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~oioo4~~s <br />BY SIGNING BELOW, Borrower accepts and agrees to the terms and covenants contained <br />i this Adjustable Rat Ri r. <br />(Seal) <br />xe in Ray Mil r -Borrower <br />~. (Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />(Seal) <br />-Borrower <br />230783 <br />MULTISTATE ADJUSTABLE RATE RIDER -ARM 5-2 Fannie Mae 4-2/5-2/6-2 ARM <br />Single Family -Fannie Mae/Freddie Mac UNIFORM INSTRUMENT Form 3111 1/01 <br />VMP ® ~/~~P822R (0804) <br />Wolters Kluwer Financial Services Initials: Page 4 of 4 <br />