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<br /> S. Hu�rd or H�.�erty� Insurwtire. &�rruH•�r �tta11 lcep thr impru��en�r��ts ix�w e�i,tiug ��� tk-.. t:s! on thc �
<br /> Praperty in�urcc! :�uinat lu>.. hy fir�. Il:il:�f�� IU�ILLtIC1I N'llllifl IIIC(NCill ��\Il'iltk'c� l'1riCCa�C" �uxl y�y uther har:uJ.. iiklu,ling _
<br /> 41�Ki�or t1�M�in�. Pur Khich l.cixtcr r�a�uires inwr.ukr. Thi�in.ur.,nrc.twll tx nuintai�u�1 in thc unuwnts a�x1 fi�r Ihe peri��Jc �
<br /> �hat l.axlrr r�yuir��. '1'I�c in�uraik�rarricr prr��iJing th� inwrrnrr �hall tk ciu►ccn h? W�rruw�cr�u�jrrt lu 1-riktc�'.:+l�P�•'ti•Mt �r
<br /> which shall not tx umr.�W,iubly withhrld. lf &ur.�ucr failti tr m��nl:�in �•��v�ragr J..crit+�J alwne. l.�ixlir nuy. at L.e�xler's _
<br /> u}�tiun.obuin co�•erage to pn►tect Leixlrr'.r rights i�1 tlk Nn�pert� i�t;urur�:uwc with�+�raFraph 7. �
<br /> AU �nui�an:c �x�iicie� aiul�c�wH••rl. :ha�t F;. a:c:pt::hle �:? LP�•�t`•r �„ri .hHll i�k•Iwk u .t.u�rJ nx�rt�:�c cl.�we. l.omier _
<br /> .Iw:!tw�•e�he ri�eht tu lu�ld thc puli�:ies unJ renew�ls.If Lcixl.r rcyuires.&�truwie�hall prunyuly bive tu L.ctxlcr ull r�cciptti ui' �
<br /> paiJ pr�miun�.�arul renew•�l ncuircc. Irt the r�•etit nf lo�.. E3orruwcr�I�rll�ivc prompt noticc a��fu;i�uui.�n�ti��►riicr a�xi Lc�ukr. _.
<br /> Lc�cr�isay n�alce pmaf of lucs if not made pr�zm�tly by &�rruucr. __
<br /> Unles�L,en�ier anc!Bormwer otherw•ice�Frce in writing, iiuur:uu�c prcxeedti+h:►II he applieci to re�taratiun ar mp:iir uf thc
<br /> Propeny dansaged,if the restoration or repair i�eronamically fca�iblr a�ul Letuler'c�ecurity i�nul lcsuned. If the reswratiun or
<br /> repair is nw economically feasible or Lender's security w•uuld be Iex�ened, the iiuuriutce prcxeeds shall t�e applied ti�thr sums
<br /> secur��cl by this Sccurit} Instnm�ent, whesher ��r ncu then due, with :u�y cxre�.� paid to Borrow•er. If t3orraw�er ab;uidons the
<br /> Properry, or ciocs not�w•�r within 30 days a notice f'rom Lc�uler that the iawrance�::u'ricr has offered to�ettle a claim, then
<br /> Lencier rn�y collect the iiuurance proceeds. Leruicr may use the proeeodc to mpair ar restare the Propeny or to pay sums
<br /> secured by this Security In�trununt,whether or nc►t then due.The 30-day periad will t+�gin when the notire is given.
<br /> Unless l,ender a�u1 Borrower otherwise agra:c in �vriting. any applicati�m of proceeds to principa! siiall not extend �r
<br /> postpone the due date of the nwnthly payn�:nts referr�i ta in paragraphs l and 2 or change thc anu�unt of the payments. If
<br /> under paragrapb 21 the Property is acquired by Lender, Borrower's right to any insurance policies and pn�coods resulting from
<br /> damage to the Propert�•prior to the acquisition shaJ�Fass to I.ender tu the extent of the sunu securcd by this Secu�ity Inswment
<br /> immediately prior to the acqu+sition. •
<br /> 6,paupaney�Preservation, blAintec�nce and Protection of the Property;Borrower's Loun Application;Leaseholdc.
<br /> Bonower shall occupy, estabiish,and use the F,u��iy as 3.�rroucr's a:in;:ip»1 resi:i�r.ce w��hir �ixty dayc after the execution of
<br /> this Security Instrument and shall continue to occupy the Property as Bonower's principal residence for at least one year after
<br /> the date of accupancy. unless l.ender otherwise agrees in writing, which wnsent shall not be unreasonably withhetd, or unless
<br /> extenuating circumstances exist which aro beyw�d Borrower's contcal. Borrower sha11 not destroy, damage or impair the
<br /> Property,allow the Property to deteriorate, or commit waste on the Propcny. Borrower shaU be in default if any forfeiture
<br /> action or proceeding, whether civil or criminal,is begun that in Lender's good faith judgmenc could result in forfeiture of the
<br /> Property or otherwise materially impair the lien created by this Security Instrument or Lender's uxurity interest. Borrower may
<br /> cure such a default and reinstate,as provided in paragraph 18, by causing the action or proceeding to be dismissed with a ruling
<br /> that, in Lcnder's good faith determination, preclu�ea forfeiture of thc Borrow�:r's interest in the Propert� or other material
<br /> irnpairment of the lien created by this Security Instrument or Lender's security interest. Borrow•er shall also be in default if
<br /> Borrower,daring the loan application process.gave materially false or inaccurate infomlation ar statements to Lender(or failed
<br /> to ptovide Lxnder w•ieh any material infarmation)in wnnection with tFe loan evidenced by the Note,including,but not limited
<br /> to. rtpresentatians conceming Borrower's cecupancy of the Property as a principal residence.If this Security Instrument is on a
<br /> leasehald,Borrower shat! comply with aU the provisions of the lcase. if Borrower acquires fee title to the Property, the
<br /> ltasehold�nd the fce title shall not mer¢e uNess L.enraer agrees co ine n�e�go� iu w��.3r�g. -
<br /> 7. Protection of I.euder's Rig4tc in the Property.If Borrow er fails to perform the covenants and agreements containal in
<br /> this Securiry I�uttumera.or there is a legal proceeding that may significandy affect Lender's rights in the Property (such as a
<br /> procceding in bankruptcy, probate,for condemnation or forfeiture or to enforce laws or reguLztions), then Lender may do and
<br /> pay for whatever is necessary to protect the value of the Property and Lender's rights in the Property. Lender's actions may
<br /> include �ying �ny sums secured by a lien which has priority over this Securiry Iasr.cument. appearing �n ca►rt. WYing
<br /> , reasonabk zttorneys' fea and entering on the Property to ma3ce repairs.Altho�gh Lender may take xtisss u�ader tivs para8raph
<br /> 7.I�enderdoes not have to do so.
<br /> Any a.�nounu disbursed by Lencier under this paragraph ' shall become add�tional debt of Borrower secured b} this
<br /> Security insuument. L'niess Borrower and Lender agree to other terms of payment.these anwnnts shal�bear interest from the
<br /> date of disbursement at c1►e Note rate and s1�a11 be payable. with interest, up��.z notice from Lender to Borrower reqnesting
<br /> payutient.
<br /> 8. 1lbrtgstge LLSUSance.If Leed,er required mortgage insurance as a condition of maicing Q�toan securad by this Se:urity
<br /> Instrument, Barrower si�all pay the �remiums required to maintain the mortgage insurarxe in effect. if, for any reason, the
<br /> mortgage insurance coverage requirYd by Lender L,�+ses or ceuses to be in effect. Borrower shall pay the premiums required to
<br /> obt�in coverage substantially equivalent to the mortgage i�uurance previously in effect,at a cost substaniially eguivalent to the
<br /> cast to Bocrower of the mortgage insurance previously in effect, from an altemate mortgage insurer approved by L.ender. If
<br /> sufsstantially equivalent mongage inwrance coverage is not available. Borrower shall pay to L.ender each month a sum equa! to
<br /> " on�twelfth of the yearly mortgage insurance ptemium being paid by Borrower when the insur�we coverage lapsed or c�sed co
<br /> be in effeci.I.ender will accept,use and retain these payme�►u as a loss resen•e in lieu uf mortgage insui'ance. Loss reserve
<br /> Form 3028 9190
<br /> Pape 3 ot 6
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