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<br /> S. �i�rd or Nrupei'ty lawrtwcr, k3urrawcr sJwll lcep tRc in�ru�cnx•i'us �ww e�i��ing or t�erwRcr crcctal on the
<br /> Propen}� i�uurod u�ui�ui I�us by firc. hacard�in�lwktii within tFk tc�m "ext�nck�l cu►•rr:�c" tuxl u�t}• tdlkr IwrrJa, irnlu�iing
<br /> flcxwls ur fl.xxiing. fur whi.h l.axier r�yuires iiuur�re. 7'his inaut�t►r�h:dl hr nwlnt:ti�k�l in ttw:u�wwnts�uxl fur the ptricxls
<br /> ttut l.ctxkr n'yuires. 1'he ituur:uke �arrirr �yru�•i�l���t�he ii�wrruxe�it:►11 he rtu��n hv &�rroKrr�uhj�tit ta l.cixkr'. :�ppre+aal
<br /> whk�h .f►�tl iMN t+t uiu����wt+ly withheW. If li��rn�uer failc ta nui�u;un �uti�ra�;; �k.rritxxl atxitir. Le��kc nn�. au l.e�xler's =.
<br /> apti�Hi.��tuin�v��•cr.►gc tu prutctit l.cixfe�'s right�in the!'ru�ny in w�wJ:uxe�►•ith paru�;ra{�h 7.
<br /> All inwr�xe �x�licie�anJ rri�ewalx xtull hc •rc�rpt:�Nte tu l.ciKlr.r.ux! .t�ll ��klwk� .tr�xl.►rd nwrtg:y;c:IauK. l.rnder
<br /> .h:►II ha�r�lic ri�Nt tu tN�ld�i�c��lkic.�►nJ r�ixw•rl�. If L.cixkr n,yuiR�.&n�n►wcr+lull p�au�+tly�;i�•�tu IanScr:tll r��ciptc of
<br /> pxid prcmiunu urtil re��cwal ixxi�rs. In the r��ent��i'lu��, li���mw�e�.hall Live prumpt nutire tn tl�e insuraix�e carricr a�xl I.c�xlcr.
<br /> i.crnirr tt�y nuir pn.ot ot ii,e�ii►xu muir pmn�iy o��w�rraw�er.
<br /> Unlccc l.rrxkr atxi Bom�w•cr Whetwik:u�rce in wriling,inaur;uuc pnxcccic sh�ll t+c upEslicJ tu re�tora�iuo ur np:tir of the
<br /> i*n�rt} �fian���i,if[he reuorati�u�ur reMi�is u:���xuiucally fe�ibte:uid�crxfer's�.uri�y ic�xx I�...�eiu�J. if tlw re�toraiiun ar
<br />, rcpair is nat cco�xunically f�cihlc�u Lcrxkr's sc�uriiy w�wld bc lesscnal. �hc iawr,ukc prcx�cccls�t►all hc applicd to th..wmc
<br /> .aurai by this Socurity In�trument, whethec u� �aK then Ju:, with :+ny rxre�s paid to &�rr�w�er. If Bnrrow•er ab;uwlixu tlx
<br /> Pn�erty, or de�es nut ancw•er within 30 days a n�uire Enun Leixlcr ttwt thr in.cur.�ncc carcie�ha.�ofleral to seule a daim, then
<br />- Lc:ndcr nuy callat thc inwr«ncc pnxatil►. Lcixicr nuy usc tlu proccpdy to rcpair o� restarc thc Propcny or ca pay sunu
<br />- sa�n�i by this Sccurity In.etrument.a•hether or rxu thcn due.The�0-day period will tkgi�i w�hen the ru�ticc is gi�•en. _
<br />_ Unles.c l.ender atui Borcc�u•er utherwisc ogrce in writiog. anY upPlicalion ��f praeeeds to principal shall nat extend nr
<br /> paatpone thc due date af tl►c monthly Ewymcnts Rferrai to io p:ua�rsphti 1 ;u�d 2 or change the;�nount of thc paymc�us. If
<br /> unde�par.�raph 21 the Pmperty is acquired by l.ender, l3c�rrowcr's right to any insurance policies and pm.�c.�e�1s rGwlting from
<br /> dan�age to the Property priar to the xquisition yt�all pass to L.ender to the extent of the sunu securod by this 5ecurity Instnur�t
<br /> immediately priar to the acquisition.
<br /> 6.Oocu�xacy�H�esenptlon,biaintenaACe aad Pe�otectkw of tbe Property:Borc�wer's l.cwn Applicytwn; Lencehotd9.
<br /> Barcower shalt occupy.euablish,and use the Property as Borrower's principal residence within sixty�ys aRer the execution of
<br /> this Socur+ty Instrument and sh�ll eontinue ta occupy the Property�c Borrower's principal residenee for at least one year after
<br /> ine�I:tie oi txcup:uk)•. unie�Ixntier oiiierwi�c:�rnea iu wriiiug. wi�i�i�wnae+u�iwfi �kri�wiieaxiYwbiy wiitu`�'riu.�ii uiucs: -
<br /> exte�uuting circunutancrs exist which are beyond Borrower's oorurol. Barow•er st�,zll not destmy. darnage or impvr the
<br /> Property, allow the Property to deteriorate, or cammit wa.ue on the Proptrty. Bonower shall be in default if any forf'eitur
<br /> action or proeoeding, whether civil or eriminal, is begun thstt in l.ender's good faith judgn�ent ecwld result in forfeiture of the
<br /> Property or otherwise mzterially impair the lien created by this Security Iasirumera ar L.cnder's security interest.Borroiver rr�y
<br /> cure such�defauit and reinstate,as pravided in poragraph 18,by causing the action or proceeding to be dismissed with a ruling
<br /> that, in Lender's go�d f�ith determinatian, precludes forfeiture of Uie Borrowei s interest in the Property or other n�aterial
<br /> irtspaimicnt of the lien creatod by this Securiry tnsirument or L�ler's security interest. Bonower shall also be in default if
<br /> Borrower,during the loan application process,gave materially false or inaccunte infomtiation or statements to I.ender(ar failod
<br /> to provide Lender with any material infom�ation)in connection with the loan evidenced by the Note,including,but r.ot limiud
<br /> to,representations conceming Borrower's occupancy of the Property as a principal resideaoe. If this Seeurity Inswmet�t is on a
<br /> Ieaselwld. Barrower shall comply with all the provisions of the l�ce. If Borrower acquires fa titl� to the Property. the
<br /> leasehold and the fee tide shall not merge untess Lender agrees to the merger in writing.
<br /> 7.P�ntection af I,�ad�r's Ri�hts ia We Property.If Borrower fails to perform the rnvenants and agreements oont�ined in
<br /> this Security Uuuument.or there is a legal praceedir►g that may signific�uly affect Lender's rights in the Property(such az a
<br />- }'�iaM.intii� i8 viiuTtiNia:j. �i-tii iac. tw wiwii:aiu�i2ivi�vP iCi iciii3�v Gi i'v aaii'wCi:iii"ii5 vi aa.�i3�iuGinj. ua"u�u.iw'�wa'aiiij:i�ws�.3 ... - .
<br /> pay for whate�•er is necessary to protect the value of the Property and L.ender's righu in the Property.Ixnder's actions uuy
<br /> include payina any sums securod by a lien which has priority over this Security (nstrument, appearing in court, p�ying
<br /> reasonable attomeys' fees and entering on the Property to make re�airs.Although Lender may take a�:tion under this par�graph
<br /> 7.I.ender does not have to do so.
<br /> Any amounu disbursed by Lender under this p�ragraph 7 shall b000me �dditional debt of Borrower sxured by this
<br /> Secvrity Incirument. Unless Borrower and Lender agrec to oiher termc of payment, these amounts shall bear interest from tl�e
<br /> date of disMusemau at the Note rate aad shall be payable, with interest, upon notia from L,cnder to Borrower requestiog
<br /> PaYiixnt.
<br />_ 8.Mortgage Iacur�aee.if Lender required mortgage insurance as a condition of making the loan secured by this Security
<br /> Fnsuument. Bonower shal! pay the premiums required to maintain the mortgage insurance in effect. If, for any reason, thc
<br /> mortgage incur�na cover�ge required by Lender lapses or cezses to be in effect,&xrower shall pay the premi�ns roquirai to
<br />_ obt�in coverage substantially equivalr.nt to the moRgage insuranoe previously in effect.at a oost substantially eyuiv�lent to tbe
<br /> cost to Borrawcr of the mortgage insurarsce previcusly in effeci, fmtn an alternate mortgage insurer approved by Lender. If
<br /> substantially equivalent mortgage insuru�ce coverage is not available.Borrowcr shall pay to i.ender each motuh�si:m equal co
<br /> ooe-twelfth of the yearly mcu�tgage inwrrnce premi�un beiag paid by Borrower whea the inwrance coverage lapsed or ceased w
<br /> 6e in effcd.I.cader will aocept, use and retain these payments as a loss reserve in lieu of mortg�e insurauce. I.oss reserve
<br /> FaRa 3028 9�t90
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