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<br /> T(�E'i'tIE12 WI:H all thc intpru�•enknt�txiw or hereafter erected an the prupert}•. �iu!all ea�c:nxnts,uppu�t��u�xes.:uxi
<br /> � fi::wrC� �w�w nn c�re:after u 4�an cif the pn�peny. All replacemenis :�nd :xlJitions �hull alx� ht� ����'�rcd by lhis Security
<br /> liwrunkm. All ui'1ik G►►zhai���*is rcf�rr�nl tn in thi�Sccurity Ina�u��xut a�ilk"F�����s.rty."
<br /> BURlZUW�ft COVLNANTS ttwt[i.rrrnw.r i. I�ufully seiseJ af thr c�tatc hcrch�•roii��c>'a1:uw1 h++ thc right tu grsnt:u�d .
<br /> cum•cy Ihc Pmperty a�xi th;�t thc Pruperty i. u�k�uuiut�c�ctil.�rrcpt P��r ciwun�br.ui���ai�rcrur�. Bun'nw�cr ��arr,�iuti aixl will _
<br /> � da;t��t�l�cncrrUy thc title to thr Pro�n�•:�aimt ull rl�in�.ti anJ d�n�:u�l., tiuhje.t to any rncumhrunr«„f'r�rurJ.
<br /> TNIS SECURIT'ti' {NSrRUAtENT rnmbi�ks aniFu�•m racc�kuus fur iutiun:d usc a�x1 non•uniti�rm c���•ciunt: with liulitcd
<br /> � vlris+tiun.by juritialic�ion to ronstitute a unifurm utiuric}� instrwtunt coccring r�.+l pr.��ny•
<br /> UNII'E)Rht COVENANTS.&►rrow�er aiw!C.c�xlcr���cn:u�t:u�d aFece a�f:���u�+'�:
<br /> _ .. �„�„ ���«,,... a..rn,w�N� �hall nnmtntl}� PaV w�fun �ur ll�t
<br /> .-� 1. p3iVWCA1 0� �'f{ACI�la1 QAa IQLCfi:ll: r1YiwJ�uriii ia.-,v »•. w_--. _
<br /> principal ul'and interc�t c,n�h:eleht c��idenced by the N�.te and any prcpayuwui aw�at�:hart.^::c3s::�rv.ler!he N�u��.
<br /> 2. Funds for Taxes and Iwursmce. Subject ta applir:�blc I�w or to a writtcn wai�cr by l.endcr. &�rruwcr shal{ pay to
<br /> Le�uier on tiu d:�y nu�nthly paynxnts are duc un3cr Nu Nute,until thc hotc is paid in full.:��um l'Fwxi�"1 fur:l�)y��y��c�
<br /> ;uxl as.ussnunts H•hich rr�ay attain priority over this Security inatrumcnt as a licn on the P�upercy: lbl yearl} le�sehold{�ayments
<br /> - or ground cents on the Property,if any;(c)ywrly h:uacd or propeny insur,►nce premiums:ld)yra��y flcxxi�nsurance premiums,
<br />. �� if any:(e) yearly mortgage incur,uke premiunu. �f:u�y; and(fl anY�ums payable by &srraw•er to L.ender,in accardance with
<br /> - the provisians of paragraph 8, in lieu of the payment of nu�rtgage iruurance premiumc. Thcse itenu are called 'Escrow lt�nu•"
<br />'�g ixndcr may, at any time, collect attd hold �unds in an amc�unt not to exeeed the maximum anu�unt a Iender for a federally
<br /> �� re►ated mortgage la�n may require for Bottower's escrow account under the federal Re:►1 Estate Seulement Procedures Act of
<br /> � 1974 as anunded from time to time, 12 U.S.C. Section 2601 er seq. ("RESPA"), unless another law that�ppl►es to the Funds
<br />'� sets a Iesscr amount. If so. Lender maY, at am imu. Loltect and hold Funds in an amount not ta exceed the Iesser amount.
<br /> = Lender may estimate the tinount af Funds due c� the basis o�current data and re«sonablc esamates af expenditures of future
<br /> — Fscrow Items or otherwise in acm.�+�anee with applicable law.
<br />��� The Funds shall be held in an institution whose �epos:[s are insured by a federal agency. in�trumentality, ur entiry
<br />—= (including Lender,if Lender is wch an institution)or in any Federal Hvn�e Loan Bank. 1-ender shal!apoly the Funds to pay the
<br />�° Fsc:row Items.L.endes m�►y no�charSe S""uwe�f�:h�a:�i::g:a:d�,plyi�g!�Fundc,annually analY�ng the escrow aceount.�r
<br />-�. verifying the Escrow ltemc,unless Lender pays Burrower interest on the Funds and applieable law pernuts Lender to m�ic�such
<br /> — a charge. How�ever.Leruler may require Bosrower to pay a one-time chargz for an independen�real eatate tnx reporting service
<br />— r,�d by I,ender in connection with this loan. unless applicable law provides otherwise. Unless an agreemeot is made or
<br />=� applicable law rcquire� interest to bc paid,Ler..a.er shall not be required to pay Borrower any interest or eamings on the Funds.
<br /> - Bonower and Lender may agree in writing, hoxever, that interest shall be paid on the Funds. Lender shall give to Borrow�r,
<br /> — without chargc. an annual aeccwnting of the Funds,showing credits and debits to the Funds and the purpose for which each
<br />�,j deE�it to the Funds was rnade. The Funds are pledged as additional security for all sumc secured by this Security Instrument.
<br /> - lf the Funds held by Lender exa�d the am�unts permitt�to bP:held by applicable law.l.ender shall account t�Bonower
<br /> �- for the exc..ss Fu�ds in accordance with the res�uirements of applicable law. If the a�nount of the Funds held by Lecw:r�t any
<br />—_ time is iwt wfRcient ta pay the Escrow Items when due,Lender may so notifi BotiTOwer in writing,and.in such case 6orrower
<br /> s1tia11 pay to Le�xier the arnoum necescarY to make up the deficiency. Borroxer s,hall make up the deficiency in no more than
<br /> tweive monthly pay rnenu.at Lender's sole discretion.
<br /> Upon payment in full of all sums seeured by this Security Instrument, Lendtr shall prompily refund to Borcower any
<br /> gL;,�„;;_�.��� i��r._ tf,nncier nan¢r�h 21. Lender sha�l acquire or sell the Propem•.Lendcr,prior to the xquisition or sale
<br /> -- of the Pcoperty. sha0i app1Y ��Y Funds held b�l.ender at t�;time of acqui�icion or sale as a cred�t agtinu tne sums�ccu�ai�,Y
<br />-'�° this Security lnsttument.
<br /> - 3.Applicatlon of Pi►ymeats.l)nless aPplicable law pro�-ides othertvise,all payments received by Lencier under paragtaphs
<br /> �and 2 shall be applied:first,to any prepayment charges d�e;,under the Note;second,to amounts payable under p�ragrayh 2;
<br /> third,to interesi due:fourth,to principal due:and lazt. to any late charges due under the:�ote.
<br /> 4.Charges;I.ieas.Borrower shall pay all taxcs. assessmenu, charges. fines and impositions attributable to the Yroperty
<br /> which may attain Evioriry over this Security Instivment. and leasehold payments or ground rents. if any. Borrower shall pa�
<br /> these obligations in the manner provided in paragraph 2.or if not paid in that manr►er.Borrower shall pay ihert►an time directly
<br /> to the pecson owed payment. Iiorrower shsl(pro�.i�tly furnish to Lender all notices of amcwnts to be paid under this pa�~agraph.
<br /> If Borrower makes these payments directly,Bonower shall promptly fumish to Lendcr receipts evidencing the paymenu.
<br /> Borrower siiafi ptomp.ly dis^.harba any tien which hac priority over this Security I�utrument unless Borrower:(a)agrees in
<br /> writing to the payment of the obligation secured 6y the lien in a m�nner acceptzble W Lender.(b)conttsts in�ood faitt�the lien
<br /> by. or defends against enforcement of the lien in, legal proceedings which in the Lender's opinia�n operate to prevent the
<br />--- enforcement of the lien;or (c)secures from the holder of the lien an agteement satisfactory to Lender subordinating the lien to
<br /> - this Sacurity Instrument. If L.ender detettnines that anY Part of the Property is subject to a lien which may actain priority over
<br /> this Securiry Instrumenl. I.ender maY 8ive Borrower a notice identifying the lien. Borrower shall satisfy the lien or take one or
<br /> more of the actioas set forth above witfun 10 days of the giving of notice.
<br /> ionp 3028 9190
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