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<br /> �. / - ��L����i�i�..�:.'..r..:�a...��.���..v�lluYii�
<br /> �,ub�tw►�ially eyui���irnt nx�n�t•rge itu.ur,uxe cu�cra�tc iti�wK uvailat�tc, &�rmw•cr siufl�a�•a�l.4nd�r e:uh n�nth y sum ecival�u
<br /> u��c�twclQh uf'tix yexrly nx►nR�e inxurwxe prr�uiun�t+�iug��id f►y Ei�urow��r Wh�n Ihe inwr:uuc cin•rr:►ge 1�{+�c�l rr cw`ctil tu _
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<br /> !•r in rfirct. l.ixScr aill�cept, us���u►�����l�'r'n��''A` +laes reservr in lieu uF ux�rt�age in�ur;uxe. �.+� ��n'e _
<br /> payutents nmy �w•lun�ei•t+�reavirr.t,at the��tiun rl�x�xtct',ii'u►wig..�i�insur,u•»::et+�•e�e (in Ihr Anxw►u wrl fur the pC�iac1 _-
<br /> that l�ixkr ic�yui���.l pr.►�i.1:J by un in�urcr ar�+tr���vl hy I���kicr •rpaiii lxrun�����eil:►.'�Ic a+ul i.ot+tziix::l. li�����►w�r shall�} "
<br /> ihc prentiunu�eyuiro�l tu nuintu��ox�n�;i�.„�.1r�.��wKic unbcxwoa��F3urrow�cr�uxf ILrixk�•r u�lic�:,ble la�yi►euk,u fur nwrt�ays —
<br /> 111�f:li1CC Ci1t1S�Il iK�v�uiun� ••.w..:'.j .:.... _0 6 11 niYtM —
<br /> q. Inyxxtloa. l.ctxlcr ur its;�g:�u nuy ��wl;c rc:wuuble cnuicti upnn arxl ut�Exrtion.�vi uw ���qti��y. l•:r.:l::r:.�..d.
<br /> tf,ur:sw•cr:usti�r ut thc tin�e�,f�►r pcior t:�u+i inapaadr�n spaifyin�rrYSOnabir c;wsc fur the iiiyxY�ion.
<br /> 0.l'w�dc�w�wibn. Thc pnwyY+�:s uF a�y�►warJ ur cl;um tar d:u��ec, dircct ur .��i�c��ucniisl, i�`t►cr b�tiu��w,�cd ax� -
<br /> ` ti�. ��• «... :���cl+�Pc�urly.ur C�r ��n�zyuticc in iieu of caxlcuuutkui,�ur Y � _.
<br /> �ti,�xienu+riiu�t u:t�,�.. i.�..usr �f�.. ?�' � _
<br /> sl�11 bc p:ti�l tu La:ikter. _
<br /> !n the evtM of a tntxl tuki� of�he F*�c�peny.tt�c proc�xls chall be:�piias ta ihe sunU�ured by�hi�tiecw ity la�trumr�►1Q
<br /> whcthcr��r�xit thcn duc. w�ith oy eticc�s Mid t�.Born�w•ee. In tt►e c�•cnt uf u�xutial wking n�tt►;: E'rnpenv in K•hich the fa =
<br /> rnarkct��alue nP the Pn�rrly inu�x�ciiatcly befurc thc taking is cyual a� ��r atf�i�ug��n w riting�thc�u�r�ocurcd b� _
<br /> Securiry I�:trumcnt imn�liat:ly t+cforc thc ta�:ing.unlccc BormK•cr�nd
<br /> this Security G�.ctrun�e�t �hall be rc�lucai by the anxwnt of the pro�'eeds nwltiplied by d�e foUowing fracUi�n: la) the te�
<br /> anwunt of the suitu securc�l intinadiatefy bcfure Ihe tal:inF, diti idcd by lb► the fair niaeket value��f Ihe Prupeny inmwdiately
<br /> before the eaking. Any t�alance shall be pai�t to Born�w•er. tn the event af a pareia�tak•ing of the Property in which the f�ir
<br /> •;,�rk_t val�tir of the Pn�ny immediately before the taking ic Icss than the amount uf thc surns secur►�d inuuodi.ltely befure tt�e
<br /> taking,unless Borcower and Lendcr atherwise�grce in writing ur uidc:.s a�;vl::.�:s la:��otlr_wri�t;+mvid�s.Ihc pro�xeds shall =
<br /> be upplied to the sums se�.�urai by this Sccurity l�utrumeat whether or rot the surnc an tttiea duc.
<br /> if the Propeny is abuidc►ne�bY Borrower,or if,afk.r notice by Lcndcr to Bormw•er that the condemnor offer�to m•rice an
<br /> to l.endcr within 30 �ys after the date the natice is given,
<br /> awsrd or settle �cla►m for damag�.�. Bormwer ftils to respond ��p��
<br /> I.ender is authorircd to mllect and�pply the proccals.�t iu apcian,cittua�to restoratian or repair of thc Pmperty _
<br /> securod by chis Security instmment.whether cx nd then due. I��icx� uf p�nceeds to principal shall twt extend ar
<br /> Un{ess Lender and Bon•ow•er otherw�se agr�e in writinR. any app� ments.
<br /> po�tpor�e the due date of the manthlY paYments referred to in par.�W��Exte�tsion of the ti�me for paYu�or modificatian
<br /> 11.Ba�ruNe�Not Released: Farbwranoe BY Ixacle�Not
<br /> of aawrtizatia�of the wms securod•by this Security Instrument gr�nted by�.ender to any suceessor in interest of Borrower shall
<br /> not opersue io rrir;uc tt�.f:�`,:lit,�f:���•:olr°—�tt�,Rnwer or Borrow•er's successors in �nterest.Lerrdcr shall not be rcquired to
<br /> con�mence proceedings against any s�ccessor m interest or refuse to extend time for paymeni ot othenvise ma+i:y �.+��•:i::=ao:
<br /> of the sums s�x�ured bY this Secunty Inctrument by reason of any dem�nd made bY the original Borrow'er or Borrower's
<br /> successon in intcrest. Any forbeara��ce by [x�cler i�exercising any right or remady sl�ll not bo a waiver of or preclude the
<br /> exercise of any right or nemedy. � �v�s � 1g�r�ents of this
<br /> 12. Suae�co+'s and !�ssi� Bound: Joiat aud Several I.iaDility; Co-siSne�s• tnvisions of
<br /> $eeurity Itutninx,nt shall bind and beatefit the suoeessors and assignc of Lender and Bomower. subject to the p
<br /> pAr�g,t�pt� 17. Borcuw•er's eovecmnts and agteerncnts st�all be joint and several. Any Borrower who co-signs this Security
<br /> Instrument but does not eaecuu the 1�iote: (a) is ca-signing this Security lnctrumeat only to mortgxge. 8rant �d convey that
<br /> Borrower s intemst in the Propeny under the terms of this Security Incuument: (b)is noc p�rsonally obl�gated to pay the swiu
<br /> secured by this Security Iactrument:and(c)sgrces that Lender ar�d any°�r B°�T°wer m�y a�roe to extend.modify.forbear or
<br /> ��ny aoco�lyno�tions,�vith regard to che terms of this Security Instrument or the Note wit8out th�t Borrower's consent.
<br /> 13.l.oaa C4�es.If the loan secured by this Savrity Instnunent is subjecc to a Iaw which sets maximum loan ctwrges.
<br /> �nd tt�t law is finally interprded so that tltie interest or oiher lou�charges collectod or to be oofiected in�connecti�'c�e
<br /> loan e:oeod the permittod lirtuu, tl�en. (e)�ny such loan charge shall 6e reduued b the�mount neoasary
<br /> to the peanitted limit:and(b)anY sums alnady collacted from Bomower vrtuch�xceeded pennitted limits will b�rcfundod to
<br /> a..r.r,� tr,.der mav choose to make chis refund by ralucing the princiip's11 owod under the Wote or by malong a dira:t
<br /> . priaCipal. tAe t�eoucxtan wiii 'vc , �.�;,,,e� ...M....,,w�� �w�tbnut_any__ . ...
<br /> P�Y� to Barrowei. If a rtfund reduoes u�.+ :: : r--r-,—
<br /> prepayment charge under the Notc. ven b deJiverin it or b meiling
<br /> 14.Notioa.Any noticc to Borrower providod for in this Security Instrument shall be gi Y 8 Y
<br /> it b'y first class m�it untess applicablz law requires use of another met1wd. The tw�ice s�ll be d���to the Property Address
<br /> � any otl�er address Borrowet designates by ratice to l.ender. Any natice to Lender shall be given by fi '�f���
<br /> I,eader's 3ddrest stated herein or wny other addrexs I.et�der designates by notiae to Borrowu. Any notia p+o
<br /> �riry i���1 be�mod to have(�ea givrn to Borrower or l.ei►der wha�givcn as provided in this p�rag�sph.
<br /> 15.Goverdog l.aw; Sever�abilitY• This Sxuriry Instrum�nt shall be govcmai by federal law and the law of the
<br /> jurisdiction in which the Propaty is loqted.In the event t1�t �ny provision or da�se of thic Security Inutum�nt or the Note
<br /> oonflicts with applicable law.such wnflict st�ll not affect other proviswns of ttis Sxurity Instnunentao�r the Note are�declncnd
<br /> given tft'ax witbout the coofliaiqC provision. To this end the prov�siwu of tlais SocuricY In�
<br /> w be severable. � of the Note aud of this Security Icstzument• .
<br /> 16.Borr+ower s Copy.Eorrowsr shall be gi�ea one confomxd ooPY or�ny imtesest in it
<br /> 1�.ti�er of Yae Pr�rN:..j o:�°.:�xs!�!�"�t�••Rar�nwer.If�ll or utiy put of trie Ptoperty
<br /> is solo or tnasferred(or if a 6eaeficial intenst in Borrower'ss wId or transfe�rea ancl Borrowu�s not a natural pe�soa?w'�uwo�t
<br /> [,ender•s prior writua consent. lxnder m�y. at iu opt�on, require immediate paYcnent in fui� af ali siunt securtd by this
<br /> Sewrity Instrument.However.this option sf�alt mt be ex�rcisad by I�ender i�'exesc�se u prdubitod by fodorol law as of the date
<br /> Of 1j11t$OL'Ufll}�tnc-r.,��nc,
<br /> If Isndu ezercises this option,Lender sh�1�Sive Borrowes ootice of accetet�tion•71�c notice sl�l�i�'��by�S
<br /> l�� 30�ys {�m� date the notice is delivered or m�ited within whicfi Borrower must PaY
<br /> Security inspvma►t.If Botrowcr fails to pay tlxse sums prior to the ezpir�tiot►of this period.l.ead�tr ma}�involce any remodies
<br /> permittod by this Security InsWment w►thout fuither notics or demand on&xrower.
<br /> 18. Borrowts's jitg,ht to Reamiate• If Borrower meets ce�tain coniitions, Bocrower sh�ll txave the righe to I�ave
<br /> eafor�ment of this Security Inswment discontinual at any time prio�r t�ay�eulier of: (y S w r ot'sale coatainod�n dthis
<br /> applic�le law may specify for reinstatement)before !ate of the �+��o� P°
<br /> Socurity Inswment:os(b)erny of a judgmettt a►forcing this 5ecuriry Instrumrnt.Ttwse oondition�are thu B°�T°wer:(a)paYs
<br /> I,ender all sumc which then would be due�u�der this Security Insuument and the Note as if no acoeler�tion had octumd: (b)
<br />= cures�ny clef�utt of attiy other covenants or agreemcnts: (c) pays all expe�ses incvrrcd in eafotcing tlus Socurity Instnu�nt,
<br />— including.but not limited to.reasor�bk attomeys` fees:a� (d)take��uci�xt:oo:�Lcr-.:.�sr.a��ab�y roouire to icwre
<br /> t}iat the lien of this Sa��rity Instrument. i.e��der s rights in the Property ancl Borrawer's obligation to pay tltie suinc secuTtd by
<br /> this Secttrity Instrument stull continue unct�anged. Upon reinctatement by Borrower, this Security Instrument u�d the
<br /> obligatiottc securod herct+y shall remain fully effeceive zc if no acceleration h�d occurced. However. ttris riSht to reinstat�sl�all
<br /> not�pply in the czce of acceleration wider pu�agraph 17-
<br /> lg. Ss{e ot 1�Iote; Chaage of I.o�a Sa'vioer� 'I7�e Note or a partial interest in the Note(together with this Security.
<br /> pnstrument)m�y be sold one or more times wiu'tiout prior notice to Barrower.A sale may resulc in a ch�nge in the entity(known v
<br /> as the "I,oan Servicer"1 that collects monthlY p�Ymencs due under the Note a��d ehis Security Instrument. There also may be one
<br /> ar rnore eh�r�ges of the Loan Servicer unrelated to a sale of the Note.If there is a change of the Lo�n Serv�ar,Borrower will be
<br /> gsven writun noYsce of the chu►ge in accordusce with patagnph 14 above and applicable law.The notice W��� st�te���
<br /> .� address of the new Lou� Serviccr and the uldress to which payments should be roade.'E"he natice will also cont�in any oiher
<br /> -- inforenat'an required by applicable law.
<br /> 2p. }�ardous Subct�nees. Borrower shall nat cause or permit the presence.use. dispos�i. storage. or release of any
<br /> — H�zarda►s Substanc�s on or in the Propercy- Bortowet shall nc►t do. nor allow anyone else to do, znything affecting tLe
<br /> - pteperty th�t is in violation of any Environrnental Law. The preccding two sentences shall not apply to the presence. use. or
<br /> uur�ge o�the P:operty of smal!quantiti�s of Na�rdous Subswxes chat are geneeally recogniud to be�Propriate to nom�al
<br />.� resi�Cntial uses and to maiutcnance of the Property.
<br /> ��v P.Q.��� Fam 3028 9190
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