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<br />20100431 <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained in this Security <br />Instrument and in any Rider executed by Borrower and recorded with it. <br />Witnesses: <br />`[~"~ ~ ~ ~ (Seal) <br />Richard B. Kpefoot Jr. -Borrower <br />~-~ ~ ~ (Seal) <br />u ne A. Kpefoot -Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />[Space Below Thls Llne For Acknowledgment] <br />STATE OF NEBRASKA, Hall County ss: <br />On this 75th day of June 15. 2010 ,before me, the undersigned, a Notary Public <br />duly commissioned and qualified for said county, personally came <br />Julane A. Koefoot, a Married Woman and Richard B. Koefoat Jr., her Husband <br />to me known to be the identical person(s) whose name(s) are subscribed to the foregoing instrument and <br />acknowledged the execution thereof to be his/her/their voluntary act and deed. <br />Witness my hand and notarial seal at Grand Island, NE <br />in said county, the date aforesaid. <br />My Commission expires: ~- ~" 5 - ~ j <br />t,~ ~( ~ <br />GCMERALNOTARI~_S~teofNebraska DevraMcElroy -Notary public <br />DSVRA MCELROY <br />MY Comm. ~, Aug. 25, 2013 <br />NEBRASKA- Single Family -Fannie Mae/FraddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forrns Inc. (800) 446-3555 <br />LFI #FNMA3028 4102 Page 13 of 13 <br />