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� • _ .�..�„..- __. _ - __-_�. — - __ --_��— �_ _.— _ - .� �. _ . � - -� =�•r-�xn=-°_,•_,�> . , _ _ -_ '-�.."- �_..- �__!�y�.°_' - -- ,;- __ - - --- � a ��V.�Y V� � ADJ[]STABLE �tA1'� �D�R - ._ (1 Yeac�'re�wry Lulex-R�tc Cxpc) 2�u�7 o d� _ Th`iS ABia3S7'A��.0 nA;�f�t3L`�::is rtti:tlt thfs .iRD dey of ME!Y = 1996 ,aud is incarporoteJ into arid s1�a11 be deemcd to�uix.nc)ancl suppianent the Mon�aRe,D.°e.�l of 'E'rust or Sc:.urity Dea�f itt�e"Srturity InsUiunzrt'}o�the sam2 d�. gi�•cn by t1�,:ur��sign;.<!(tl�."Sa:ta�:�u")ta secure the Iiorrower's Adjust�able Rate Note(the'Note")to 1�� EQait�Dle Building �nd loan Association of Gr�nd tsland, Nebreske, �t iedera' Sevings B�nN (tbe"Lendee")of the same date xnd coveriitg the property described in the Security Instrument and lxatcd at: 407 E 12TH ST GRANp ISLAND, NEBRASKA 68801-3825 [PropertY Addrcssl THE NOTE CONTAINS PROVISIONS ALLOWING FOR CHANtiES IN THE INTEREST RATE AND THE MONTHLY PAYMENT. THE NOTE UMfTS TFiE AMOUNT THE BORROWER'S INTEHEST RATE CAN CHANGF AT ANY ONE Tt�E AND THE MAXIMUM RA7E THE gORROWER MUST PAY. ADDI3'IONAL�OYENAIVI�.tn addition w the covenariits aacl�gt+eeatients made in the Socurity Instrument, Borrower and I.enda further oo�•�nt and agree as foltows: • rar�:n�crn na�rt• al►tn wRAI►1Tt]i V DAVr�Tl�17A�V�CrC A.uV a�•��•-'i MaL' [u.ai awvi�.��a a r�a . var Tho�Vote pmvidcs for an initial interest rate of 7.QOQ �.The Nok:provides for ct�ges ir� the ituerest rste aad the maAthly Payments,as follows: �.IIvTEREST RATE AND MONTHLY��1YMENT CHANGES (A�Cban�e Ilstcs The interest rate I will pay may ch�nge oa the fi�st day of JUN E . 2001 . smd oo tt�st day evay 12th mwuh thereafter.Fach date oa which my interest rate could cl�ange is c�lled a"Ch�o Date.' B)'i'6e 1nde: Beginnin8 with the fitst Changc Dau, my inunst r�te will be baud on an Ind�x.Tbe"Indeu' is the wee3cly avt.ra,ge yir.ld on United States T�asury securiNes adjusteii to�oonst�nt u�writy of 1��ear,ac made avail�ble b� _ � �i��'w'r��a a�r.+.1v'n...:7."�.-7.s.`w •""�.Z.,.��'.L'�.....s fi��v�i1�1�L!c�F tl��L.4�,�va.�ft�M r�ri�f�'IfN1�TMtr . 1S Ci��Od�1C�CUI'[�G�t IDf�Cx.� If the Index is no longer available,the Note Holder will chwse a aew,inciex which is bacod upon a�mpanbJ� informatioa.T6e Note Holder will give me aotice of this choice. (Cl Caicutatioo ot Chan�es Before ead�C�sange Date,ihe Note NoLder will calculate my n�w intu+est rate by addia,� � T1M0 Pu��B�Po�(s)( 2.000 `.6)ur ihe Curreat Index.The Note Holder will tlun round the result of this addition w tbe nar�st oaae,ighth of o�pa�oeatspe Poiot(0.125%). Subjax to the limiis ststa�ia Saxioo 4(D)below. this rouadod amo�nt will be my new inta�at rate until the ne�ct G'hange Qate. � '!be Note Holda will th�a dete:mine the s�nouat of the moathlY P�Y�tliu would be sut�icieot w c+e�►y tbe �P�+P�t}�at i am expaxod to owe at the Chaage Due in full on the naanuiry Da�.at my ne+��nia�cYi na� ��Y a9�P�Y�nts.The rcx�ilt of tais•g�^>>9•:^^will be tLe aw amouut of mY�Y PaY�• . N)l.imits oa Iaterest Rate C6�es _ The intereu rate 1 am required to pay at the first Cfwi�ge ikae will not be greater ttna 9.OQ� q6 or less tt�aa 5.0 00 �'c.ltlereafter.my interat rate wili aever be incrrasrd ar docrested on � �Y�8��Se Date by more thAn two peraatage poinic (2.096)from the rate of int�rest II have boea P�Y� ' . for the pracadiag r.velve months.M�v interest rate will neva be grester tl�an 12•000 ' �X,. My i nt erest rat e wi 11 naver be 1 mwe r t han 5.000x. ' (E)Ettect�ve�ate of C6an�es �. My new iaterest rate will become effective on ach CI�►ge Date.I will pay the an�ount of mg new woothly paymeat begiaaic,g on the first montWY PaYment date afitr tlfe Chaqge D�te until ihe w�ouat af my monthly - r'�l'�=�T�-'_- (F)1�ioNoe ot C6anges The Note Hcild�t will ckliver or mail to me a mtice of any changes in my interest rite�nd tIx�mount of my moatlily paym�nt before the effxtive date of wy ch�nge. The aotice will include infom�ation required by Isw to be given me and �lso the 6tle wd ulephonc number of a person who will aasr�er wy quation I may have : regarding tlx notia. MULT{tTATE ADJUSTA8IE RATE RI�EIR-ARY 6�2-Swgk Fsmily-Farv�1iy/Fntldr�Aac Uafotm Wstturrw�t � Fom�3171 3J85 �-S12A f0.i051 VMP YOATGAGf P011YS•{i001F2s•7991 ��A�nqd on MtY�MA F�Ow .,�,. .