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..~. <br />~~ ~ ~ ~ ~ <br /> <br /> <br /> <br /> <br /> <br /> r` <br />W ter. <br />j ~ .;~ C7 <br />A <br />"".J ~ rr1 <br /> I~ ! ~ <br /> ~~ ~ ~ ~ _~ <br />~~ V7 <br /> <br />~~ ~ cra ~ c~-] <br /> c. ~ "' z <br /> O <br />r~ <br />W ~.~ <br />[Space Above This Line For Recording Data] <br />DEED OF TRUST <br />Loan No: 101231026 <br />DEFINITIONS <br />Words used in multiple sections of this document are defined below and other words are defined in Sections 3, <br />11, 13, 18, 20 and 21. Certain rules regarding the usage of words used in this document are also provided in <br />Section 1.6. <br />(A) "Security Instrument" means this document, which is dated June 21, 2010 , <br />together with all Riders to this document. <br />(B) "Borrower" is <br />Lisa M Nichols, a Married Woman and Frank C Nichols, Jr., her Husband <br />Borrower is the trustor under this Security Instrument. <br />(C) "Lender" is Five Points Bank <br />Lender is a Nebraska Corporation <br />organized and existing under the laws of State of Nebraska <br />Lender's address is 2009 N. Diers Ave. <br />Grand Island, NE 68803 <br />Lender is the beneficiary under this Security Instrument. <br />(D) "Trustee" is <br />Five Points Bank <br />P.O. Box 1507 <br />Grand Island, NE 88802 <br />(E) "Note"means the promissory note signed by Borrower and dated June 21, 2010 <br />The Note states that Borrower owes Lender <br />Forty Thousand DOLLARS and Zero CENTS <br />Dollars (U.S. $ 40,000.00 )plus interest. Borrower has promised to pay this debt in regular <br />Periodic Payments and to pay the debt in full not later than July 1, 2025 . <br />NEBRASKA- Single Family - FannleMae/FreddieMac UNIFORM INSTRUMENT <br />Form 3028 1/01 <br />Laser Forms Inc. (800) 446-3555 r <br />LFI#FNMA3028 4102 Pagel of 13 Inl <br />