and automated clearinghouse
<br />transfers.
<br />(M) "Escrow Items" means those items that are described in Section 3.
<br />(N) "Miscellaneous Proceeds" means any compensation, settlement, award of damages, or proceeds paid
<br />by any third party (other than insurance proceeds paid under the coverages described in Section 5) far: (i)
<br />damage to, or destruction of, the Property; (ii) condemnation or other taking of all or any part of the
<br />Property; (iii) conveyance in lieu of condemnation; ar (iv) misrepresentations of, or omissions as to, the
<br />value and/or condition of the Drapery.
<br />(O) "Mortgage Insurance" means insurance protecting Lender against the nonpayment of, or default on,
<br />the Loan.
<br />2200040657 D_V6ANE
<br />NEBR45KA -Single Family -Fannie Mae/FFeddle Mac UNIR7RM INSTRUMENT W MERS
<br />~•BAiNE)coaia; Page 2 of 16 i,,;va Form 3028 1/01
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