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�.�,.� �----- <br /> .. _ <br /> �s . . . ----:�-:��-�_- <br /> . _, r... _ - __ _ ---- <br /> � ' •_ _ _ ._ . " � !' ��._,.I�'y;�T- ._ <br /> . -,��yO[T"n;T <br /> _ i. <br /> wba�t:uidally eyuivalcat nx,rtbagc ia�urwxr c���•�r++��i� i��t u�ailahle. Horruwcr ,hall My tu l�ixicr r:+�h ux►nth u+un►cywl t�► _ <br /> unc�tu�elflh uf Ihe yr:�rly nx�rtgaye iiisur�uke prcn►ium t+::ing�uid h}•&�rruwer w•iun ttk inwrs�txr ra�•�reltr�W'� "r��`i'�tu � <br /> br in tfCect.Lc7tJcr aill��pi. u.�r�x3 rttsin tht�.r payme+n�h+ H lu�. rc.'.cn�c in (ieu uf nx�rtl•r�,. in.ur;ux^c. lw+c� r�ycn�r � <br /> pa�'ment.nwy �M►longcr h�rcyuir�l.ut ttte u4Nian ui'I.c��r. �i nw,nF��c in.w ak�1111`f.'1�C(I11 II1C:Ut1i1�111 :/IMI f1►T Illi:EKIHhI <br /> �twt lxu�J4i r�t�uir•s1 pn�vidcx!h�w►imur.r�r.�t•cc1 by I.c�xlcr t+�+in hc�.un►.�.a�ailal,Ic�u►J i�oblaintrl. Fi�+irov��r�!u!1�uy - <br /> the prcmi�n�.c rcyuireJ ta malutain nx�n���.� in.wrwxc in elfrct,ur�a p�ovi�k u t�►s�re.cnc,wui!Ilk��yulr�itiknt ti�r nw+:itufe = <br /> =n�lr�U`Y H�YI�i�e urcurS:uke w•i1h w�y w•ritten:�rrement t+etw•�tin fi��rrt�w�ce wxl l.cixlcr�ir u��{+li►able I:�w. � <br /> 9. lur:{�cikw. l.r�xlcr�►r itc agrnt nu►Y ma�,e n�rw��►�ic c�u�ic� iljniii i�i'�j1.r:•..:a..r4'�� t�u�em�. LAixlcr►h:i!! `i��e� �_ <br /> Hurn►w�c�iKuirc ut th.^.ti�ix:��t'ur p�iar ta pn m.{+ecfi�+ii.��ifying tZ:au��uhlc i:surc fur 11�.in�pertlun. c-. <br /> H <br /> 1Q. �'wsdcmuattuu.Tttc prec�ct!�uf yt►y uw;uJ ur el:unt f��r ti:u��cti, dir4ct ��r runKyucn�ial. in russ�x:tiu»w•ith a�y `-: <br /> �roixtr�tiuu�ia�ur ahc�[:►�i«y uf w�y ��+n +��'ttk 1'ropeny. �,r for�tia►veyan:c i»ticu of rnnckti�u�ti�ui, ar�Ix:rcby :��+lg�u.ti1 and p <br /> i�- <br /> atu�lt be paiJ to l.cndcr. =� <br /> v1 by thi�Se�uriry In�lninxnt, t'� <br /> In thc evcnt oF�tuir!t�kinR af ttu Pro�xriy.the pr�k:�+i.�l�.11 he uprUcd a,the wms�ccur. � <br /> whcthet or not then due, with any exccsv p:►iJ ta Borrower. In tt►e cvciu uf a Furtial takin� ��f'the i'�t�pcny in wl�i.h the fair �:, <br /> n�rket vnluc oP the Propcny inu�xtiiiace:y� bcfon dk t�king ie cqual u�or tircater ths�n the anxwnt of tiu sums�ccunvl b}•ihi�. �: <br /> Security Instrument imnuYliate{y i�ef��re the tal;ing,unless&�rraw•er an�l.ender cuherwise�gree in writin�,the wu�c�ecur.�l hy � -- <br /> this Security lnst►un�ent shali be reduced by tt� anxwm of' the pracemds multiplial by the f��ltow•ing fr.ution: la► ihe tcual� _ <br /> unxwnt oF the sums secured imcnediately beforc thc taki�ig, di�•ided by lbl the faic market �•alue o`thr Prupen}' imnuxliutely � <br /> before the tal:ing. Any t�alance shall be paid to Bor�uw�e�. In thc even� of a panial taking uf thc Prc�perty in w•hich thc fair <br /> muket value of the Pmperty immediately before thc tal•ing is Ic�.c than the mnount of thc sunu securccl inuixxliucly beforc the <br /> taking. unless Borrou�er u�xl Lr.�Kie+ �:t'�;��x agr��n writir.o or unless sQplicablc l�w cuherw►s�e provides. the pr�xeeds shall _ <br /> be appbed to the sunu securud by this Sccuri!y I�utrument whethcr or not the sums are then due. <br /> If the Propeny is aba�xionod by Borrow•er,or ii',aRcr iwtice by I.ctxicr to Borcawer that ttu rnndemtwr afferti ta malcc�n <br /> award or settle a claim for da�nages. Borrower failc to re.pond co [.ender within 30 dayc aRer thc clate the natice is given, <br /> 1x��ter is autttoriz.-�co co1!ecs alxl aP^�Y��Pr��s,at its opt�on,either to restoration ar repair of the PropertY nc io the sums <br /> secured by this Scxurity lastrument,�•hether or not then due. ��cation of ruceed�to principal shall not extend or <br /> Un{ess L,ender and Sorrawer otherwise agree in writing, any app P <br /> postpone the due date of the monthly payments referred to inparagrzphs 1 and 2 or change the anxwnt of such payments. <br /> 11.Bon'ower Not Releaced:Forbeas�nee BY I.e�der N°�s�W�Yer•Extension of the time for paymetu or malification <br /> of amortization af the sums secured by this Security Instrument granied by L.ender to�ny successor in interest of Burtower shall <br /> not operate iu�cl�:�.:.liabilitj of it!e e*�gi!�1 Rorrower or Borrower's successors in�nterest. Lender shall not be re9ui�red to <br /> mmmence proceedings a�ainst any successor m intercsl or refuse to extend tirne tar paymetu or uii�eiw��:.:��ifY ��r�-----°-^- <br /> w���e�. Any fo�rbea���by Lender bn exeer�c�ising any ght or�remedybshaltl�wt �e a wai er of orrprec(t►deethe <br /> exercise of any right or remedy. <br /> 12. Suocessors �nnd A.sci�nc Boundt Joiat s�nd Seveml Lis�bility; Co-sigoers. The covenants and agreements of �s <br /> Sacurity Instrument stml! bind and benefit the successors and assi8ns of l.ender and Sorrower, subjcxt co the provisions of <br /> paragraph 17. 8orrow•er� covenants and agreemetus shall be joint and severrl. Any Borrowerg� �s�conSve� tha <br /> Instrutr►�nt but does rxa'e�ecute the Note: (a) is casigning this Security Instrument onl to mort e,g Y <br /> Borrower s interest►o t'se PraPenY under the terrns of this Security Instrument;(b)is not persooal�Y ob�i8a2�to psy the sums <br /> securod b}chis Security Inctrument:and(c)agrees that 1-ender and any otlter Bottower may stgree to extend, mod'efy,forbear or <br /> ���y�.,�ommodztions with regard to the tertns of this Security Instrument or the Note u-�thout that Borrower's conseru. <br /> 13.I.oau C6nrges.If the loan secured by this Security Instrument is subject to a law which sets mazimum lou�charges. <br /> rg <br /> and that law is fin�lly interpreted so chat the interest or othe�loan charges collected or to be eollected in to rodua the char e <br /> loan eacceed the pecmittad lirtuts.then: (a)any such la'+n char e shall be rcduced b the amount necessary 8 <br /> to the permittod limit: and(b)anY sums already wllected from Borrower which excoodecf permitud limits will be refunded to <br /> _ Borrawu. I.endtr may efiwose io mai�c 'u`�is c��ar.: b� s°.�u.ir.^, a..�rinr:;wl �wed under the Note or by making a direct <br /> P�Ymau to Sorrower. If a refund reduoes principal. the re�iw:iioa will tsc tre3ted as a partial p►epaymmt witAOUt a�Y <br /> prepayment chacge under the Note. <br /> 14.Notkes. Any�tice to Borrower provided for in this Security Insvument shall be given by delivering it or by mailing <br /> it by first class mai�uc'Sess aPPlirable law roquires use of another method.7'he notice sha1�be directed to tttie Property Address <br /> or any other address BorroW+er designates by notice to Lender. Any notice ca 1-ender shall be given by first class mtil to <br />— Lender's acbdress stated herein or�►y ocher address Lender des�8natec bY notice to B°r''°wer. Any notice provided for ia ihis <br /> Security I�suument sha11 be doemed tv have baen given to Borro�er or Lender when given Ws provided in this Faragraph• <br /> 15.Governiug taw; Se�'erability. 'C1us Security instrument sha11 be govemed by federal taw an�l the lav�of the <br /> jurisdictior in which tBe �s located. In the event that any provisiatt a clause of this Sxuriry Insttutneru or the Note <br /> oonflicts with applicabLe L�w�oonflict shall not affect other provisions Qf tleis Securiry 3nstrument or the Note r•rhich can be <br /> given effect without tt�e conflic.tiag provision. To ttus end t6e provisions of t�is Security Inurument and the Note are declared <br /> w be ser•x.si.+le. <br /> 16.Barowec's Copy.Borrower shall be given one conformad mpy of the Note and of this Security I onu�umea nteresc in it <br /> :7.'!'sb.�.*�^�the Pronerty or a Beaeficwl Imteresi tn Borrower.If all or any part of the PropertY Y <br /> is sold or transferred 4�if a benefecial intere�i in Borrower�s sold or t►�nsferrui ar� nt inyfull of all sumc securcd bY his <br /> L,ender's prior writien conunt. 1..ender maY. at �u option, require immadiata payme <br /> Securiry Instrument.However,this Qption s1�a11 not be exercised by Lender if eaercise is prohibited by federal law as of the date <br /> of this Securiry Incwment. <br /> If l.ender exerci�es this option.I.ender shall give Borrower noiice of acceleration. The notice shall provide a period o not <br /> �ess than 30 days from the d�te the notice is deliverod or mailed within which Sorrowez rrwst paY al� sams secured by this <br /> — Security Inswment.If Borrower fails to pay these wms prior to the exQiration of this period, 1.ender may invoke any remadies <br /> pecmitted by this Security Instrument without further noticc or demand on 8otruwer. <br /> lg, Borrower's Wght to Re+n�ste. If Borrowcr meeu cortain condirions. Borrower shall have the right ro have <br /> enforccu�t of this Secnrity Insttumrnt discotxi�wed at�y time prior to ttie earlier of: (a)5 Wae s�(f�uch ��n�?S <br /> _ app�;�� �aw may specify for reinstatement) befote sale of the Property pursuant to any po <br /> Security IInstrument;or(b)enfry of a judgmeat enforcing this Security 1n5irument.Those conditiotu are that Borrower:(a)pays <br /> Lender all sums uhia�then would t+e due under•this Socurity Instrument and the Note as if no�cceleration had occurrad; (b) <br />