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<br /> ' 6. Oocupwcyr ��rYAUOD� MainRewnce u�d Proteclbn oi the Propertyt Borrnwer'r L.oan Applicadoni _. ,�•,. -M�.^ :---_`
<br /> os Borrowcr's rinci al ra�idcnce wi�hin sixty days �=��u—
<br /> ^ . I,ease6oW�. Borrower�hall cecupy,eswblish,and uce the PropertY P P .� „ -_
<br /> after the execution af thia Sewrity Instrument and shdl continue to occupy tbe P�openy as Horrower's principal residence 'N.,,r�
<br /> tor at leatct one yetu after the date of occupancy, unkss Lender o t h e rv v i s e ag r e e s i n w r i u n g, w h i�h co nsent sFwll not be "`"
<br /> ' • unreasonably wiUdield,or unless extenuatin�circum�nces exist which are beyond BoROwer's conual,Bonower shull not ,..,i.-,.�.� �
<br /> destroy,dam�ge or impair the Property,allow the Property to deteriorete,or commit waste on thc Propcny.Borrower shull ,
<br /> ,. �� be in default if any forfeirore action or praeeding. whether civil or criminal,is begun that in Lender's good faith judgment
<br /> . could rewlt!n forfeiture of the Praperty or otherwise tnoterfa��Y impair the lien crcated by th�s Secunry Instrument ar L.ender's � �.-�_^--_�
<br /> ' secudry interest. Borcower may cure such a default ond rcinstate,as provided in pA�agraph 18,by cuusing the action or r _
<br /> procading to be dismissed with a n�ling that, in L.ender'i goad faith determinotion,precludes forfeiture of�he Borrawer's �
<br /> interest in the Property or other material impairment of the lien created by this Security lnstrument or L.ender's security t , . _
<br /> interost.Borroaer shall�Iso be in default if Borrower,during the loan application process,gave materially false or inaccurate � __
<br /> infomwdon or statements to Lender(or failed to provlde Lender with any mate�fal infornwtian)in connection with the loan �
<br /> evidenced by the Note,including,but not limited to,rcpresentatians concerning Borrower's occuparcy of the Property as . ,:r'`;::°
<br /> a pdncipa!residence.If this Security Instrument is on a leasehold,Borrower shall comply with aU the proviaions of the lease. �i �
<br /> If Borrower acquircs fee tide to the Property.�he leasehdd and the fce tide slwll not merge unless Lcnder agrces to the
<br /> . merger ln writing. • -
<br /> 7. prMecdon of Lender'�RlQhts iA ttl�e Propert9. If Borrower taUs to perform the covenants end agreemenu ��;.�:�.:,,,,
<br /> ,,.__.__
<br /> s ��.�� �. wntained in�hls Secudty Inatrument.or there is a legal praceeding that may signiflco�dy affect Lender's rights in Ihe Propony � .
<br /> ��' �' � (such as a pracuding in bankruptcy.probate, for condemnation or farfeiture or to enforce laws or regulatians).then Lender �•
<br /> ,�:•-�:�
<br /> • may do and psy for whetever ia necessary to pratect the v�lue of the Property and l.ender's righu in the P�roperry. l.ender's ; !
<br /> ' �• . actions may include payiag any sums secured by a lien which has priority over this Security lnstrument,appearing in court, t � ,
<br /> i;;� paying reasonnble attorneys' fees and encering on the Property to nwlce repairs. Although Lender may take xtion under _.:,-�
<br /> this paragraph 7, Lender does not iurve to do so. �'�—_
<br /> pny amounts disbursed by L.ender under this par�graph 7 sha1�become additianal debt of Bortower secured by this ; ;��
<br /> par
<br /> ` Security Insuument. Unless Borrower and Lender agree to other termx of payment,lhese amounts sh�ll bear interest from : -,
<br /> ' the date of disbursement at the Nate rate and sholl be payable,with intercst,upon notice from l.ender to Borrower requesting i , .��
<br /> payment.
<br /> 8. Mottga�e Insurtmce. If Lender requirtd mortgage insuranc�as r►condition of making thc loan secured by this ,
<br /> i Security Instrument, Harcower sfwll pay the premiums required co maintain the mortgage insurnnce in effect.If, for any
<br /> � ' � reason.the mortgage insurance coverage rcquind by Lender lapses or ceases to be in effect,Borrower shall pay the premiums
<br /> � � rcquirai W abtoin cavcngc substastsia!!y tqaiv�lent to th��nBa&e insurence previously in effect,at a wst substantially . �
<br /> � equivalent to the cost to 8orrower of the mortgage insurance previously in effect,from an alternate mortgage insurcr approved -,�
<br /> � by Lender.If substantially equivelent mortgage insurrnce coverage is not avajlAble,Borcower shall pay to Lender each month �
<br /> � a sum equal to one-twelflh of the yearly mortgoge insurance premium being paid by Borrower when the insurance coverage
<br /> � lapsed or ceased to be in effect.Lender will accept,use and retain these paymeots as a loss «serve in Ifeu of mortgage
<br /> insurance. Loss reserve payments may no longer be required,at the option of L.ender, if mortgage insurance coverage(in y�
<br /> the amount and for the peri�xi th•r[ Lender requiresl provided by un insurer app�oved by l.ender �gain becunx� available ;�
<br /> and is obtuined. Bc►rrower�hull pay the premiumti reyuired to maintnin mortgage msu:ence in effeci, ur to provide •r los,
<br /> reserve, until the reyuirement for mongage insurance ends in accordance with uny wriuen ugrccmcnt hetwcen Rorruwcr
<br /> und Lxnder or upplicAble law. � y
<br /> 9. Inspeclion. L..cndcr ar its•rgent rnay makc rea��mublc emrie,upon anJ mtip�ction,u(�hc Pru n Lendcr shall
<br /> . � give Burrower notice vt thr tirnc of ur prior w an inspectiun ,pecifying reaM�nable cau+u litt thc inspeclion.
<br /> 10. Condemnation. The pnxeedti of any awurd ur rlaim for damage..Jirect��r cun�eyucntiul, in cunnection with
<br /> � any condemnation or other tuking of any part af the Propetry.or for cunveyunce in lieu��I r�mdemnatinn,are hcreby as�igned
<br /> and shall be paid ta I.encier.
<br /> ln the event of a total tuking uf the Pmperty.the praceedc shall he applied ia th�.um.kcurrJ by thi.Sccu�i�y ln.�rument.
<br /> � whether or not then due, with any exce.s paid a�Borrowcr. In th�evem��I a partial rrkin� ��I the Pr��perty in w•hich the
<br /> fair market value uf the Propcny immedi•rtely Iktare the taking i+eyu:�l ta ur grra�cr thun thc am��unt uf ihr wm++ccured
<br /> by this Sccurity Instrument immcdia�ch lxti�n thr taking.unless Borruwer anJ L�nd�r��thcrwiu agrcc in writing,the aum�
<br /> ,ecureJ by thi+Security Instrument shull tx- rcduced by�he�muunt ut'thr pr�xecds muhiplicJ by thr ti�lluwing frartiun:
<br /> lu)the total emount nf the sums+ecurcJ immediately licforc thc taking,divideJ by (hl thr 1'air markcl value uf th�Property
<br /> immediately before the tuking. Any bulance shaU bc p•rid tu&�rrowrr. In Ihc �veni ut a panial [aking of'thc Propeny in
<br /> which the fair market valuc i�f the Pro�xny imm�dwtcly bcforc�he�akinF i.Ie..th�n the amaunt��(thc wm.+�curcd im-
<br /> �� mediately befare the taking.unless Born�wcr and Lcnder utherwi.re ugrce m wrihn���r unle.�applicublr I•rw u�herwi.r pr��-
<br /> .� vides,thc prcxeeds shal) Ix applirJ ta thc xums ticcured by this Securin Inrtrum�nt w•hether��r nut the.um�arc�hrn due.
<br /> If the Property i. ab•rnd�xted by Bi�rruwur.ur if,atirr nuurc h�� Lender tu Burn�wrr that tlx c�mJcmnur affrr.tu
<br /> make an award��r u:nle a cla�m F��r Jumagr�.Ba�rrowcr fail.to re��xmJ tu Lendcr N•ithm 30 Jay�ah�r the Jatr thc nutirc
<br /> � is given, Lender is uwhurized tu c��llcct unJ apply the prixc�Jti.at its upti��n,euhrr�u rc�t��ralwn�x repair��f the Pri�perty
<br /> or to the sums secured by this Sccurity Intitrumrnt. whether��r nat thrn due.
<br /> Unless Lcnder and Bormwcr uthcrwiK agrec in writinE. any appGc•ruun��r n���.�«a.��� prinripal .hall n��t rxtcnd
<br /> � or poslpcme the due dace uf thr nxmthly p•r}•nicnt� rcl'crrcd tu m para�;raph. I and�or rhanEr i'�:�nu�unt ut �uch papm�nt�.
<br /> I1. &►r�•ower Not Released: �ori►earance Bc l.ender Not a V1'uivrr. k:xten+um��t thc time f�+r p�>'mrnl ur
<br /> maiificati�m uf amortizati�m uithe tiuma�crureJ M•this 5ecurity In.�rumea��;r•rmrd h► L�n.lcr tu any�wrrr..��r in intcrc�t
<br /> of Borrower sh•rll not uperate to relea�r Ihc liahility��i thc original Burrower ur Burcuw�rr'� +uccc.+ur, in �ntcrr�i. l.�ndcr
<br /> shull twt be reyuired to commencc pnxeedinFr aguin,t any succes.nr m �nterc+t��r rrfu,e n�ertend t�m� tia�,a�menl ur
<br /> otherwisc modify amunizution of the wms+ecured by thiti Sccurit} In+trwncnt hy rca.an••�f.my�manJ madr h�thr��riEmal
<br /> Borruwer or Bc�rrower's wcres+ors in imrrest. An} ti�rbcur�tnr h}•LenJer m rtrrcumE any nght or rcnx:d}�hull not be
<br /> onr nf.v nrrrlwk� t{ti• B%tfCl�l`uf anv ri�.M��f rcmcJy.
<br /> _. r"'..
<br /> »•��:• 12. Successors and A�si�n+B�mnd;Juint and Several l.iabflit�:c'�►-siRner+. 1 nr a�vrnant>anu aE�c�u�����,.:S
<br /> this Sccurity InswmcM�hall hind and txnrtit thc+urces.ur,anJ:�.+iEm uf I.rndcr,�nJ H��r�uucr.+uh�cit t.��hr pm�uwn+
<br /> uf p�ragr;�ph 17. &xrowcr'+covcnunts�nJ agr�ement>.hull Ix.���int and.r�cral. Am R„rn,wer ��h��c�,•.i�!ns�hi.tirrunt�
<br /> ' Instrument but daes nw cxecute�hc N��tc:l�►i� c�,•�i�.ning thi.Srrurny Im�rument�mly tn m�,nE:,�:c. �:rant arnl���nvey ihat
<br /> , � Bnrtnwer'y interest in thc Pruperty under the trrms��f thi�Securi��• In.trumrnt: �b� i� not Fxr.��nalh ��hh�ai�r1 a�pay thr
<br /> � sums securcd by thi�Serurity In.trumcnt:anJ��1 rgr�e.that Lendrr and am���hrr B��rru�err ma� agrcr a,ruenJ.m��l�l}.
<br /> forbcar or m•rke any acc��mm�xlauun�with r�gar�i tu�hc tcrni.ul thi+5rrunt�In.�rumrni,��ihr��nr���ih�n�� th�t Burn�Hrr',
<br /> c�msent. «•
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